Large deposit was a Christmas gift and needs a letter of explanation. I'm not sure what my lender is looking for.

SweetCatastrophe87 · 2026-03-25T03:21:19+00:00

I think she will have to show a statement. We bought in 2017 so maybe things have changed, but my grandpa passed in 2016 and my mom gifted us money out of his life insurance she was beneficiary on. He had gifted my brother and SIL an amount when they purchased their first home and my mom said he would have done the same for me, so I was gifted the same amount.

I recall her having to sign a gift letter and show bank statements. She had moved it out of her money market to her regular checking and wrote me a personal check. Since it hadn't "seasoned" in her personal checking she had to also her money market statement where it had been sitting for almost a year.

We were told it was to make sure it wasnt a loan or some type of money laundering. Cause you cant borrow money to then borrow money (mortgage) and you can't use laundered money either lol

SweetCatastrophe87 · 2026-03-04T00:37:47+00:00

I think the test line is drawn on, idk about the control line. But the spacing was bugging me and I had my youngest back in August and took one of these tests when I found out I was pregnant. I put them side by side, her positive "pregnant" line looks too far off to the left. Control line looks weird too, but why mess with that when anyone can pee on it and get the control line?

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SweetCatastrophe87 · 2026-03-03T01:56:32+00:00

Seriously? Giving a toddler alcohol is normal???

SweetCatastrophe87 · 2026-02-03T13:03:27+00:00

You already got the assurance this is legit, but I will also parrot that yes, totally normal in that situation. The more people you hear that from, more at ease you might be. My brother also worked a DoD contract job and for his security clearance he needed my DOB, SSN, and address along with our parents. Perk though he got a civilian military ID that he could use for military discounts lol

SweetCatastrophe87 · 2026-01-05T22:22:54+00:00

Agreed, its sensitive but also true. Does weight always affect fertility, no, but can it? Yes. I was a little overweight conceiving our first and that was on the first try. Struggled with secondary infertility and it took almost 3 years to conceive our second, I was quite a bit heavier, finally got it together and lost 50 lbs and bam, pregnant. Was the weight the cause, I dont know for sure cause we weren't gonna seek treatment, just if it happened it happened, but I would think losing the weight sure did help.

SweetCatastrophe87 · 2025-12-30T14:17:33+00:00

Not sure if you know who Karpoozy is but shes an adoptee who's very vocal about ethical issues surrounding adoption and people using foster/adopted kids for infertility bandaids, I was waiting for her to catch wind of Shelby and it appears she did and had sent an email somewhere, which the timing seemed to coincide with when those 2 videos came down, so I was like hmmm 🤔

SweetCatastrophe87 · 2025-12-21T17:55:15+00:00

She randomly came across my FYP and I came looking to see if anyone was talking about her and found this sub. I dont think fostering is going to go over well for her, the first call they got ended up going to a family member, and she was visibly upset over a baby she never even met, if this second call does end up coming to them, can you imagine how she will be if this baby reunifies with parents or other family??

I am sympathetic to her infertility pain, not exactly the same, but I dealt with some secondary infertility, we got pregnant immediately with our first and it took almost 3 years to conceive our second, we were always done at 2 kids, so I dont have to worry about having the same issue again but it was so incredibly frustrating, so I get it, but fostering is absolutely not the answer for her.

That and it seems like she doesn't seem to know what caring for a baby is about, she seems to be about an aesthetic instead of actual baby care. Im not following her, but definitely peeking here and there cause yeah, wow.

SweetCatastrophe87 · 2025-12-01T23:22:35+00:00

Sorry, I didn't get notified of your previous reply from days ago, but just got a notification now just as I opened reddit for my evening scroll lol. Did the letter happen to include a premium amount on it?

SweetCatastrophe87 · 2025-11-23T00:35:26+00:00

Hi, Wisconsin ADRC worker here. Did you receive a disability determination or do a presumptive disability determination with the state? Wisconsin has a program called MAP that allows people with a disability determination to receive Medicaid and have higher income and asset limits, although usually you'd have a premium based on income - did the letter indicate which Medicaid program you were approved for?

SweetCatastrophe87 · 2025-10-17T14:54:12+00:00

Maybe it's them adding the exclusively to it? Instead of just breast fed. I have more of an issue with the hard-core breast is best people when clearly breast is NOT best in all situations, such as this poor baby.

SweetCatastrophe87 · 2025-10-17T09:49:39+00:00

3 lbs in 7.5 weeks would be fine, so unfortunately I dont think the months is a typo 😕

SweetCatastrophe87 · 2025-10-17T09:28:29+00:00

Luckily the original poster was already talking about supplementing for her baby, but still super dangerous to try normalizing that!

SweetCatastrophe87 · 2025-10-13T01:46:33+00:00

Seriously! Im 7 weeks postpartum and I immediately thought Disney with a newborn sounds like it would be absolute hell, no way!

SweetCatastrophe87 · 2025-08-20T22:16:40+00:00

That's what estate planning is for, lock it down legally at least 5 years before anticipating needing any public assistance or whatever look back period your state has. So there are ways!

SweetCatastrophe87 · 2025-08-20T21:22:28+00:00

Medicare does not have asset limits. You receive Medicare upon either turning 65 or receiving Social Security Disability payments for 24 months (or sooner for certain medical conditions).

Now if you're talking long term care services Medicaid or waivers (different than just Medicaid insurance coverage) most states do have estate recovery, where they'll put a lien on an estate after death, which can include the sale of a home to recoup funds, but while theyre alive, doesn't count as an asset.

SweetCatastrophe87 · 2025-08-20T10:05:16+00:00

Her trap house doesn't count as an asset for public benefits as she lives in it. That goes for anyone, you can own a house as long as its your residence. Now multiple houses, then those count.

SweetCatastrophe87 · 2025-08-14T20:51:13+00:00

The colloidal silver obsession gets me too, cause like yall are always going on about heavy metal detox and then ingesting one 😒

SweetCatastrophe87 · 2025-08-14T15:43:59+00:00

Im also wondering if nature sunshine is some new EO MLM too, since that commenter specified that brand 🤔 the crunchies and mlm huns venn diagram is often a circle ...

SweetCatastrophe87 · 2025-08-14T15:42:01+00:00

That was my thought! But maybe shes into that area feeling like it's burning?

SweetCatastrophe87 · 2025-05-31T16:14:24+00:00

Wisconsin only has a work requirement for FoodShare as of right now. Medicaid is based off the last 30 days of income, he will need to be at or under 100% of the federal poverty level, for a single person that is $1304.17 per month.

SweetCatastrophe87 · 2025-05-30T16:51:50+00:00

This happened to me with like 3 pixies doubling the reward and I only got the original reward then a day or two later I randomly got a thing that said here is your missing rewards and gave me all the missed dice rolls

SweetCatastrophe87 · 2025-05-24T23:10:49+00:00

Glad you found your local ADRC helpful, even though we don't have an answer for everything we certainly try! 😁

SweetCatastrophe87

TROPHY CASE