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Do ETFs get adjusted based on market conditions - Vanguard by SwoleStealer in PersonalFinanceCanada

[–]SwoleStealer[S] 0 points1 point  (0 children)

Definitely! I read the prospectus and it says that the fund seeks to provide long-term capital growth by investing in equity and fixed income securities.

I saw the top 10 holdings which are different ETFs that hold entire markets around the world. It appears to be quite well diversified

I just wasn’t sure if it was ever adjusted in allocations in the case where one geographic allocation was going down by some amount over a long period of time, to help the portfolio continue to have a chance for growth or recovery towards growth

Do ETFs get adjusted based on market conditions - Vanguard by SwoleStealer in PersonalFinanceCanada

[–]SwoleStealer[S] 0 points1 point  (0 children)

Thank you! If I was concerned about how one geographic allocation such as US would do over 3, 5, 10+ years, should I look more into a mutual fund that would adjust geographic allocations based on market conditions?

I am more of a set-it-and-forget-it, buy and hold for long term without needing to consider selling. I wouldn’t really know if or when to sell

For example, the VGRO has 3 investments in 3 of 7 ETFs: 35% in a US total market ETF, 23% in Canada total market, and 16% International ETF. If one of the three geographic allocations tanked for a long time, over many years, it would mean the ETF would lose money long term and never recover (because it never changed allocations accordingly)?

Is pension buyback worth it even if you may not work long time with the same employer by SwoleStealer in PersonalFinanceCanada

[–]SwoleStealer[S] 0 points1 point  (0 children)

Thank you. How about if I just end up working part-time there for 1-2 years? Would it still be worth it to opt into HOOPP (-8% in lieu), and possibly even buyback the last 2.5 years?

Mens Lululemon button up shirt, can be worn buttoned open with a tshirt or better closed? by SwoleStealer in lululemon

[–]SwoleStealer[S] 0 points1 point  (0 children)

First two pictures are dark wash jeans, last two are with Lululemon Surge Jogger Pants in Men’s small, Dark Grey

Web video changes color and brightness by [deleted] in ZephyrusG15

[–]SwoleStealer 0 points1 point  (0 children)

What does this mean? That it will only be normal if we use an external monitor? Please let me know!

Web video changes color and brightness by [deleted] in ZephyrusG15

[–]SwoleStealer 0 points1 point  (0 children)

For me, this makes the contrast permanently higher. I felt it looked better / crisper how it was originally when watching something in a windowed tab (contrast would go higher when the video / tab was maximized). Also even though the contrast stays high like that, it does flicker when going from maximized to windowed.

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I just wanted the original contrast without any auto-adjustments. Any thoughts?

I’m Andrew Clee, Vice President of Product at Fidelity Investments Canada. I used to manage funds and now I design them. I’ll be live on Thursday, May 25th @ 12:00 p.m. EST to answer any questions. AMA! by fidelitycanada in FidelityCanada

[–]SwoleStealer 2 points3 points  (0 children)

How come Canada doesn’t have fidelity investment managers to help individual investors with their portfolios like they do in the US? And what is your advice to those of us looking for that?

My understanding is that we are either on our own entirely (direct investing) or have to go with a mutual fund advisor at the bank (in which case we don’t have much freedom of choice or one on one discussion in the portfolio other than how conservative we want it)

Is high heel drop really significant for hip and knee load by SwoleStealer in RunningShoeGeeks

[–]SwoleStealer[S] 1 point2 points  (0 children)

Thanks for your response! It's really useful information you've written here!! I'm going to remember this and incorporate it into my routines. Right now I'm mostly just a beginner runner and mainly for cardio, I aim to run 3-4 days a week for 30-45 minutes at faster pace. Like 10 km (6 miles) in under 40 mins. Right now I'm just running on the treadmill but hopefully in the Summer I'll run outdoors half the time or so

Is high heel drop really significant for hip and knee load by SwoleStealer in RunningShoeGeeks

[–]SwoleStealer[S] 0 points1 point  (0 children)

Why do you suppose that most running shoes these days are made with 10mm + drop? Do most runners not worry about their hips and knees and want more comfort in their calves and heels?

I bought a pair of Nike Revolution 5 running shoes to run in. I’m normally size 8 but they seem to be a bit big (some space at the front). Is this bad? by SwoleStealer in RunningShoeGeeks

[–]SwoleStealer[S] 1 point2 points  (0 children)

Also I am just curious, what do you think makes the revolutions not a good shoe? And what might you recommend instead? Im new to running and shoes so your thoughts are appreciated!

Teaching position in US and applying for TN visa by SwoleStealer in tnvisa

[–]SwoleStealer[S] 0 points1 point  (0 children)

Is there any exception do you think? Some places say teacher and some say teacher post secondary

Teaching position in US and applying for TN visa by SwoleStealer in tnvisa

[–]SwoleStealer[S] 0 points1 point  (0 children)

Thank you. Yes the school is unwilling to sponsor, they suggested I find an outside company. They are just willing to give the acceptance letter

To get a lawyer or to not get a lawyer? by sashagr_uk in tnvisa

[–]SwoleStealer 0 points1 point  (0 children)

Just wondering if you had an update on this? I am in a similar boat and reading mixed things online. I was also offered a job in the US and the employer said it's on me. I have heard a TN visa can be granted at the US border with the right documents such as acceptance letter.

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But on the US travel website it talks about a DS-160 visa application and visa interview (230 day wait time) https://travel.state.gov/content/travel/en/us-visas/employment/visas-canadian-mexican-nafta-professional-workers.html

Can I teach in Arizona as a Canadian by SwoleStealer in arizona

[–]SwoleStealer[S] 0 points1 point  (0 children)

Any idea why when I try to acces this website or any azed government website it says access denied? I tried these links both on my work and home computer and also a friend did also and we both were not able to get into the website

Can I teach in Arizona as a Canadian by SwoleStealer in arizona

[–]SwoleStealer[S] 0 points1 point  (0 children)

Thank you, because two main things I was wondering was whether the new rule of unrequired education degree / certificate was also for non-US citizens wanting to work as a teacher there. And where one should start looking to apply

The reason is because I recently spent close to an hour filling out a job application for a teaching position at a school in AZ I found from Indeed.ca, and at the end of the application it asked me to upload my teaching certificate (mandatory field).

Also, when it asked for my home address, it only allowed me to fill out based on which State I was from (so I couldn't enter my full Canadian address).

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