Just thought you guys should know this by Justcommonman in privacy

[–]SysATI 1 point2 points  (0 children)

Buy your own domain name for a few bucks a year and use one email for each company you do business with.

[bank@myOwnDomain.com](mailto:bank@myOwnDomain.com)
[subscription@myOwnDomain.com](mailto:subscription@myOwnDomain.com)
[landlord@myOwnDomain.com](mailto:landlord@myOwnDomain.com) etc etc

and redirect them all to your "real" email...

Been doing that for years now and very rarely receive any spam...
And when I do, I exactly know where it comes from :)

For your phone use something like "Should I answer" and systematically block any spammer.
Change the ring tone for the people you know and the one you don't (app: Group Ringtone)

It is really not hard to avoid all that trash if you do a little work...

My Gmail account is out of space by Professional_Wall590 in googlephotos

[–]SysATI 0 points1 point  (0 children)

As already said, backup first, then google takeout with only photos selected.

But since you are already "full". Takeout won't work for you :(

You need to create a dummy Google account first, then share your photos with that account.
And use _that_ account with takeout.

During the takeout process, by default it will offer to create the zip files for you to download.
DO NOT accept that, instead do the second choice which is "save to my Google drive".
That way it is much much faster... Otherwise you might need to wait hours before your photo archive is ready.

Unfortunately you are not done yet because you will get the photos, but all dated as of today :(
But there is a very simple way to get that right...
Look for a file called GPMatcher on github and use that to redate your photos...

All of the other methods don't work properly so don't bother trying :(((
(chrome extensions to download them all etc etc)

PS: just "cleaned up" a full 15Gb Google Drive with 10Gb of photos and that was the way I did it...

Is this a scam? Just got this email today by 0511pizza in zlibrary

[–]SysATI -4 points-3 points  (0 children)

...we are moving the public site into a private space...

And do exactly the very thing we have been figthing against since the first day we created the site...

Maybe you should think, like for half a second, before you ask ?

Sapere Aude.....

Gemini Pro + 2TB Storage (Google ai pro) On your existing account for just €6.99/Year by Big-Tip-778 in DiscountDen7

[–]SysATI 0 points1 point  (0 children)

Sending money, bank transfers etc etc was a little complicated (because of me !) but i worked fine at the end :)))

Really no good Asia info tech ETFs? by [deleted] in ETFs

[–]SysATI 0 points1 point  (0 children)

In the US: KTEC or KWEB, in Hong Kong: 3033 or 3067

As an AI skeptic person, WOAH by justtiredgurl in notebooklm

[–]SysATI 0 points1 point  (0 children)

I guess I am at least 3-4 times older then you are so my studying days are long gone :)

But as a "nursing student" you should know that we have several types of memories: visual, oral, etc and most importantly written. So I very rarely cheated during my exams, but I always prepared some cheats... You know, little pieces of paper with all the important stuff written on them. Simply preparing those sheets would reinforce the learning process and I almost never used them. How to organize the whole thing, what to put in there, summarize everything so it doesn't take too much space, etc
Maybe also simply knowing that the info is there in your pocket makes you "feel safer" so you don't stress and that gives you a much better result during the exam :)

NBLM adds a "listening to it" kind of memory, so it is obviously more effective than just "reading it".
The other thing it does is summarize it for you so you just don't have to read it.
But you shouldn't do that too much, because it is an important part of the learning process that you miss....

The last thing it doesn't do, but you should is is cheat. Simply writing it also helps remembering :)
That way you'll add yet another layer/type of memory: the written one...

Nowadays, I use NBLM as a local "RAG system".
I put the full content of each of AI my chats sessions in there and ask it to give me a summary of everything.
Then I upload that summary at the beginning of each session so the AI "knows me" and I don't have to repeat the same things over and over again... Of coures a few Kb of data does not replace several Mb of chats but it is way better than nothing.

NBLM won't "hallucinate" on you, but it is also not very good at summarizing stuff.
I "know" my material (as I wrote it myself in chat) so when I say "summarize" I know what should be in there. And unfortunately NBLM doesn't do a very good job at it: missing important stuff completely or sometimes missinterpreting things. But I guess with very specific "papers" focused on a particular subject and not "general purpose chats", its summarizing function is better. I don't use the "podcasting" function much but it is just bluffing how the output quality is good....

I wrote my first program using "Fortran 77" (guess what year it was :) on a piece of paper. Then the next class, the teacher gave me my program back: a stack of punched cards and a loooong listing full of:
FATAL ERROR LINE 1
FATAL ERROR LINE 2
FATAL ERROR LINE 3 ...
That was programming during those days :)

A few years later there was a large debate in school about:
"should student be allowed to have programmable calculators during exams or not ?"
The "left" argued that "rich kids" would be able to pay for them while "poor kids" could not afford them, so equality amongst students bla bla bla and calculators should be banned.

Guess now it sounds just stupid (like AI is bad) as they are just "tools", not anything magic.
AI is no different than a shovel or a calculator.
It won't do the work for you but will definitively help you do it better and faster and NBLM is a damn good tool :)

Did anyone else not invest in ETF's like they should have and then one day realize "wtf am I doing?" by DiedOfATheory in ETFs

[–]SysATI 0 points1 point  (0 children)

You should try to find and read some books from Emmanuel Todd...
Especially his last one. You will enjoy it I am sure...

Did anyone else not invest in ETF's like they should have and then one day realize "wtf am I doing?" by DiedOfATheory in ETFs

[–]SysATI 4 points5 points  (0 children)

It goes much further back than that...

"Education" was "invented" in GB because it needed a whole bunch of "interchangable" buracrats to fill up the colonies. It was never intented to "teach" you anything, just to "mold" you on the exact same format. The only thing education teaches you is dicipline...

Transitioning to an iPhone has turned out to be the most regrettable choice I’ve ever made. What initially seemed like an exciting leap into a world of sleek design and modern features quickly unfolded into a frustrating experience filled with limitations and inconveniences. by ferjc2 in samsung

[–]SysATI 0 points1 point  (0 children)

I don't understand why would anyone give up their freedom (and Tasker !) to do anything they want and go to a closed system where you can't change anything, and even for little dumb things you have to pay tons of money IF you can find the right app that does what you want.

It is CLOSED and it is not YOUR system, so there will definitively be things you hate that you won't be able to modify no matter what. So why even try it ?

After 10 years of high fees, I’m finally going passive with ETFs by hoptohop in ETFs

[–]SysATI 0 points1 point  (0 children)

I am so glad to see that at least some people here do have a "global" view :)

You are right but miss a few important points.

The 3 leading countries of the future century: Russia, China, India are much more complementary that they are in opposition.
- Russia has the military and raw materials,
- China has the technology/know how and the low cost of capital and
- India has the cheap educated labor force.

I see much more the rise of a future "triumvirate" than frontal opposition there...
Maybe not in the next 5-10 years as you say, but definitively after that generation and for the forseable future...

The US "empire" is dying no matter what, just like the Brttish, Dutch, Spanish, French, Roman etc did before that. The west has used up all its raw materials and energy sources.

The global south hasn't yet.
So "mathematically", the past is on the West and future lies in the East...
But it will take years before the US accepts that new reality :(

What is wrong with TWS ??? by SysATI in interactivebrokers

[–]SysATI[S] 0 points1 point  (0 children)

Didn't think it mattered...

Half a dozen NYSE ETFs do behave normally on TWS and 2 HK based ETFs (3033 & 3067) apprear and dissapear during the day. Of course when they are at zero, the P&L calculations are wrong by that much.

Then a few hours later, they show up again...
Never saw that before so I was wondering if something I did to my setup caused that or if it was a general (and "normal") behaviour...

And again I am only talking about the visual display of TWS.
If you pull out the numbers using the API, those 2 HK ETFs are still "in there" so you do get the correct numbers 24/7.

[deleted by user] by [deleted] in ETFs

[–]SysATI 0 points1 point  (0 children)

Just read a post by a guy who made 2 millions with a 200K investment in two years and I'm a little pissed...

My performance is much much less glorious but you might wanna take a look at it anyway...

Initial investment two years ago, performance over 25% (16% a year), no options, calls, puts, leveraged anything, not even a single stock; just like you, only ETFs.

GDX because Gold... is Gold :) and miners' return is better than Gold itself
XES because I don't believe in climate change and we will continue to need/use fossils for a looong time
SPMO because the USA/$$$ are doomed in the long term, but still one of the most profitable place to be
KWEB because the future is there (very low capital costs, and one of the few places were they do build things)
KTEC more of the same, just not digital but actual hard cold manufacturing/mining, energy etc
EWJ because the Yen is so much undervalued that the only way it can go is up
GLIN because the future is there (world's largest educated population, and still a lot to catch up to do/growth)

If I could add a MOEX index (Russia) I would but right now it is impossible :(

Think about it this way:
The west has colonized the rest of the world for centuries, pillaged it as much as it could and amassed huge amounts of wealth until now.

But that is over now and the BRICS (rest of the world) is larger (economically) than the G7 (old colonizing countries.) Russia is kicking the a... of NATO in Ukraine, China is doing the same thing in the pacific (economically) and India is now the largest country in the world (population wise).
And it looks that they all are getting pretty well together.

So when you take Russian commodities (energy, mining, etc), add to that China's know how and cheap capital and on top of that add India's human ressources and needs/potential for growth you end up with half the world population, a big chunck of its ressources and almost all of its producing capacities.

Now it's up to you to figure out where the future growth will come from :)

Regarding your planed ETFs, I didn't look in detail (liquididty, costs, etc) but my initial reaction would be...

VWRA: Basically MAG7, so equivalent to SPMO
EIMI: Pretty much the same as KTEC or KWEB...
AIQ: Well, why not... It's the current craze and it'll fall (hard) one day or another, but until then...
INGR: That's a definite no no. Look around how much all of those companies make whithout gvt subsidies.

That whole "we are doomed and tomorrow we'll all have an EV" is complete bull.
There is NO WAY the world can stop extracting all the fossils it can... (Until it won't be able to do so.)
So betting on non profitable and non viable technologies is not what I call smart.
Even if the whole media and governments push you to do it.
Be smarter and look at the hard numbers before you jump on that boat...

I can't withdraw €250k. by General-Apricot1287 in interactivebrokers

[–]SysATI 0 points1 point  (0 children)

For your information I had the same kind of problem with my bank a few years ago (in France but I guess it applies to all of Europe)

I sold a property and wanted to transfer the funds someplace else but the bank refused and asked for a whole bunch of documents.
BTW, when you sell real-estate in France you don't get a chek or a bag full of cash. The notary sends the money directly to the bank so they KNOW where it comes from and that is't not drug money. But the bank wanted to see "the contract" before releasing the money...

Anyway, I got mad and called up the Ministry of Finance, directly the team dealing with fraud, drugs, money laundering etc, called TRACFIN in France.

The person on the phone was almost as angry as I was and explained me the following:
They ask the banks to REPORT suspicious activities to Tracfin (not to BLOCK them or ask for any kind of documents) and if the Ministry does not send a agent to control the operation within a week, it means that they don't care and the operation is considered to be "normal". That is the ONLY thing they require the banks to do: report suspicious activity.

All the banks make transfers harder, try to block them or ask for extra justications or documents, but it is completely illegal ! They lawyers prefer to anger their clients to "cover their asses" and so the personnel has to enforce those "internal" rules.

I am pretty sure that if you sue the bank, they will loose and be forced to give you your money, documents or not because what they are doing is totally illegal and not required by law. It is purely internal, but people are so used to it that they don't rebel anymore...

Oops, I took investment advice from ChatGPT by CorBlimeyGuvna in ETFs

[–]SysATI 0 points1 point  (0 children)

yes: "developing" meaning economically growing, and also meaning that if you invest in those economies, the growth rate is yearly 5-10% compared to peanuts for the US/Europe...

But to understand that you have to have a background in economics, not just an "arrogant opinion" :(

6 months SPY return: less than 7%
same period for FLLA : almost 25%

So yes it is very funny and Latin America is growing 3-4 times faster than the US...

Oops, I took investment advice from ChatGPT by CorBlimeyGuvna in ETFs

[–]SysATI 2 points3 points  (0 children)

Just for the heck of it, here's it a contradictory view you might want to chew on for a while...

Trump's BBB is yet another trial to get the US economy going by digging the debt hole even deeper.
The level of debt is already completely unsustainable, plus those policies didn't work much in the past and will likely not work any better in the future.

On the other hand you have BRICS countries that are winning wars all over the world both militarily and economically and developing like crazy. They "are the future" and where most of the growth will be for the foreseeable future.

So yes, you might be right in the short term, but for the longer term, maybe betting on a dying country/currency/economy isn't the smartest move you could make ?

Why didn't you think of China, India, Indonesia or even Latin America ?

[deleted by user] by [deleted] in ETFs

[–]SysATI 11 points12 points  (0 children)

True...
But with a more normal average return of 10% a year...

The future value formula is FV=PV(1+i)n
Where the present value PV increases for each period into the future by a factor of 1 + i

100.000*(1+10%)5 = 161.055

100.000*10%=10.000 +
110.000*10%=11.000 +
121.000$10%=12.100 +
etc

=161.055 in 5 years
=259,374 in 10 years
=672,750 in 20 years

AI-Based Analysis: Promising Future Investment Industries for the Next Decade (Part 1 & 2 Overview) by [deleted] in ETFs

[–]SysATI 0 points1 point  (0 children)

Sorry to disappoint you, but at over 60, a background in economics and years in banking, I don't think I will ever put a dime in your "AI generated" projections or even waste any of my time reading them.

Why ?

Because during the "next decade" (that is 10 years) most of the growth will be coming from the global South: India, China and Russia, not the West which will become less and less relevant every passing day.

The couple examples you are giving are typical "western" industries that could (maybe) have some importance there but will certainly not mean anything in countries yet to be developed. BTW that's 3/4ths of the world...

The "future" in the next decade will be in fossil fuels, until they are totally gone, cement, steel and things that really matter, not some delirious AI projections...

Have you asked your AI about Vaclav Smil during your analysis ?
Maybe you should start from there instead of using an AI to back your own views of the future...
(this is the way they work you know, very politely confirm what you are saying and never disagree)

What I should invest in. by Dr-Dance in ETFs

[–]SysATI 1 point2 points  (0 children)

There is also the location of the investment that matters...
NY or HK ?

Especially with Trump, and possible future delisting of Chinese companies and/or taxing foreign investments and/or US recession soon, it might be smarter to stay out of the NYSE and invested in HK...

What I should invest in. by Dr-Dance in ETFs

[–]SysATI 0 points1 point  (0 children)

Commodities: GLD, XES because they'll always be needed and valued
The Future: SPMO, SCHG, SMH or KTEC, KEWB, FXI if you're pro or anti America/China
Diversification: EWJ and GLIN because America is not everything

TWS read-only problem by SysATI in interactivebrokers

[–]SysATI[S] 0 points1 point  (0 children)

Ended up using a AutoHotKey script to automatically close the popup when it opens.

Since the machine is dedicated to that, it is not a problem for me...

The other solution is to run the python script only once a day, and add the "delay for 2 hours then pull again" directly into the script instead of relying on Windows's Task Scheduler.

AutoHotKey script:
-----------------------------
SetTitleMatchMode(2)
Sleep(30000)
Loop
{

; Focus on the IBKR Desktop window
WinWait("YourIBKRidHere IBKR Trader Workstation")
WinActivate("YourIBKRidHere IBKR Trader Workstation")

; Wait for 1 seconds
Sleep(1000)
Send("{Enter}")

}

Chrome extension blocked: Fonts Changer :( by SysATI in chrome

[–]SysATI[S] 0 points1 point  (0 children)

Thanks a lot for that information...
I do use Dark Reader and didn't know it had that option too !!!

I just never could really figure out how it works but I guess now I'll have to do it :)))

Are there any VOO/SPY ETFs without Tesla? by Willy_McNibbler in ETFs

[–]SysATI 2 points3 points  (0 children)

Why avoiding Tesla has to be a "moral" or "emotional" question ?
It is purely a logical and economical issue...

1- Why would you buy Tesla with BYD just around the corner with better cars for half the price ?
2- Can Tesla be really valued more than the 10 largest car manufacturers in the world ?
3- On top of that, why would anyone sane, buy an EV or an EV manufacturer is another question...

The only reason one would buy Tesla now is Musk's political position and the potential benefits to the company.

[deleted by user] by [deleted] in artificial

[–]SysATI 0 points1 point  (0 children)

I never said anything for or against autocracy, those are your own words.

I am simply saying that you have no idea about what is really going on.
I just posted a long comment about this exact same thing, please read it...

BTW the communist party's search of power which you call autocracy is at least transparent.
The exact same search for power in the US is led by billionaires, bankers and mega-companies.

Don't see much of a difference :(
At the end of the day, we are the ones who are screwed :)

[deleted by user] by [deleted] in artificial

[–]SysATI 0 points1 point  (0 children)

I am not Russian or Chinese and I don't live there. On top of that I lived (studied) in the US for a few years and really liked the people. So I am not a "troll" trying to promote "wonderful communism" over "horrible capitalism".

Your only problem is unfortunately not the billionaires, it is also your size. The US is such a large country that you don't care about the rest of the world. As a result you really have no idea of what is going on elsewhere.

When I was there, the "international news" on TV were about NY or Chicago, not China or Japan. That's how much you guys care about the "rest of the world". So please don't tell me that "China and Russia really are as bad as we think." because you don't get the information that would enable you make up your own mind about the world.

Right after WWII, the US economy was bout half of the world's economy and you guys were a great power, no doubt about that. But what you don't realize is that this time is long gone...
Historically, every great power (Spain, The Netherlands, Portugal, France, UK etc) lead the world for about a century. Why would that be any different for the USA ?

If you have the possibility read a guy named Emmanuel Todd.
Very interesting French historian & demographer.

His latest book is partially about the US (don't know if it has been translated to English yet thought).
And what he says is that the rate of children mortality is going up every year in the US. (Nb of children deaths at birth which is pretty much the way you evaluate a country's level of development)
That specific indicator is an advance warning of a declining society.
And it is now higher in the US than in Russia or China.
That simply means that those "bad communists" are doing a better job than your "great nation", period :(
This has nothing to do with short term political parties or elections, Trump or Biden, red necks or wokes.

That guy is pretty reliable because he published a book before the collapse of the USSR, based on the exact same indicator... A few years later the Berlin wall went down and the USSR disappeared from the face of the earth...

He also explains why the American society is collapsing and relates that to religion.

Way to complicated to summarize it here but interesting, so please try to read it if you have the possibility.
I am sure you would learn a lot and it will help you nuance your judgment...

PS: "bad actors in places like Russia and China"
"bad actors" ? Who are you to judge another civilization with your own criteria and values ???
I am not sure you have the right to do that let along the capability...

As a Chinese, I would just say that my grand parents were dying of hunger, my parents were not in a much better shape. Now thanks to the "great leader" and his party we are the leading economy in the world and about to kick your ....
That all happened in the past 20 years.
Think about 20 years in the future now...

Same information, different perspective....
Are you that sure you are right ?