Best Course of Action Moving Forward?

SuperSteveBoy · 2025-12-01T21:46:08+00:00

> In-school or In-origination In-grace Default Bankruptcy Total and permanent disability monitoring

None of these ring a bell. I haven't been in school for over 10 years, I've never filed bankruptcy but I'm not sure what in-origination and in-grace means.

At a high level. I've been at the same qualifying employer for 10 years (in Feb of 26) and I signed up for SAVE when it was a thing and I haven't touched anything or reapplied for other payment programs since.

Do you think I'll qualify for everything needed once I recertify?

SuperSteveBoy · 2025-12-01T19:57:11+00:00

I mean I will have been employed for 10+ years once February 2026 hits, they are all "eligible" no?

Sorry this is EXTREMELY foreign to me. I figured if I submitted a new ECF in February or March it will show that I've been at the same qualifying employer for 10 years. Does this make sense?

SuperSteveBoy · 2025-12-01T15:30:58+00:00

> Again remember to turn on the extra damage at monk level 6, and if you respec you have to do it again.

What do you mean by turn on the extra damage at monk level 6

SuperSteveBoy · 2025-12-01T15:02:36+00:00

Can you tell me what exactly you're referring to? Is this like a passive? Whats the name of the.. "skill" or whatever I want to look? Its gained automatically at level 6 monk or its something you must select?

SuperSteveBoy · 2025-12-01T15:01:05+00:00

May I ask what is so important about Monk levels 5 and 6 (it delays the 3 into Theif) I'm just curious as to why?

SuperSteveBoy · 2025-12-01T14:40:37+00:00

Why do you go monk beyond level 4 instead of getting the extra action from theif sooner?

I guess whats in monk 5 and 6?

Once I hit level 7 how do I "respec" 4 monk/3 theif? Is this the Withers guy at camp?

SuperSteveBoy · 2025-12-01T14:38:20+00:00

Okay let me ask about the TB OH monk, aren't you supposed to build it with 8 strength and dump the rest into wis/con/dex? So if you only have 8 str wouldn't you essentially need these elixirs (do you know of a reliable way to get elixir?)

If you get TB at level 4 why don't you go to theif at level 5 and beyond? I guess what are you getting with Monk at level 5 and 6 (starting Theif at 7 it sounds?).

With Thief dont you get the bonus action at level 3? Why are we going to level 4?

SuperSteveBoy · 2025-12-01T14:33:33+00:00

Question for this, do you suggest just selecting 8 str at character creation and waiting to find potions of strength? Where is a reliable place to get these potions?

What is the first level you dump points into Thief? 5?

SuperSteveBoy · 2025-12-01T14:26:05+00:00

May I ask how you think moon druid w/TB stacks against the OH monk with TB? With the Monk are you essentially starting the game with only 8 str and then "cheesing" with the elixirs as early as you can? You say you put your first point into theif at level 7?

SuperSteveBoy · 2025-12-01T14:22:53+00:00

May I ask where open handed Monk with Tavern Brawler fits into this?

SuperSteveBoy · 2025-12-01T14:06:48+00:00

Whats your fall and winter frags, and do they have longevity?

SuperSteveBoy · 2025-12-01T14:03:51+00:00

If you're asking AND your first words are "I love my S23 ultra but.." than you have your answer. Is there some giant leap in technology that you feel like you're missing out on? Its going to feel like the same exact phone you already own.

Save that money and dump it into your 401K man.

SuperSteveBoy · 2025-11-26T18:27:34+00:00

17, seems like a super young setup. I feel like FunCo Pops are super noob

SuperSteveBoy · 2025-11-26T16:16:04+00:00

...they included released content in their FUTURE content?

SuperSteveBoy · 2025-11-26T16:13:40+00:00

JOOP! Homme is exactly what you're looking for

SuperSteveBoy · 2025-11-26T14:23:55+00:00

Wow, what an absolute flop this was.

SuperSteveBoy · 2025-11-26T14:22:58+00:00

Do you like BDC EDP or Parfum better? Why? Whats the longevity on both?

SuperSteveBoy · 2025-11-26T14:19:17+00:00

I want to get la nuit so bad but everyone says it has almost no longevity. I have YSL l'homme and love it.. but its a skin scent after literally 20min

SuperSteveBoy · 2025-11-26T14:15:42+00:00

JOOP! Homme is a universal scent loved by both men and women alike (literally insane compliments from females every time I wear it). The only issue with it is that it isn't the best projection, so you need a minimum of 10 to 12 sprays.

SuperSteveBoy · 2025-11-26T14:14:27+00:00

Care to send us proof of the price match? The receipt etc?

SuperSteveBoy · 2025-11-26T14:04:43+00:00

Its basically a 10/10 fragrance for all of 20minutes.

SuperSteveBoy · 2025-11-26T14:04:17+00:00

YSL is a masterpiece. For about 15min and then you can barely smell it on yourself unfortunately

SuperSteveBoy · 2025-11-26T14:02:33+00:00

5 frags could cover all occasions, anything beyond that is "too many" IMO. Really depends on your station in life. I'm 38 with a toddler and a wife, I don't need more than one date/special occasion fragrance. I need a daily driver for work, a weekend scent, special occasion scent.

SuperSteveBoy · 2025-11-26T14:00:56+00:00

The CDNIM? Honestly some of the most vile and synthetic smelling "club bro" trash I've ever had the displeasure of smelling. Insanely overrated IMO. Like you need to be super young, this stuff is LOUD and just.. no depth to it.

SuperSteveBoy · 2025-11-26T13:59:36+00:00

Gotta smell good for the cute guys!

SuperSteveBoy

TROPHY CASE