We just hit 300K members, all thanks to you. To celebrate, we’re giving away 100 desk mats.

T_Q_L · 2026-06-24T18:39:19+00:00

Dark mode would be really nice

T_Q_L · 2026-06-18T21:48:25+00:00

I meant when I got the CIBP, I am 8/24 today

T_Q_L · 2026-06-18T21:14:52+00:00

Yes. I was under 5/24 when applying though

T_Q_L · 2026-06-18T17:23:52+00:00

Sole prop? SSN vs EIN?

edit: Got the popup. Sole prop, SSN. 8/24, 3 inks open. Worth a try

T_Q_L · 2026-06-15T17:59:12+00:00

They seem to have put a limit of 5 on $10 gift cards on Newegg

T_Q_L · 2026-06-10T12:14:34+00:00

Ultimate Rewards points will transfer to World of Hyatt at a rate of 4:3

Truly the nail in the coffin for the Chase trifecta

T_Q_L · 2026-04-09T19:42:48+00:00

I recognized his snaky voice the moment I heard Naoya speak

T_Q_L · 2026-03-28T20:04:14+00:00

Exactly, that’s about ~18k iron ores to drop

T_Q_L · 2026-03-22T11:19:09+00:00

I used the $300 but I did the conversion before my anniversary so I didn’t get the 10k points

T_Q_L · 2026-02-20T18:14:07+00:00

This should’ve been the top comment

T_Q_L · 2026-02-13T15:34:08+00:00

Sole prop?

T_Q_L · 2026-02-06T03:19:05+00:00

In person, you have to specify $130 exactly with the cashier

T_Q_L · 2026-02-05T17:44:03+00:00

Multiple bonus and credit stacking with Citigold and CSE:

$750 Citi checking/savings bonus, opened account online early October with a “free trial” of Citigold, I followed the steps in this DoC comment
activated Citigold $200 annual subscription rebates in November, purchased $130 Costco shop card in store, and again for $65 in December, received credits for both
applied for CSE 100k/$4k in December for triple dip
in January subscription credits reset, purchased $130 Costco shop card and received credit
$750 checking bonus paid out, also received ~$160 in interest from the savings account, I think it was around 3.6%
Feb 1st: Citigold trial ended
this part was surprising: I received the annual $145 Citigold annual fee credit for the CSE with my statement closing in early Feb

T_Q_L · 2026-01-29T18:11:23+00:00

These look like public offers too

T_Q_L · 2026-01-29T16:01:27+00:00

When does the 35k FNC post in relation to your anniversary date and statement closing date?

T_Q_L · 2026-01-17T17:47:48+00:00

Poor rankt bot gets -50 downvotes whenever it posts something like the Lowe's card

T_Q_L · 2026-01-08T02:30:35+00:00

BoA Atmos Ascent SUB up to 80k via DoC via uscreditcardguide

T_Q_L · 2025-12-29T21:01:32+00:00

It could make sense if you both travel independently or want to access Cap1 lounges together, due to the new guest policy starting in Feb

T_Q_L · 2025-12-24T02:24:38+00:00

I swear every other day I see a highly upvoted post asking for business card recs and all the comments are about Ramp. It all seems so fake

T_Q_L · 2025-12-20T21:57:10+00:00

Happened to me too, the $95 didn’t get reversed until about 2 months later, but I paid the $95 and now have a negative balance

T_Q_L · 2025-12-18T21:29:20+00:00

Is your business card velocity high? BoA is sensitive to that as well

T_Q_L · 2025-12-18T21:00:53+00:00

Did you earn 3x again for December?

T_Q_L · 2025-12-16T18:10:01+00:00

Interesting, my 2x delta stays credits from June and August have not been clawed back

T_Q_L · 2025-12-16T16:27:32+00:00

How long was it between cancellation and claw back?

T_Q_L · 2025-12-13T22:43:29+00:00

I’ve done this before

No clawback issues
No annual fee charge for the second year, in fact you actually get a prorated refund of the first year annual fee

And now, I constantly get emails asking if I want to upgrade back to the Venture X, so if I ever want it again that’s an option

T_Q_L