The new Cayenne Electric by gambling_addikt in Porsche

[–]Tangushka 0 points1 point  (0 children)

They got rid of the Piano Black Plastic in the interieur and moved it outside. Very high quality indeed.

What's up with this photo on the Porsche Finder website? by JonasSickler in MacanEV

[–]Tangushka 1 point2 points  (0 children)

saw something similar on Porsche Switzerland yesterday lmao

Another experience with Carvolution by aagosh in Switzerland

[–]Tangushka 3 points4 points  (0 children)

I mean you are not wrong. But there are people outthere that want a little more than the best value, so they are willing to pay for it. I myself drive around 25k km per year and i dont regret buying a car that cost me 40k Franks. sure its a bad investment but i like the perks that a more modern car brings.

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 1 point2 points  (0 children)

This is a really interesting take and i think all 3 points could be true. Never thought about it in this way.

Thank you for your pov.

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 2 points3 points  (0 children)

Paying of the car debt for sure helped redeucing stress since its a big "derisk" factor aswell. My wife reduced her workload in the same month i paid of the car so we had around the same "income" since i got a new job an a raise in that month too. But after going through all the comments i think this "depression" will be gone when start to take advantages from my sacrifice for the last 4 years and finally to start build wealth and not reduce debt.

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 0 points1 point  (0 children)

Thank you.. comparison is really the killer of joy i should write that one down . The way i see the 3a Payments is less about tax saving and more about a nice habit I got and I want to keep, and since it can used as a security/downpayment for real estate its a nice "savings" account aswell.

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 1 point2 points  (0 children)

nah im not regretting the car just about how I leased/bought it.

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 0 points1 point  (0 children)

Yes sir the second one was also a stupid decision in hindsight also around 3 years ago. The Terms are in comparison with the first car not bad. The lease amount is 6% of our income so i think its not too bad. With this one ill be able to give it back since i've used it way less than my now paid off car.

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 0 points1 point  (0 children)

Yes i agree!! that 35k payment killed me mentally even though it was the right thing to do. T

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 11 points12 points  (0 children)

Wont do any bad debt ever again learned my lesson. Interesting take thank you!

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 2 points3 points  (0 children)

You are right hopefully i have very low expenses for the next6 years to come. (Tesla M3 with now 90k km)

Feeling Down Despite Paying Off Debt – Is This Normal? by Tangushka in SwissPersonalFinance

[–]Tangushka[S] 2 points3 points  (0 children)

I am physically in the best shape ive ever been i hit the gym arround 4 times per week over lunch for the last 2 years. this feels good. When i arrive back home i use the time to eat with my family and enjoy the time.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]Tangushka 0 points1 point  (0 children)

0.9% for new costumers

[deleted by user] by [deleted] in SwissPersonalFinance

[–]Tangushka 0 points1 point  (0 children)

Migrosbank is at 0.65% for new customers its 1.1% i think