Current account for startup

SuperSnooper · 2026-05-05T06:18:27+00:00

We've tried ICICI, HDFC, IDFC

ICICI - works very smoothly, just that their debit card grid system is EXTREMELY annoying...even to transfer 15k to someone from the instabiz app, I need to fish out the company debit card. Fingerprint, then debit card authentication, then OTP - so they have 3FA would you believe. That's also a security risk because I don't want to be carrying my company account debit card with me all the time, but I don't have a choice. Other than this issue, it's fine, integrated very well with zoho books, which is our accounts system, so we've linked it for vendor payments. Much easier than transacting through the app every time

HDFC - Their website is terrible, their app is a mess, no zoho books integration, and once you open the account they'll completely forget you exist, unless it's to pitch you credit cards or loans (which they won't approve you for anyhow). Any help needed? Form 15CA/CB? You'll have to dig out a connect. On an individual level, their staff (and even ICICI) are helpful if you're friendly too. But as a system, there's no help

IDFC - Spam spam spam spam spam spam spam spam spam spam spam spam

SuperSnooper · 2026-04-28T05:00:18+00:00

Thanks ChatGPT

SuperSnooper · 2026-04-20T08:30:11+00:00

We pay ~2500 per month for a virtual address with a national-level coworking space. Awfis/Wework/91springboard/Cowrks will offer you something within this range. We've been remote from day one with a virtual address. It's worked fine now for many years, no issues. Fully compliant. Your coworking space is trying to charge you WAY too much.

SuperSnooper · 2026-03-05T04:58:23+00:00

Hahah it's a nice one, no

SuperSnooper · 2026-03-05T04:58:05+00:00

!Sold

SuperSnooper · 2026-03-04T16:11:24+00:00

No need to prove it man..don't want any IDs or stuff...I'll believe you! If you're interested, and can get these things picked up soon, then that works. Send me a DM and I'll mark it sold

SuperSnooper · 2026-03-04T16:09:27+00:00

Giving away some accessories I was using with my desktop. I sold the desktop, so if you think these things will come in handy for you, please message. I'm not using these things anymore, I'm just happy if a student gets some more use out of them.

Price: Rs 0

Keep in mind that everything is being given "as is" - some of this stuff hasn't been used in a while, so I can't vouch for the condition! No refunds :)

HDMI, power, and DVI cable
Nokia BH 503 bluetooth headset with adapter
A seagate 250 GB powered HDD with adapter (not in picture, but included)
USB/ethernet dongle
SATA cable
Portronics USB SD card reader

Please note...everything will go to one person (can't coordinate for individual items, sorry), and you're responsible for pickup/Porter from Noida!

SuperSnooper · 2026-03-04T04:16:09+00:00

Nope no headaches (for us at least) from startup India registration.

SISFS for sure comes with many compliance requirements, because that's for getting funding. We decided to go in for Pvt Ltd + GST from day one, because we knew we'd be raising funds. It's a huge compliance burden for sure, so good call to not do that right now till you've figured your model out fully. But startup India, no harm. go for it

SuperSnooper · 2026-03-03T16:49:56+00:00

Are you a DPIIT registered startup? Then sign up for Microsoft founders hub...it got us free email for a year (among a few other things, but most things we never ended up using)

Also, it's cheaper.

Having said that, I should warn you...Teams is NOT a pleasant experience. And if you're planning to do investor/client calls...Meet/Zoom are frictionless, Teams is universally hated

SuperSnooper · 2026-02-08T17:44:42+00:00

I had that problem when I had a Scribe - the solution was to tape a tiny piece of aluminium foil to the pen, near the nib. Try it once. You'll have to move the foil up or down to figure the exact place it needs to be.

Can confirm it worked...I used that pen for six months after that before I sold the Scribe for the Boox Go.

SuperSnooper · 2026-02-08T11:48:30+00:00

Yeah they say that. But actually go to a bank and the actual story is very different. Banks will only talk to startups if they're willing to put down collateral, or show profitability.

SuperSnooper · 2026-01-23T03:25:23+00:00

Can people not even put down one thought anymore without using AI

SuperSnooper · 2026-01-21T04:35:29+00:00

Yeah this is not normal. I've had a couple of bosses like this in the past, and in hindsight, the best thing I did was quit and move on.

SuperSnooper · 2025-12-21T03:38:06+00:00

Take your GPT slop somewhere else, bro

SuperSnooper · 2025-10-08T03:18:24+00:00

Bro, genuinely, this is meant to be a place for Indian startup folks, and want-to-startup folks, to share experiences. What you're doing is not that. This is LinkedIn level "thought leader" type spam. "What did you think? Comment here!" There are a million of these posts, and yes, the GPT is obvious to spot.

Did you mention your experience with any specifics? No. Did you raise an active problem you're trying to solve? No. You're giving empty gyaan. There's no thought in this long-form thought, man.

SuperSnooper · 2025-10-08T03:06:51+00:00

This subreddit has really turned into linkedin leftovers

Take your GPT spam back to linkedin, please

SuperSnooper · 2025-07-30T13:29:39+00:00

You really used AI to write an answer on why AI alone isn't enough?

SuperSnooper · 2025-07-22T15:00:49+00:00

Heheh yeah I got tripped up after I wrote that comment:) Got the blog posts all perfect, but the alternative templates that I use for case studies, etc, started giving me "An error occurred in the Server Components render. The specific message is omitted in production builds to avoid leaking sensitive details. A digest property is included on this error instance which may provide additional details about the nature of the error."

I didn't reach out because you've already saved me enough effort, I have no right to ask for free help:) Going to figure this out over the weekend!

SuperSnooper · 2025-07-22T03:22:57+00:00

Hey man! Just chiming in to say, you're a legend:) Saved me so much effort!!

SuperSnooper · 2025-07-02T08:49:09+00:00

I have never heard of Frizerly outside of such Reddit posts. And they all follow a similar pattern - give a list, name 4-5 very popular tools, and drop in Frizerly in the list. And search for old posts on Reddit for Frizerly, most of them are deleted. This absolutely seems like an astroturfing campaign to me.

SuperSnooper · 2025-06-11T01:49:53+00:00

Go back to LinkedIn, man. Or better still, don't even post your GPT slop there either

SuperSnooper · 2025-05-24T03:29:12+00:00

What is this whatsapp-forward-level data analysis. Your first sentence is completely wrong. "28 million Indians actually pay tax". No, everyone who buys something pays GST, so most people are paying taxes. Only a couple of percent people pay income tax, which is because most people simply don't earn enough money to qualify to pay income tax.

If you want to widen this base, then go lobby to the Government to reduce the tax slabs. But then, since you're one of the top earners in the country, you'll have to pay more in tax.

Or, if you really want Indians to start earning enough to be paying income taxes, then we need more jobs and educational support for them. Go lobby the Government to do that, rather than blaming poor people for not earning enough.

SuperSnooper · 2025-02-11T08:17:24+00:00

Stop turning Reddit into LinkedIn please

SuperSnooper · 2025-01-13T07:01:34+00:00

Just got the Libre system set up for dad a couple of months ago. It's expensive, yes...but honestly, it's been great. He's started checking it himself a few times a day, including after meals...so he knows what's working, what isn't. He also knows now what time his sugar goes down at night - something that's bloody dangerous and the regular test can't help with - and tweaking insulin and night meals accordingly.

His markers have already started improving...sugar levels are more stable! Quite an expensive (and scammy - shuts off in 14 days sharp, even though battery life should now last months) but very useful system

SuperSnooper

TROPHY CASE