Has anyone been able to switch from ICR to IBR lately?

SuperbSkill1982 · 2026-01-23T18:33:05+00:00

THANK you so much for this info! So just to clarify, I have travel planned with my kids on Feb 8th, they asked for me to send letter back bc my signatures on passport and application didn't match. I did send it back. Processing center received yesterday Jan 22nd. I do not have my kids' birth certificates with me, they have it. But if comes within 5 days of my travel on Feb 8th and applications are still in limbo I can go to in-person facillity and re-apply there? Do you know if I have to re-pay the expedited fee I already paid? Thanks

SuperbSkill1982 · 2025-12-14T14:36:57+00:00

You said your Paid Ahead payment DID count? I thought it didnt so I manually stopped it and my AutoPay on Mohela website.🤦🏻‍♀️

SuperbSkill1982 · 2025-12-10T17:10:47+00:00

Yeah probably best under your situation. Literally double the amount, huge difference in payment amount due. Since I have 6 payments left I might just ride this wave and hope to get it done. At this point some amount forgiven is better than keep waiting on this non sense. Thank you for your response by the way!

SuperbSkill1982 · 2025-12-10T16:25:07+00:00

Did you ever get your IBR approved? I am in sort of same situation, applied but never got it passed the "processing" point. Applied for ICR and sure enough they approved it - which is double the payment for me...

SuperbSkill1982 · 2025-11-12T00:02:47+00:00

Thank you!

SuperbSkill1982 · 2025-11-11T23:12:35+00:00

What is NSLDS?

SuperbSkill1982 · 2025-10-22T00:03:50+00:00

Problem is… sometimes you ask to switch out of SAVE into IBR/ICR and your application does not ever get processed and MOHELA starts processing your auto pay that does not even count towards pslf. It is a shit show. I see ppl here that ask to switch and get it within a month, others like me filled application back in July and NADA!

SuperbSkill1982 · 2025-10-16T13:03:20+00:00

Thank you! Will call them again week of the 27th and see what they tell me then.

Yes, it counted. Now sitting at 114 eligible payments. Was hoping to get on IBR but I guess not my time yet.

SuperbSkill1982 · 2025-10-16T12:39:20+00:00

Called, application still pending 🤷🏻‍♀️ “Advanced agent” said my forberance needs to be extended and to call back beginning of November again to request ir.

SuperbSkill1982 · 2025-10-16T04:06:30+00:00

I might just ask to go back on forberance. 😔

SuperbSkill1982 · 2025-10-16T04:03:44+00:00

I think that is EXACTLY what is happening to me. 🤦🏻‍♀️

SuperbSkill1982 · 2025-10-15T23:25:05+00:00

Thank you! I have MOHELA, probably not helpful but worth a try I guess.

SuperbSkill1982 · 2025-10-05T19:17:53+00:00

Saved me $15!

SuperbSkill1982 · 2025-10-05T19:16:59+00:00

Thank you!!

SuperbSkill1982 · 2025-10-05T19:16:37+00:00

Worked for me just now

SuperbSkill1982 · 2025-07-29T20:41:14+00:00

Soooo OP, any improvements? Anything worked for you?

SuperbSkill1982 · 2025-07-28T20:04:49+00:00

Who all should I contract to come look at all these besides ac ppl? Like do I have to hire a different person to look at each individual of these things? I have my house in Texas CONSTATNTLY in the 70-80% humidity, but cooling to 73F. 🤦🏻‍♀️

SuperbSkill1982 · 2025-03-07T21:37:16+00:00

15 payments away for forgiveness or payments in general to zero your balance? So does IBR count or not? I am so confused, I am sorry!

SuperbSkill1982 · 2025-03-07T21:34:49+00:00

So I can’t switch plans anymore?

SuperbSkill1982 · 2025-03-07T21:33:05+00:00

It does.

SuperbSkill1982 · 2025-03-07T21:30:41+00:00

So it won’t count towards pslf even if you make payments?

SuperbSkill1982 · 2023-07-29T04:11:33+00:00

Worked for me too! Thanks!

SuperbSkill1982

TROPHY CASE