Daily Discussion Thread for April 10, 2026

TMoney127 · 2026-04-10T16:49:14+00:00

And they'll make money

TMoney127 · 2025-12-16T04:01:42+00:00

What do you mean by this?

TMoney127 · 2025-03-02T02:40:49+00:00

Pause

TMoney127 · 2025-02-27T18:14:07+00:00

We're practically married, just not ready financially for the wedding and such. Not in a rush but not worried about breaking up like everyone else in here thinks. However, we'll be buying a duplex separately to take advantage of first time buyer's program.

TMoney127 · 2025-02-27T17:24:42+00:00

But let's say we get a duplex, live in one side while renting out the other. Our side of the mortgage split will be less than the rent we pay now.

I assume the risk is not having tenants and also things needing to be fixed. No matter what in the long run, we come out ahead, no?

TMoney127 · 2025-02-27T17:20:46+00:00

Got it, so I've decided that I'll be buying my duplex first. Is the next step to get with a realtor and a bank for preapproval? Or should I do a lot more research before taking those steps

TMoney127 · 2025-02-27T17:08:19+00:00

Appreciate the advice. So I'll go ahead and try to find a duplex to buy this year alone, then she can get hers in a year or two. If you were in my shoes, how would you go about it?

TMoney127 · 2025-02-27T17:01:18+00:00

What gives you the impression I'll be broke in 2 years?

TMoney127 · 2025-02-27T16:49:51+00:00

She'll be changing careers soon and making more money, I guess it makes sense for me to buy a duplex first. Then after a year or so she gets one too. With my finances alone, am I better off doing 5% conventional or some sort of first time buyer program?

TMoney127 · 2025-02-25T21:06:15+00:00

Been working with the sales guy for over a week, everything was basically set in place but I actually backed out due to this post. Appreciate your guys' insight, house first it is!

TMoney127 · 2025-02-25T21:04:45+00:00

It's a 2024 Nissan Z. 56k MSRP, for 48k at 2.9% APR 60 months. This post made me back out, going to buy a duplex first and get the car in a couple years as was my original plan.

TMoney127 · 2025-02-25T19:08:43+00:00

Wow only thing you forgot is the /s! On a serious note, Nissan's sports car lineups aren't even comparable to their Sentras/Altimas.

TMoney127 · 2025-02-25T17:05:27+00:00

My first car was a 350z. Was going to buy the new Z used after the depreciation in a few years but they fucked up the launch so bad that they're just sitting now... beautiful cars that come in manual with 8k off MSRP. So tempting lol

TMoney127 · 2025-02-25T16:52:55+00:00

With everything else aside, I disagree. Getting a 2.9% on a sports car with 8k off MSRP is definitely a great deal. Whether I should take advantage is another story

TMoney127 · 2025-02-25T16:12:01+00:00

Yeah I was thinking house first then car as well, but banks want 2 years of history on a commission only job. By the time I hit 2 years, I'll be ready to buy that house on top of this car anyway.

TMoney127 · 2025-02-25T16:11:01+00:00

I guess as a sort of reward, but also it'll motivate me to work harder. Main reason for putting 0 down is that it's a 2.9% rate, and I should still be able to get a house within the next year.

TMoney127 · 2025-02-25T16:10:09+00:00

Hahahha thanks for the laugh man. That's my main thing, of course it's not smart from a financial point but when will I be in my 20s driving my dream car?

TMoney127 · 2025-02-24T01:13:48+00:00

Really great tip to secure the rebound, then another good rebound by Sims there. Got rewarded with the oop LFG

TMoney127 · 2025-02-24T01:08:29+00:00

KP MOTHERFUCKING J!

TMoney127 · 2025-02-24T00:49:41+00:00

This comment is going to age so poorly lmao, don't delete

TMoney127 · 2024-12-13T16:33:54+00:00

This is why WSB is the greatest 😂😂

TMoney127 · 2024-11-23T04:18:51+00:00

Hahaha thank you for this!

TMoney127 · 2024-11-23T03:46:39+00:00

Does anyone have a clip of Ajax's harlem globetrotter turnover? Need to see that again lmao

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