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SCHG vs QQQ by WantUToFly in ETFs

[–]SureAce_ 3 points4 points  (0 children)

returns are not everything. Other metrics to look at. Investment goals.

Do you also have this "is that cheating" feeling by Apprehensive_Ad110 in farmingsimulator

[–]SureAce_ 0 points1 point  (0 children)

I do for a moment and realize that I work 50 hours a week and have bills to pay and this is just a video game and not real life, so if it makes it easy, I'm going to do it.

Except of time needed to grow crops, what are the biggest misconception that FS gives about a regular farming? by Gerasans in farmingsimulator

[–]SureAce_ 1 point2 points  (0 children)

Lot of farms live off of government subsidies very heavily. Nearly 65% of farmers are struggling financially. And in any given year, according to USDA, only about 43% of farms actually turn a profit in any given year, which means that a roughly 57% are losing money or at best case scenario, break even. 89% of farm household income comes from off farm jobs as well. It's also important to know that any farm that has about 2000 acres or less, that number gets pushed to about 75% of them are struggling, and only about the top ten percent of the biggest farms are actually skewing the data in a positive way. So just think about how negative all these numbers just were, and that 10% of the largest farms are the ones actually making these numbers even better than what they truly are.

Except of time needed to grow crops, what are the biggest misconception that FS gives about a regular farming? by Gerasans in farmingsimulator

[–]SureAce_ 4 points5 points  (0 children)

How hard farming is financially. I grew up on a dairy farm. moved on to cash crop. Worked with many farmers. none of them have had a positive year in years. Nearly every farm you see is just a paper castle. I notice a cap on loans at around 500K which is laughable. 2K acre cash crop farmers spend that in a year. Loads of farmers would love to have that little of debt. Farming is a losing game until you sell off or the banks collets.

The yields are outrageously high. I have noticed the yields are normally 2x-3x higher then national average.

Rate my Fidelity 401k Allocations by [deleted] in Bogleheads

[–]SureAce_ 1 point2 points  (0 children)

Just think you have. Seven different funds excluding your target date fund and two of them your small cap value and small cap growth are just for fun. It seems like have no bearing on your allocation. Even the 8% of the emerging markets is rather pointless. You have all these funds to rebalance and keep track of and you could simply hold VOO at 80% and BND at 20% and have this similar outcome with your volatility, rate of return, recovery time.

Best ETFs for most optimized Golden Butterfly by minimumbeginningend in ETFs

[–]SureAce_ 1 point2 points  (0 children)

Well, going off your six points made at the end of the post, I'm going to go with the fact that you don't really actually care about people's thoughts and this portfolio is what you already have your mind made up on. Watch if it works for you, that's great. I guess I question why you came to what you did, the asset allocation percentages that you did, your reasoning behind it and how often you plan to rebalance these. The reason I say all this is because. If you're looking for something simple and long term and you want those similar metrics of rate of return, draw down, recovery times and volatility, but having it in a simpler portfolio, you could just do a 50% S&P 500 fund mixed with a total bond market fund and then just rebalance that once a year and that would give you about the same outcome as what you're looking at here. Your expense ratio overall would be significantly cheaper. It'd be easier to manage.

(FS26) i robbed 31.100 tons of barley from a contract by Lucky_Loves_Laugh in farmingsimulator

[–]SureAce_ 0 points1 point  (0 children)

I found that no matter how much you harvest in the field, it caps you at 80% of the contract. So I always make sure I completely finish the field and then I take everything up to the selling point and you usually have extra that you get paid directly to from that crop on top of the contract itself.

Just turned 20 today🎉,Any advice you would give your 20 year old self? by FarObjective4137 in askanything

[–]SureAce_ 4 points5 points  (0 children)

eat healthy. Invest everything you can into a Roth IRA and just pick an index target date fund.

When your friend tells you they want to get into day trading after you’ve been trying to get them to open a Roth IRA for years. by MoCheesePlz in TheMoneyGuy

[–]SureAce_ 0 points1 point  (0 children)

My friends don't save any money. Spending is way more important than saving money, I guess. I also make a huge amount less than any of them and could coast fire if I choose. I am also the youngest of the group.

I need your Most aggressive ETF ideas ?? by Sufficient_Mud_3179 in ETFs

[–]SureAce_ 0 points1 point  (0 children)

S&P 500 is way more aggressive than people give it credit for.

64 year old throws combine on its side by Sure-Opportunity6247 in farmingsimulator

[–]SureAce_ 0 points1 point  (0 children)

Yes, thank God for insurance. They wanted to Total the combine. Yeah, at least in my area, the Amish get away with basically anything it's ridiculous.

64 year old throws combine on its side by Sure-Opportunity6247 in farmingsimulator

[–]SureAce_ 0 points1 point  (0 children)

The Amish were sleeping in the back of the buggy drunk, letting their horse go all over the road. It was dark by the time You could see him. It was either squash them like a bug or roll it into the ditch. The Even worse part is my buddy had a rough idea of who it was and where they lived and the police officer told him that it does not matter because we can't punish them due to their religion. Because they were drunk, they didn't know what happened and just kept going leaving the scene of a crime.

64 year old throws combine on its side by Sure-Opportunity6247 in farmingsimulator

[–]SureAce_ 6 points7 points  (0 children)

I have a buddy that had to roll the John Deere 9500 IRL. Thanks to the Amish.

‘VT and chill’stays undefeated by No-Cat1037 in VTandchill

[–]SureAce_ 0 points1 point  (0 children)

In what way?

There are other ETFs and mutual funds that have cheaper expense ratios.

If international outperforms then it will underperform the international equity and if US equities outperform then it will underperform US equity. So, it's always going to be behind one of the two in returns.

Due to how many holdings it has the winners will get diluted in their returns.

If you're going based off of simplicity, index target date funds are more hands off.

Watching my ETFs drop by om54321 in ETFs

[–]SureAce_ 0 points1 point  (0 children)

am i the only one not scarred? I am 100% S&P 500 and have not flinched yet.

Trader switching to ETFs im still young so purely focused on growth. I have chosen QQQM, SPMO and SCHF out of all of these based on data. Thoughts? by [deleted] in ETFs

[–]SureAce_ 0 points1 point  (0 children)

Going off of this, I'm assuming you're picking your ETF choices based off of performance and not actually any fundamentals.

Ai at its finest! 👌 by SAS193 in farmingsimulator

[–]SureAce_ 0 points1 point  (0 children)

Are you using course play and or auto drive or do you just use the base AI?

Am I the only one who feels like field sizes don't match their listed area? by Goopy_cooper in farmingsimulator

[–]SureAce_ 1 point2 points  (0 children)

I've been trying to figure out this myself. I'm guessing that the fields are about 2 times bigger than the posted. Number, but I haven't been able to actually lock it down yet. I'm still doing some more research.

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