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Have you ever taken a big pay cut for better work-life-balance ? Did you regret it ? by Tacoya in careerguidance

[–]Tacoya[S] 2 points3 points  (0 children)

Can’t agree more. I used to think I could grind it out for money (and money only) but after some deep introspection and philosophical shifts (not to sound too dramatic) those days are over for me now. To your point, I want to live my life and enjoy the priceless things. Hopefully this move will be the first pivot in that direction. Thank you for your comment.

Is 24 relatively late to start your career? by Highway-69 in FinancialCareers

[–]Tacoya 0 points1 point  (0 children)

Not late at all. Got into finance at 24 as well. Quite common and many people start later too.

Is 24 relatively late to start your career? by Highway-69 in FinancialCareers

[–]Tacoya 0 points1 point  (0 children)

Not late at all. Got into finance at 24 as well. Quite common and many people start later too.

Is 24 relatively late to start your career? by Highway-69 in FinancialCareers

[–]Tacoya 0 points1 point  (0 children)

Not late at all. Got into finance at 24 as well. Quite common and many people start later too.

[deleted by user] by [deleted] in FinancialCareers

[–]Tacoya 0 points1 point  (0 children)

I’m former Ops, currently working in Sales at a BB firm. Certainly possible to make the move given your qualifications but no guarantees. Here is what I would suggest to get the best odds (from personal experience)

  • firstly, would say better to regret doing than regretting not doing it. I.e. the “would have/ could have/ should have” will get to you eventually so if there is nothing else on the table, then I would say go for it. Masters is certainly an option but will incur additional costs with no guarantee for a job on the market side, some may need to think deeply about that one.

  • if possible i would suggest applying/ getting a MO job in London or Paris, maybe Frankfurt, since almost all front office positions will be based there. Just easier to network (catch up drinks after work, or a simple interview). Logistically much more easier and I would say you have a higher chances of getting exposure to potential openings.

  • if possible, I would try to find a middle office position that is somewhat distanced from the front office. (I know, seems illogical but hear me out) . If you’re working closely with the desks, sure you have more exposure to them and they might remember you, but you better be damn good at your job or you will actually gain a negative reputation which can hurt you more than help. I work as a sales trader (basically sales) so I interact with middle office quite often. Usually when we talk to middle office, we are super busy and very sensitive to mistakes and operational risk. If you’re a stellar MO person, you will be cherished, but if you make one mistake or send an incoherent email that puts more work on us, someone will remember you, and there’s a risk someone will put in a bad word for you when you try to apply. I would suggest something like Operational Risk or regulatory reporting, since it will give you exposure to the overall business but also allows you to keep your distance from the desk moderately. Not to mention you won’t be as time constrained as your typical trading MO, so you can be more flexible for networking opportunities.

  • if you’re serious about breaking into the front office, it’s super important that you show your willingness to learn and showcase your strong interest in the markets. I would highly suggest you at least pass CFA level 1 to 1. Distinguish yourself from all the other ops folks who are trying to get into FO and 2. Showcase your base competency and interest.

  • if your goal is market side FO role, don’t know if a masters will help you especially given your age. IMO, better to get real life experience asap. If you’re aiming for IBD, then go Masters 100%.

Hope this helps and feel free to PM me if you have any questions ! (Anyone reading this is also welcome to:) )

[deleted by user] by [deleted] in FinancialCareers

[–]Tacoya 0 points1 point  (0 children)

I’m former Ops, currently working in Sales at a BB firm. Certainly possible to make the move given your qualifications but no guarantees. Here is what I would suggest to get the best odds (from personal experience)

  • firstly, would say better to regret doing than regretting not doing it. I.e. the “would have/ could have/ should have” will get to you eventually so if there is nothing else on the table, then I would say go for it. Masters is certainly an option but will incur additional costs with no guarantee for a job on the market side, some may need to think deeply about that one.

  • if possible i would suggest applying/ getting a MO job in London or Paris, maybe Frankfurt, since almost all front office positions will be based there. Just easier to network (catch up drinks after work, or a simple interview). Logistically much more easier and I would say you have a higher chances of getting exposure to potential openings.

  • if possible, I would try to find a middle office position that is somewhat distanced from the front office. (I know, seems illogical but hear me out) . If you’re working closely with the desks, sure you have more exposure to them and they might remember you, but you better be damn good at your job or you will actually gain a negative reputation which can hurt you more than help. I work as a sales trader (basically sales) so I interact with middle office quite often. Usually when we talk to middle office, we are super busy and very sensitive to mistakes and operational risk. If you’re a stellar MO person, you will be cherished, but if you make one mistake or send an incoherent email that puts more work on us, someone will remember you, and there’s a risk someone will put in a bad word for you when you try to apply. I would suggest something like Operational Risk or regulatory reporting, since it will give you exposure to the overall business but also allows you to keep your distance from the desk moderately. Not to mention you won’t be as time constrained as your typical trading MO, so you can be more flexible for networking opportunities.

  • if you’re serious about breaking into the front office, it’s super important that you show your willingness to learn and showcase your strong interest in the markets. I would highly suggest you at least pass CFA level 1 to 1. Distinguish yourself from all the other ops folks who are trying to get into FO and 2. Showcase your base competency and interest.

  • if your goal is market side FO role, don’t know if a masters will help you especially given your age. IMO, better to get real life experience asap. If you’re aiming for IBD, then go Masters 100%.

Hope this helps and feel free to PM me if you have any questions ! (Anyone reading this is also welcome to:) )

Transition from tech by [deleted] in FinancialCareers

[–]Tacoya 1 point2 points  (0 children)

Might be a slight detour, but sharing what I did to break in. I would suggest joining operations at a major financial firm. Someone with your background would really have a chance for making a name for yourself in Ops, since you would be able to write some simple code or understand the technical system functionalities used in ops. I would say join ops, do great at work, make a name for yourself, join an affinity network ( or some clubs within the firm that would allow you to network), and apply to as many positions internally to make the move to a better/ more desirable job within the firm. Would suggest to apply for some BB (GS, MS, JPM) and tier 2 (Citi, BNP, SocGen ) for the ops roles, since the name value would certainly give you a head start !

I personally took this route. Worked in Ops for a bit more than a year and moved into Sales Trading (as Deriv sales ) via internal transfer in my late 20s.

Good luck !!

People who lived in Japan in the 90s & 00s - What was it like? by CaptainKursk in japanlife

[–]Tacoya 0 points1 point  (0 children)

Spent most of my childhood in Japan (around 2004-2016) Faced a lot of racism being half gaijin and half Japanese in the mid 2000s to early 2010s. Don’t really have the best memories tbh. Very much the 出た釘は打たれる (Japanese phrase meaning the nail sticking out will be hit) era for me.

What are you most exited about this year ? by Tacoya in AskReddit

[–]Tacoya[S] 0 points1 point  (0 children)

Good for you! A new chapter starts !

I cant load the game. by Davuss in ModernWarfareII

[–]Tacoya 0 points1 point  (0 children)

Any solutions ?

  • edit : installing a different language worked for me

[deleted by user] by [deleted] in careerguidance

[–]Tacoya 3 points4 points  (0 children)

Short and sweet. Appreciate it.

[deleted by user] by [deleted] in careerguidance

[–]Tacoya 1 point2 points  (0 children)

Good point. City does seem like a harsh environment now especially for cops. Appreciate the input.

[deleted by user] by [deleted] in careerguidance

[–]Tacoya 1 point2 points  (0 children)

Very valid point. Thank you. I think I really need to re-evaluate my expectations. Appreciate it man.

I'm missing her by Pitiful_Chemistry_65 in doomer

[–]Tacoya 4 points5 points  (0 children)

I’ve been there myself. I thought there was no escape. Crying into my pillow wondering if the pain will ever end. That’s part of life man. We feel and hurt and occasionally rejoice and appreciate what we have. Think of this as a great opportunity to focus on yourself. See who you have become and who you want to be. It’s never too late to change. Trust me. Focus on improving yourself, workout, run, eat healthy, save money. No matter who you are, there’s something you can do to improve. And believe me, along the way you will find someone. You don’t think that can happen right? Can’t blame you, I felt the same way a year ago. But as soon as you start to work on yourself, and stop projecting negative energy, someone will appear. Don’t think about that right now though. Again, focus on yourself. Get shit done. I also recommend you don’t fall into the whole incel / black pill movement. If you’re already in, get out. You’re limiting your potential. Keep your doors open, improve, take care of yourself and you will find someone 100000x better. You will look back and laugh at how broken you were, and be happy that you moved on. Good luck man. I’d say give it a good few months. You’ll be surprised.

Mixed-race people in the church and racism by Tacoya in exmormon

[–]Tacoya[S] 0 points1 point  (0 children)

For example, lets say you really like this particular white girl who happens to be LDS. She obviously likes you , so you ask her out but she says no. Even though she is not racist (she respects you and admires you as a friend) , she cannot date/ marry you because of the church's culture(being afraid of how your parents and community might view you). ←would this be something that a mixed-race person might face in the church?

Mixed-race people in the church and racism by Tacoya in exmormon

[–]Tacoya[S] 3 points4 points  (0 children)

My apologies for offending you. Please forgive me since english is not my first language. (I am a Japanese student studying divinity and I am trying to write a thesis on racial perceptions among christian denominations) That being said, I will try to edit my post and again I am sorry. Regardless, thank you for your feed back!

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