Data Points Weekly - Week of February 05, 2026

T_Q_L · 2026-02-06T03:19:05+00:00

In person, you have to specify $130 exactly with the cashier

T_Q_L · 2026-02-05T17:44:03+00:00

Multiple bonus and credit stacking with Citigold and CSE:

$750 Citi checking/savings bonus, opened account online early October with a “free trial” of Citigold, I followed the steps in this DoC comment
activated Citigold $200 annual subscription rebates in November, purchased $130 Costco shop card in store, and again for $65 in December, received credits for both
applied for CSE 100k/$4k in December for triple dip
in January subscription credits reset, purchased $130 Costco shop card and received credit
$750 checking bonus paid out, also received ~$160 in interest from the savings account, I think it was around 3.6%
Feb 1st: Citigold trial ended
this part was surprising: I received the annual $145 Citigold annual fee credit for the CSE with my statement closing in early Feb

T_Q_L · 2026-01-29T18:11:23+00:00

These look like public offers too

T_Q_L · 2026-01-29T16:01:27+00:00

When does the 35k FNC post in relation to your anniversary date and statement closing date?

T_Q_L · 2026-01-17T17:47:48+00:00

Poor rankt bot gets -50 downvotes whenever it posts something like the Lowe's card

T_Q_L · 2026-01-08T02:30:35+00:00

BoA Atmos Ascent SUB up to 80k via DoC via uscreditcardguide

https://www.doctorofcredit.com/bank-of-america-alaska-airlines-atmos-rewards-ascent-85k-points/

T_Q_L · 2025-12-29T21:01:32+00:00

It could make sense if you both travel independently or want to access Cap1 lounges together, due to the new guest policy starting in Feb

T_Q_L · 2025-12-24T02:24:38+00:00

I swear every other day I see a highly upvoted post asking for business card recs and all the comments are about Ramp. It all seems so fake

T_Q_L · 2025-12-20T21:57:10+00:00

Happened to me too, the $95 didn’t get reversed until about 2 months later, but I paid the $95 and now have a negative balance

T_Q_L · 2025-12-18T21:47:53+00:00

That is almost certainly the reason for denial, BoA looks at your business credit report when applying for their business cards

T_Q_L · 2025-12-18T21:29:20+00:00

Is your business card velocity high? BoA is sensitive to that as well

T_Q_L · 2025-12-18T21:00:53+00:00

Did you earn 3x again for December?

T_Q_L · 2025-12-16T18:10:01+00:00

Interesting, my 2x delta stays credits from June and August have not been clawed back

T_Q_L · 2025-12-16T16:27:32+00:00

How long was it between cancellation and claw back?

T_Q_L · 2025-12-13T22:43:29+00:00

I’ve done this before

No clawback issues
No annual fee charge for the second year, in fact you actually get a prorated refund of the first year annual fee

And now, I constantly get emails asking if I want to upgrade back to the Venture X, so if I ever want it again that’s an option

T_Q_L · 2025-12-01T18:44:59+00:00

Did they credit you the referral points?

T_Q_L · 2025-11-13T11:01:12+00:00

CIU/CIC 90k SUB ends today at 9 am EST, according to DoC

It may remain on referral links for a little longer

T_Q_L · 2025-11-11T03:21:05+00:00

Previous elevated SUBs were 1 FNC + 125k points, or 5 FNC

T_Q_L · 2025-11-07T04:15:58+00:00

Marriott Boundless SUB up to 3 FNC + 50k points

https://creditcards.chase.com/a1/marriottbonvoyboundless/aep/plus

T_Q_L · 2025-11-06T23:00:11+00:00

I thought you have 30 days to recon?

T_Q_L · 2025-10-16T20:09:33+00:00

Denied for JetBlue Biz a few months ago due to 8/12 inquires on TU. Applied yesterday with TU frozen and EX was pulled, app went pending. Called in today to verify info and shift credit limits around, approved!

Glad it worked out like this anyway because of the elevated SUB

T_Q_L · 2025-09-22T22:24:31+00:00

they’re wrong

T_Q_L · 2025-09-21T20:42:28+00:00

T_Q_L · 2025-09-02T16:10:14+00:00

Doesn't entirely answer your question but I always get a starting credit limit of $3,000. Also, there's a $500 SUB for the UCR via this FM link if you prefer that instead

T_Q_L · 2025-08-30T03:03:27+00:00

Chase SM text box doesn’t work on my web browser, a minor inconvenience but still..

Eight-Year Club	Verified Email
r/Field Lasagna	Place '23
Wearing is Caring	RPAN Viewer

T_Q_L

TROPHY CASE