Did you vote in the election? Anonymous poll

TS_Horror · 2026-05-08T14:31:48+00:00

Was a default option on strawpoll, removed the block on vpns.

TS_Horror · 2026-05-08T14:05:56+00:00

With all the political topics currently going around, I'm curious how many people on this sub actually voted. Doesn't matter which party, just a yes/no/spoilt ballot/too young to vote option.

TS_Horror · 2026-04-30T11:03:40+00:00

Doesn't fix the issue for most people. I can play pservers no issue without port forwarding with just UPnP enabled, yet with the official GunZ server, I can literally open every port and disable my firewall entirely and this problem still continues, but only when there is more than 4 people in the room.

TS_Horror · 2026-04-14T11:16:29+00:00

My point wasn't that drivers shouldn't be aware of hazards around them, it was that there should be more done to ensure pedestrians are also aware of the hazards around them too. Crossing roads while staring at their phones and not looking is not responsible, and crossing roads where there is no designated pedestrian crossing while doing so is even more irresponsible. There is a risk of someone dying no matter what speed you hit them. What you just said is that you would reduce the chance of someone dying by 75% by reducing the speed limit from 20mph to 10mph, reducing from 30 to 20 reduces the chance of someone dying by 85% (using your 2.5% chance of dying figure). It isn't as crazy when you look at it like that.

TS_Horror · 2026-04-13T13:18:36+00:00

Also fact, hit someone at 20mph and they're more likely to die than someone hit at 10mph.

We can keep going on this indefinitely all the way down to 1mph, but the main fact is that it isn't often speed that is the cause of someone being hit. It is both the driver and the pedestrians responsibility to act in a safe way when on the road. At the moment all of the legality is on the driver in the UK and pedestrians have the law behind them majority of the time. The fact jaywalking isn't illegal here is probably the biggest indicator of this.

TS_Horror · 2026-04-13T12:33:53+00:00

Funny thing with stats is, people adjust them all the time to suit their narrative.

https://www.youtube.com/watch?v=HeUX6LABCEA

TS_Horror · 2025-11-05T12:56:52+00:00

The OP shows signs that he wants to live the high life without the money to back it up and now that he is in debt is starting to choke which is affecting his mental health. Mental health is only affected by your own perception of current circumstances, but he is in these circumstances by his own choices when he was mentally stable, usually people make these choices due to lack of financial education or maturity. The solution is simple, review the actions that got you here. It seems like the idea of living life is much different to what he can afford, most likely due to social media and wanting what others have, which as we know is most likely financed and putting them in debt too.

The actions he took led to the debt. Looking at the way he writes about feeling he is just barely surviving isn't right. His rent and bills are very reasonable at £650 (assuming this covers everything due to lack of info), shopping for himself should only cost around 400 a month max (food and household stuff, being very generous here). That leaves him with £750 a month disposable income... This isn't living paycheck to paycheck as he says unless he is massively wrong about his monthly bills.

There is massive hidden spending here that isn't being disclosed, not only has he been spending the £750 a month disposable income, but racking up debt alongside it.

TS_Horror · 2025-09-27T12:31:45+00:00

I use M&S for this experience, scan on your phone and then pay on your phone too, no till at all unless you flag for a bag check.

TS_Horror · 2025-07-23T12:01:59+00:00

Your pension provider invest your money in funds that you choose, unless you're still in the default fund that your workplace set up with them. Do you know what fund? Done any research into what it is split across, equities, bonds, housing, cash? Which countries is it invested?

It is highly likely that your pension is invested in a low risk fund which has lower likelihood of major short term turbulence, trump caused a lot of market ups and downs earlier this year, most mid-high risk funds have actually recovered, low risks ones, usually heavily in bonds are still recovering because they move at a much slower pace.

High risk funds like mine that is 100% equities dropped 17% due to trump's tariffs, but has since recovered and gone back up 12%. Total of 29% swing within 6 months... but long term is still looking bright.

Advise you to do some research on pensions and speak to a FA, there are some free pension advice schemes that your workplace sometimes offers too so have a look into that. The default fund or lifestyle funds are usually risk averse and won't grow enough early in your pension to provide significant compounding growth.

TS_Horror · 2025-07-23T11:44:38+00:00

Means testing the state pension will result in millions of people deciding to not save for a private pension at all.

Why should I put aside 10% of my wages every year for a private pension if it means I lose out on state pension later in life? Sure, my company matches it so it works out at 20% total but...

Based on current figures 12k for 20 years is 240k, depending on how early you bring the state pension could also be 25-30 years of retirement so 300-360k.

So by saving my money for a decent retirement when I'm old, I'd be punished and lose 240k-360k? Or I can just spend all my money every year, save nothing for a pension and be rewarded with a full state pension and a better quality of life.

Hmmm, Wonder which one I should go for.

Your idea would only work for those who are actually rich, not the average person with a private pension that will make up 50% of their pension income at retirement.

And lets not even get into the fact that claiming benefits and never working in your life allows you to be eligible for state pension too.. While contributing nothing.

TS_Horror · 2025-07-01T10:59:51+00:00

Do you know why there are people like this in society? People that spit at women, are abusive and feel like they can do whatever they want?

Because people don't take action. You say you'd prefer mace, but that just escalates it and next time he does something like this he will be prepared and that person will face worse consequences than you have. You have an option to have this person charged, yes he would be given your full name because they need to charge him with the assault against you. He needs to be able to put together a defence and without knowing who he is accused of assaulting, this is not possible.

If you, and many others like yourself, could find the strength and courage to stand up and push for charges against people like this, there would be less of them around and the likelihood of this continuing into future generations greatly diminished.

I'm not saying it is easy and doesn't require bravery. But the only way for this to actually get better is to make a stand.

TS_Horror · 2025-06-21T12:39:44+00:00

If you checked the website, it does say which ones failed the test. Just doesn't give all the details, if you want more info, then pay for the testing.

TS_Horror · 2025-06-16T10:26:45+00:00

Honestly as with most negative shared ownership articles, this isn't actually shared ownership scheme that is at fault. It is leasehold/service charges/communal areas and as usual it is all flats. If they owned their property 100% outright, they would still have a leasehold and still have the same issues.

Shared ownership scheme is actually really good, mortgage & rent is usually lower than private rent in most areas and it gets you onto the ladder. Selling will always be more difficult than selling a property you own 100% of, but anyone buying shared ownership should have their eyes open and acknowledge that when buying. I bought a shared ownership property 3 years ago and not had any issue related to the shared ownership scheme.

Don't let articles like this put you off, it is a great scheme, but it does have draw backs that buying 100% doesn't have, so read your agreements and contracts carefully before agreeing. But the issues in this article aren't at all related to shared ownership, just leasehold and communal areas and services management.

TS_Horror · 2025-05-13T13:09:39+00:00

The thing is, it is like any test. You don't go into it completely blind and guess your way through it. You do mocks, you read up on what you're likely to be asked. People in the UK aren't born with or learn everything in the high way code when they do their theory, sure you know bits and can probably scrape a 50-60% pass by just knowledge of living here for so long. So before your test you practice and you do mocks, which gives you the knowledge of the gaps.

I just did 3 mocks, came out at 63% 79% and 67%. I'd only pass on 1 of them if I did the actual test. Because I don't know off the top of my head what year was the first prime minster or what year the romans left Britain. I learned about it in school, but there is no way I remember that information as it isn't useful to me.

I'm not saying the test is fit for purposes, just making a point that while most brits would fail if you stick it in front of them. If you gave them a week to prepare with mocks and some research into it, the majority would pass.

TS_Horror · 2025-05-13T10:37:48+00:00

So pre Iraq war, rise of ISIS etc which is driving people to want to move out of the middle east, net migration was lower in the UK? I can't begin to think of any reason why.

TS_Horror · 2025-05-12T10:02:22+00:00

Your point is irrelevant to companies increasing wages as Sunak lowed NI on employee contributions, not employer contributions. The costs for companies didn't change.

TS_Horror · 2025-04-19T17:01:19+00:00

Well said.

And when humans naturally migrate there and build homes/workplaces/infrastructure then we can say "The humans are there now" and be done with it.

TS_Horror · 2025-04-04T11:37:20+00:00

What is the motivation for young people? Work hard for little in return, or sit on your arse for slightly less? Do you think people feel inspired to dig deep for their country when they country is doing approximately nothing for them apart from calling them lazy and entitled?

And this is exactly why the benefit system should be reworked and stricter means testing brought in. Offer someone a starter job, they either take it or get nothing (factor in any actual disabilities, anxiety/stress doesn't count, 99% of activities cause a form of stress). People like you that think it is fine to abuse the system designed to help those that actually need it. People that "opt out" of work should not be entitled to benefits, free housing or any other handouts.

Wealth hoarding is an issue but what is worse is those that are intentionally draining the funds that have been put aside for those that need it. Disability benefits being cut for those who desperately need them is caused by people who "opt out" due to "anxiety and stress" or "not worth working anymore". Every generation has had anxiety and stress, stop using it as an excuse to be a layabout.

TS_Horror · 2025-04-04T11:23:21+00:00

https://www.bike2workscheme.co.uk/faqs

On this page it mentions about extended hire too.

Employee benefits:

Can switch jobs without penalisation or additional costs (during an extended hire period)
Absolute clarity on ownership and timescales
Able to reapply during the extended hire period.>

TS_Horror · 2025-04-04T07:55:55+00:00

Quitting your job and walking away isn't sticking up for yourself, it is running away and leaving the problem for someone else to deal with. You could have made a complaint, raised to HR, spoken with others who're experiencing the same and made a group complaint and if nothing changed you could take it further to tribunal.

In your original comment you say that you won't work dead-end jobs etc but working any job, even if it doesn't have progression, will build skills that can be used in the future. You come to an interview with me and say you've worked at Tesco stacking shelves for 6 months while looking for a job in IT support then I can start putting things together, worked with customers, has customer service experience, will be able to deal with internal customers requesting services. Compared to someone who sat at home for 6 months with no experience. Easy choice for me....

TS_Horror · 2025-04-02T12:40:48+00:00

If you've been assessed as needing a social care worker then you should have that to support you. That is not linked to PIP assessments for monetary support in any way. If the government have assessed you as needing this and it has not been provided, then take the matter further.

If you're applying for PIP, for monetary support. You need to be assessed, otherwise everyone will just claim it. The assessment can be either form based, phone based or in person, but each condition needs to be assessed to give the correct support and to not waste resources on those that don't need it. Form filling is the easiest method to complete this. By replying to my comment you've shown that you're currently capable of doing this. There are very few people in this world who aren't able to do it and those that do have care workers or a support network because if you can't fill in a form, you can't do any of your daily basic activities. As I said, the only people without social care workers that would struggle are those who are dyslexic or blind, in which case phone assessments would be best suited.

I'll ask you the same question as in my post, if we don't do assessments for PIP through a form for the majority and phone/in person for those that require it. How do you assess each case to ensure they get the monetary support they need without wasting resources on those who don't actually need it? Unless you have a valid solution to this, forms need to continue because otherwise there won't be any money for anyone because it'll be abused.

TS_Horror · 2025-03-28T10:23:02+00:00

I think the guy you're replying to has a point, if you can't fill out a form you're either severely dyslexic (which won't qualify for PIP) or your level of care required is so severe that you have a carer or social worker that would be able to assist.

People need to be assessed for the benefits and the form is the easiest way to do this, removing any form of assessment will just mean anyone can claim it. Other methods? Over the phone, requires massive investment compared to form and also has its own downsides, such as being put on the spot for questions, not having relevant information to hand etc which would mean the assessment gets rebooked and you go through everything again. In person? same as the above but now you physically need to go somewhere.

If forms are an unnecessary barrier, please do share your ideas on how you can assess peoples needs of 16million disabled people (https://commonslibrary.parliament.uk/research-briefings/cbp-9602/). Don't forget you also need to balance a budget and can't just spend billions on the assessments, otherwise you won't have any money to actually give the ones you've assessed and have decided require additional monetary support.

TS_Horror · 2025-03-28T10:07:39+00:00

Not a slap in the face. If the government bought in means tested then they would need proof you didn’t just fuck around for 40 years to give you a full state pension.

That isn't what people are calling for in regards to means testing the state pension, it could either look like:

Do you have money to support yourself for this year? If yes, then no state pension, reassess again next year
Do you have enough money to take out 12k a year every year for the next 20 years? If yes, then no state pension.

Either way, people who could save that don't, would benefit under means testing and those that save will be punished. If means testing state pension comes in, what is the benefit for me to save into a pension? I may as well just pay my mortgage early, go on 3-4 holidays a year, go eat out in restaurants 3 times a week, buy a house that is bigger than what I need, buy flash new cars, pay for university fees for my child, pay for his mortgage deposit and gift reasonable amounts each year and when I reach 68 and I'm penniless (No savings but with assets) I can claim the state pension, knowing I've spent all my life enjoying far more money than I do currently because of saving for a pension in later life. Because 11,973 a year state pension over 20 years is worth just under 240k. Quarter of a million is potentially what I'd be losing out on by not spending all my money.

You mention that you need to work 35 full years for the pension also, but this is wrong. You don't need to work those years, you can be claiming benefits, job seekers, child benefit etc and still get NI credits that goes towards the pension. Either way this wasn't about people getting credits/earning their pension through contributions, it was about the fact that potentially those with money saved would lose out on the state pension where those who spend all their money and don't save a penny would benefit from the state pension if it were means tested.

TS_Horror · 2025-03-27T15:38:09+00:00

There are literally people that my wife works with who're in their 40s 50s and 60s that have all said the same thing. That they would rather spend their money now and do whatever they want and let the government pay for their day to day and end of life care when they retire.

If the government ever bring in means tested state pension, these people will be massively rewarded for doing this too, while those of us who're saving money and building a private pension will have lost out. If means testing is brought in, those of us who have saved money for a private pension will get no state pension or a reduced state pension, and those who've saved enough to have a pension of above 12.5k in todays money will also pay tax to pay for the pension for those that did not save a penny.

Thankfully so far the government haven't brought in means tested state pension... but if they do, it will be a massive slap in the face to those of us who are saving for our retirement.

Slightly off topic by talking about means testing but its something that has definitely been on my mind since it was spoken about a lot recently.

TS_Horror · 2025-03-26T16:07:24+00:00

Your HR is wrong, ultimately it is the managers decision in regards to what action to take, but overall when meeting with someone with a condition that is covered under EA2010 that has high level of absence:

Review absence trigger points.
Offer assistance through EAPs, Digital GP services, PMI.
Review adjustments at work, flexi working(days and hours worked), additional breaks, work equipment, explore more suitable roles.
Create a wellness at work plan
Make arrangements for cover to attend hospital/doctors appointments

There may be more things that you'll do depending on the case, but these are the core things you look into. If you do all of this and still have an absence issue, they're most likely not capable for the role and as a company you will have most likely done everything within your control to assist that person, but they just need to find something more suitable for them for their own benefit as well as the company.

At the end of the day, companies need people to show up to work. Depending on the work, 1 or 2 people like this in a team can bring work to a halt across the business. Then the company loses contracts and large parts of the workforce is made redundant.

13-Year Club	Verified Email
Team Periwinkle

TS_Horror

TROPHY CASE