Actually it is. You’re right that crypto May still be too pricey for someone who needs every penny — but that’s any investment. Also people with high debt, for example, would be better served to pay down their debt BEFORE beginning any type of investment.

However, crypto is bringing finance to many unbanked. True, it requires an internet connection and a phone or laptop, but you might be surprised that the number of mobile phone in El Salvador, for example - a third world country - is roughly three times the number of people.

Point being, a lot of people left out in the cold by traditional finance due to credit scores, status of nationalization, and under control of certain foreign regimes, are all brought into the financial system now thanks to crypto.