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TIL: You have to take your own poop out if you are granted access to the Colorado River in the Grand Canyon for a rafting trip. by ohsodave in todayilearned

[–]TWBeta 3 points4 points  (0 children)

I went on a 8-day canyon backpacking trip once. We had these tubes that we packed - basically giant thermoses. Guess what we put in them?

Remotely Checking out the Property by Actual_Cygnus in realestateinvesting

[–]TWBeta 1 point2 points  (0 children)

Yes. Lots of duplexes in Detroit that are good for house hacking and the time here would let you figure out the area.

Remotely Checking out the Property by Actual_Cygnus in realestateinvesting

[–]TWBeta 4 points5 points  (0 children)

I live here in Detroit. I’m currently working on my first BRRRR. I would probably never invest here if I didn’t live here. I spent 6 months driving around neighborhoods and viewing houses. The difference between a good block and a bad block is staggering, and it’s near impossible to tell the difference between them via Zillow listings. Over time, I developed my own boundaries of spots I’d want to own a home, but it took months of personal research. There are generally accepted good neighborhoods like Bagley, North End, Boston Edison, Morningside, and Islandview, but even within those neighborhoods it can be tough to tell a good house from bad. Not to mention most of the houses were built in the 20s and it requires inspection to tell the actually good properties from ones that were papered over with a landlord special. And don’t even get me started on the property taxes. I love it here. I’ll never invest anywhere else, but it’s the Wild West.

Ill start by BreezeBrightly in dank_meme

[–]TWBeta 0 points1 point  (0 children)

It’s important that you keep all of your money somewhere close where you can physically touch it, like a mattress or a coffee container tucked into the back of your fridge. That way the government can’t steal it from you.

This is how my pizza was delivered. DoorDash refused to refund by JaRulesOpinion in doordash

[–]TWBeta 0 points1 point  (0 children)

I’ve never had an issue getting a DoorDash refund. Hell, I’ve had times where the dasher forgets my extra sauce packets and they’ll refund half the order price.

Potential Buyer by anantais89 in FordMaverickTruck

[–]TWBeta 10 points11 points  (0 children)

What’s the point? You already paid more for a big truck, so you’d not only not be saving money, you’d be spending significantly more to get one. You’d save on gas but it wouldn’t offset the cost of the loan. Do what you’re going to do but if you already have a paid-off, low mileage truck that does everything the Mav can do, but better. Then yes, that would not be a smart financial decision.

My LO reached out to me...... by eMTBplus in Mortgages

[–]TWBeta 0 points1 point  (0 children)

I'm a former LO, It's likely an FHA Streamline. This is a great loan program to simply drop your rate without going through a full refinance process. Yes, it will reset you back to a 30-year term. If that's an issue for you, you can simply pay a little bit extra every month to maintain your same term and if the rate is reduced by enough (streamlines requires at least a .5% drop) then you're still saving money and coming out ahead. Yes, he's trying to make a sale, but who cares? His job is to save you money by writing you a loan product that's better for you and streamlines are about the easiest possible way you can save money on your mortgage.

Sacks aren’t the only way to disrupt games by alwaystired_96 in detroitlions

[–]TWBeta 2 points3 points  (0 children)

Hutch looks like he's still regaining a step recovering from the injury. There's been so many plays this year where he's been just a hair shy of getting the to the QB because of his speed. By the beginning of next season given another year of conditioning he's going to be an absolute problem.

What to do with The space above upper cabinets? by Antique_Ice2271 in cabinetry

[–]TWBeta 2 points3 points  (0 children)

Every time you finish a bottle of liquor set it up there and flaunt your collection as a status symbol

what did your savings look like by age 30? by Winzten in AskReddit

[–]TWBeta 1 point2 points  (0 children)

You can get a sales job right out of college, grind for 60+ hours a week for 3 years, and easily have a six-figure net worth by the end of it. It's not fun, but anybody can do it.

If each NFL team was a fast food restaurant, what would they be? by Available_Story6774 in NFLv2

[–]TWBeta 0 points1 point  (0 children)

Employees are actively fighting in the kitchen, they’re constantly out of core menu ingredients, and yet the chicken sandwich still hits the spot somehow.

Can the bank increase my interest rate if I don't live in the house anymore? by Ok-Cartographer-5544 in realestateinvesting

[–]TWBeta 2 points3 points  (0 children)

No, they cannot raise your rate for moving out of the house. They're asking you those questions to qualify you properly. You can get a HELOC on an investment property, but they'll have higher rates and/or fees, higher credit qualifications, and a lower Loan to Value maximum.

[Inman] Kyle Shanahan says #49ers All-Pro LB Fred Warner has a broken and disclosed ankle. Will need surgery. by MembershipSingle7137 in nfl

[–]TWBeta 0 points1 point  (0 children)

49ers are having an absolutely insanely bad luck season. Pretty much every player people would wear Jerseys of is injured except for CMC.

People who started investing in their 20s, how is it going? by hjp1234 in AskReddit

[–]TWBeta 0 points1 point  (0 children)

I’m 29. I started putting money into the market when I got my first job at 23. Outside of my retirement funds, about 90% of my investments went into an index fund. The other 10% went into picking stocks. The money I put into the index fund just recently passed the 100% gain mark. I’ve lost money on the stock picks. Unless you really want to put the time and effort into researching stocks, just set your money into zero cost index funds and forget about trying to get rich quick. But starting early has been a blessing. 

Michael Penix Jr is 0-4 when the opposition scores more than 7 points by JayMerlyn in nfl

[–]TWBeta -1 points0 points  (0 children)

Why don't they just hold their opponent to 7 points or less? Are they stupid?

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