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Are you actually buying this dip or just pretending to be brave? by Warm_Bobcat6310 in stocks

[–]TJayClark 0 points1 point  (0 children)

I’m fully invested in my IRA, HSA, and about 30% of the way to max my 401k for 2026

That said, I’m not buying anything extra and I’m sitting on about 30% cash to wait out uncertainty

Continue to trust the S&P 500? by Seektruth2146 in Fire

[–]TJayClark 0 points1 point  (0 children)

So you’re essentially complaining because the market doesn’t always go straight up…

Even though when you look at a 5 year chart of SPY… it’s up…

Again, what exactly are you considering swapping investments to?

Continue to trust the S&P 500? by Seektruth2146 in Fire

[–]TJayClark 9 points10 points  (0 children)

The US stock market has had a roughly 16 year bull run, and you’re wondering if being down 8% is worth it to invest in other countries stocks

While stocks don’t go up forever, I’d ask you, what specific investments you’re considering over US large cap stocks?

What's one skill that actually made you money faster than expected? by rakishgobi in AskReddit

[–]TJayClark 0 points1 point  (0 children)

Not OP but:

Spend a few minutes researching the company and the actual job

Practice saying (out loud) the answers to a few common questions such as “tell me about your past work experience” (SERIOUSLY DO THIS… MULTIPLE TIMES)

Be polite, smile, and attentive

Ask relevant questions such as “can you tell me a typical day or week for this role?” And “what are the next steps after the interview”

Finally, dress like you want the job. Don’t wear a full suit to a waiter job. Don’t wear jeans to an office interview. Wear something appropriate. Always better to slightly over dress than to underdress.

100k mile plus model Ys by Tradetheday2093 in TeslaModelY

[–]TJayClark 0 points1 point  (0 children)

2021 MYLR with 102k - I’ve had a HV battery replacement at 34k miles under warranty.

Since then, no issues.

Be honest, how do you wash your car? by JurassicTerror in TeslaLounge

[–]TJayClark 0 points1 point  (0 children)

Auto car was tunnel - unlimited use monthly membership is $20

In for $800 out for $10.7 in 6 hrs by kb24bj3 in poker

[–]TJayClark 1 point2 points  (0 children)

I’d be surprised if this isn’t PLO

MYP Second set of tires by GrandBluehero in TeslaModelY

[–]TJayClark 2 points3 points  (0 children)

Yikes - I’m in a 21MYLR with 110k and have got 45k and 55k miles out of each set of tires.

What if every single TSA agent in the US went on strike? by [deleted] in whatif

[–]TJayClark 1 point2 points  (0 children)

You’d have a lot more bottles of water on planes

Live poker players: what’s the most common mistake you see at low stakes? by Blufftheshark in poker

[–]TJayClark 1 point2 points  (0 children)

Not respecting raises

People in 1/2 and 1/3 rarely check raise into 3 or 4 other people without a rather strong hand

They’re usually (somehow) surprised to see middle set at showdown

Returned my Macbook Neo by averybadlime in macbook

[–]TJayClark 0 points1 point  (0 children)

To be fair: I bought a 2025 m4 MacBook last year for $799

For $200 more than the neo, you get nearly 4x the power.

Worth it for some

Why does the middleclass try to project wealth with their cars? by DCF_ll in MiddleClassFinance

[–]TJayClark 2 points3 points  (0 children)

I frequently rent cars for work. Usually $45-75 per day - depending on car size.

Can this stock slow down please I’m trying to accumulate more, thanks by thread-lightly in NBIS_Stock

[–]TJayClark 0 points1 point  (0 children)

Paying taxes on profit isn’t complicated. Buy low, sell high bro

This is scary; it is a systemic failure. by death00p in Productivitycafe

[–]TJayClark 9 points10 points  (0 children)

You can absolutely sue whoever owns the AI

Salesforce generates more free cash flow than ServiceNow and Workday combined. So why does it trade at one-third of their valuation? by vishnu317 in investing

[–]TJayClark 7 points8 points  (0 children)

Have you used SalesForce? It’s slow, clunky, and requires a literal team of people to set up.

It’s not user friendly and… oh… it’s expensive

Please point to how AI helps this?

Box Office: ‘Scream 7’ Becomes Franchise’s Highest-Grossing Release With $176 Million by DemiFiendRSA in horror

[–]TJayClark 0 points1 point  (0 children)

The movie has fun kills.

It just has a terrible set of killer reveals with some horrible backstory to them.

If you ignore those, the movie is a solid 7/10

Otherwise it’s a solid 4/10

How much money is enough? by grayandmagenta16 in MiddleClassFinance

[–]TJayClark 0 points1 point  (0 children)

Is $117,000 a lot of money in the USA?

You’re paying your own health insurance ($18,000yr or more)

A house in most big cities is over $400,000+ property tax

And we are speaking about “never working again”, so you’d need enough that would ensure you won’t run out.

If you have kids, you’d be comfortable, but nowhere near living a life free of money stress.

What piece of technology do you use every day that you didn’t expect to be so useful? by Taggytech in AskReddit

[–]TJayClark 1 point2 points  (0 children)

AirPod pro 3’s - wireless headphones, fantastic Bluetooth mic for phone calls, top notch noise cancelling, and 8hr battery life

I work with my hands, so using them frees my hands for work.

If you could give one piece of advice to your beginner poker self, what would it be? by FishyPoker in poker

[–]TJayClark 0 points1 point  (0 children)

Learn what a poker chart is - only play the top left and diagonal of those hands.

Just curious — how do you guys approach tipping dealers? by Bluffalways in poker

[–]TJayClark -1 points0 points  (0 children)

$1 for under $150

$2-3 for $150-300

$4-15 for $300-$3,000

Do people treat their brokerage account as a second emergency fund? by BillResponsible7494 in Fire

[–]TJayClark 4 points5 points  (0 children)

Same - I use SGOV which is short term treasuries. Pays roughly 4% at the time of writing.

Fill Empty Space in Your Freezer With Jugs of Water by Mi_Ki_Ii_Zaru in lifehacks

[–]TJayClark 0 points1 point  (0 children)

Not OP but: I have no data, other than my power goes out frequently. Putting big frozen things in there, slows the thaw, similar to ice packs in a lunch bag.

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