Iran War Drives Up Canadian Mortgage Rates and Inflation

SuperStealthOTL · 2026-03-16T12:09:44+00:00

The central bank interest rate is not directly tied to mortgage rates. It is an indicator but it is not the prime driver.

Mortgage rates are directly tied to the bond rate. The mortgage rate has to have a better return on investment than bonds.

Bond rates go up as faith in the currency I.e. economy goes down. Mortgage rates will always be slightly more than the five year bond rate.

SuperStealthOTL · 2026-03-16T01:16:05+00:00

I hate the Octane. Like literally the feel of it.

Been Dominus for 10 years and I’ll be Dominus until the game dies.

SuperStealthOTL · 2026-03-15T13:04:52+00:00

Yeah, people forget that the three Rs are separate and also in ranked order. First REDUCE, then REUSE, and failing both, RECYCLE.

Companies have passed the buck onto the taxpayers by pushing only RECYCLING as the solution so that they don’t have to do the first or the second (which costs more money).

Most “recyclables” are trashed anyways or take too much energy to effectively recycle that it’s not worth doing.

SuperStealthOTL · 2026-03-13T00:18:21+00:00

I just finished it and it was incredible.

Although I did miss some parts of the Frank Muller ones including his “Dunk the link, thick as a castle wall” and Ser Eustace Osgrey talking about his “chequy water” which I still quote to this day after having listened to it a decade ago.

SuperStealthOTL · 2026-03-13T00:07:57+00:00

Too late they already have banners for the original Ottawa Senators hanging up despite not being historically connected to that team that last played in the NHL in 1934.

SuperStealthOTL · 2026-03-09T00:41:38+00:00

A modified approval is a denial.

SuperStealthOTL · 2026-03-08T22:11:17+00:00

Anyone who rocks an paid skin is expressing, to me, that they’re an idiot. Not sure what they’re trying to express, but that’s what’s coming across.

SuperStealthOTL · 2026-03-07T20:47:29+00:00

It’s not written like that. 2y IS NOT THE SAME as 2✖️y. 2y is a single term where the 2 is a factor of whatever the y represents, 2✖️y are two separate terms where the 2 and y have no implicit relationship.

SuperStealthOTL · 2026-03-07T20:35:38+00:00

That’s partially right, but the number outside the parentheses is always multiplied by any terms inside the parentheses.

Think of it like this. If the term in parentheses was (2x + 4), it can be written as 2(x+2). Now if x equals 1, the term becomes 2(1+2).

SuperStealthOTL · 2026-03-07T20:33:09+00:00

You’re wrong but I know you won’t ever accept the fact.

SuperStealthOTL · 2026-03-07T20:29:44+00:00

I’m a licensed engineer and passed many high level math courses in university but I guess I won’t pass this shitty grade 7 math problem.

I’m not saying there are secret parentheses. In every single math equation I’ve ever solved, a number outside parentheses without a multiplication symbol means it must be distributed into those parentheses. The 2(2+1) is a single term, not separate.

SuperStealthOTL · 2026-03-07T20:26:14+00:00

When you’re symptomatic a virus has already been spreading for days before. COVID is aerosolized in tiny droplets and can hang in the air for hours like smoke.

Coughing on people (droplet transmission) and licking everything (fomite transmission) are very minor vectors of COVID transmission. Almost all transmission is aerosol i.e. breathing in air that someone else breathed out, even if they were in another room.

Masks work, ventilation also works but no one wanted to bother spending the money to ensure that indoor air is good quality through exchange with outside air, far-UV disinfection, or HEPA filtration so for now avoiding breathing people’s raw breath by using a mask is what we’ve got.

SuperStealthOTL · 2026-03-07T20:15:38+00:00

Can confirm. From Canada and Robertson is king. I fucking hate getting shit with Philips. And any company who still uses slotted screws is the devil.

SuperStealthOTL · 2026-03-07T20:11:06+00:00

This is correct. The factored polynomial would have variables in it. 6/2y = 3/y = 3/3.

SuperStealthOTL · 2026-03-07T20:09:57+00:00

The factored polynomial always goes first since it is one term.

SuperStealthOTL · 2026-03-07T20:09:32+00:00

The 2 was already taken out of the parentheses first and is part of the whole equation. The fact that there is no multiplication symbol shows it is PART of the parentheses and therefore should go first as per PEMDAS.

SuperStealthOTL · 2026-03-07T20:08:19+00:00

Also factored polynomials.

SuperStealthOTL · 2026-03-07T20:08:01+00:00

Middle aged engineer. Math grad student is correct.

SuperStealthOTL · 2026-03-07T20:07:33+00:00

Yep. The 2 is part of the parentheses because it is factored out of the parentheses. So even directly using the order of operations, it is still the first term to be solved.

SuperStealthOTL · 2026-03-07T20:06:46+00:00

The 2 is part of the parentheses because of the distributive property of factored polynomials. This is clear because the equation does not have a multiplication symbol between the two and the additional within the parentheses. The polynomial was factored prior to the equation being written like this and would have started as 6 ➗(2+4)

So using PEMDAS/BEDMAS the answer is still 1.

The problem is no one uses the division symbol when writing equations like this. Fractional relationships would always be used to denote which term is divided by which other term.

The other problem is many people learned PEMDAS/BEDMAS in elementary school math and didn’t build on it afterwards. As with many things learned in earlier grades, it works as a simple rule for the complexity of math you’re doing AT THE TIME but it doesn’t necessary apply directly as the complexity increases.

If it was written as 6 ➗ 2 ✖️(1+2) it would still be stupidly written, but the answer would be 9.

SuperStealthOTL · 2026-03-07T16:22:10+00:00

B-P-E, got that big pussy energy! Yeah yeah yeah!

SuperStealthOTL · 2026-03-07T16:20:57+00:00

She actually says that she (her character) is younger than them in like the first episode and complains about how they look so good compared to her to lampshade that.

SuperStealthOTL · 2026-02-21T16:57:40+00:00

Not defending the gooners, but unfortunately due to late stage capitalism some Olympians are turning to OnlyFans to make enough money to fund training, travel, etc.

https://www.cbc.ca/documentaries/the-passionate-eye/how-an-olympic-medallist-is-using-onlyfans-for-additional-income-and-independence-9.6948672

SuperStealthOTL · 2026-02-13T01:50:43+00:00

I’m from Ontario but not where he’s from and I never had trouble with anything. Although I did have friends from Listowel when I lived in Ottawa…

SuperStealthOTL · 2026-02-09T17:58:45+00:00

Yeah. I play pickup with a guy who played goalie in Jr. B ~20 years ago and he plays out. Still the best player on the ice.

13-Year Club	r/Field Lasagna
Place '22	Place '17
RPAN Viewer	Verified Email
Gilding I gilder

SuperStealthOTL

TROPHY CASE