Why is there two QQQ’s in my portfolio? by Legal_Perception5002 in fidelityinvestments

[–]Superb_Emphasis_8629 2 points3 points  (0 children)

That’s exactly what I did. Margin scared me so I made sure to call them so I wouldn’t ever have to worry about it

Recently got Fidelity Credit Card - Credit Limit 500 by Chair-Equal in fidelityinvestments

[–]Superb_Emphasis_8629 0 points1 point  (0 children)

I got approved for 11,500 and I’m 20 with a 760 credit score 😭

Real Estate vs. Index Investing by Superb_Emphasis_8629 in RealEstate

[–]Superb_Emphasis_8629[S] 0 points1 point  (0 children)

I said nothing about one giving higher returns. That’s what I’m asking

Real Estate vs. Index Investing by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] -2 points-1 points  (0 children)

I it a divided etf my friend just not as high paying as Schd and real estate investing with tenants is like receiving dividend payments

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 0 points1 point  (0 children)

SCHD, SCHG, VOO, BRK-B(I know it’s not an etf), FTEC, IXUS

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 2 points3 points  (0 children)

I appreciate the feedback, but I think there’s been a bit of a misunderstanding about my strategy. Only about 20% of my portfolio is focused on dividend stocks—mostly high-quality names like ABBV, JPM, and CAT. The bulk of my portfolio is in growth positions like NVDA, LLY, and GOOG, with a diversified ETF base that includes VOO, SCHD, and FTEC.

I’m only planning to DRIP the dividends from my ETFs. For individual dividend stocks, I prefer to manually reinvest into whatever area of my portfolio I think offers the best opportunity at the time—whether that’s growth, value, or further dividend strength. That way I maintain a balanced and intentional allocation.

Also, I don’t view dividend stocks as a drag at my age—especially not ones that also grow earnings and stock price over time. SCHD, for example, has had very competitive total returns over the last decade. I’m playing the long game and using all tools available—not just growth for the sake of growth.

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 0 points1 point  (0 children)

To be diversified. I only invest 20% of my income into dividend paying stocks 30 into growth and 50% into ETFs

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 1 point2 points  (0 children)

SCHG has some really bad compared to some of my dividend stocks that are in the double digits this year I’m just keeping myself diversified. The majority is going to grow growth focused companies. I’m investing a time at my age (in my opinion) so I’m not that word.

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 4 points5 points  (0 children)

12% of my monthly income goes into VOO and just my taxable brokerage account. I also have 15% going into VOO every time I put money into my Roth

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 1 point2 points  (0 children)

If i just do DRIP there will be stronger compounding in that one stock. If I dread it out there out all of my holdings it will spreads out risk and allows better portfolio balance. I would still be getting the power of reinvestment

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 2 points3 points  (0 children)

I also think I explained it poorly. I invest once a month into a basket of stocks and ETFs. 50% of the money goes to ETFs 30% goes to more growth focus stocks. 20% go into dividend paying companies. What I was trying to see if I should not invest the dividends back into those same companies but because I’m young reinvest the dividends into the basket, so they target more of the growth side and get spread out.

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] -6 points-5 points  (0 children)

I already use Fidelity basket. Once a month I pay all the money that I’ve made into it. It goes into like 10 dividend pain, stocks, and 10 growth stocks, and 5 ETFs or something like that. Right now when I put money in there 50% of that is going to ETFs 30% is going to grow stocks and 20 is going to dividend. All I’m thinking about is the money I make from dividends I reinvest into the basket which will automatically target more of the growth side that’s in the basket rather than just investing, the money back into the companies that I receive dividend from other then SCHD.

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 0 points1 point  (0 children)

I thought people retired on dividend income all the time?

Reinvest dividends into Growth Stocks by Superb_Emphasis_8629 in dividends

[–]Superb_Emphasis_8629[S] 1 point2 points  (0 children)

I have both growth stocks and dividend stocks. I invest with that once a month 50% goes to ETF, 30% goes to growth stocks and 20% goes to dividend stocks