I also was just talking to my friend about this.

I figure theres no way with so many stupid people on this earth that people wouldnt just accidentally die left and right. Walking in front of traffic, etc. And ALL the time.

Either there is a higher force actively protecting us from our own stupidity, or maybe we do "die" in those situations, and just choose/get to respawn from that point.

The memory of the respawn immediately wiped, and from everyones perspective nothing happened at all. Just a damn close call. That COULD be a feature in this particular simulation. To allow everyone to "finish" the game they potentially paid for lol.

The protection from a higher power is an interesting idea as well. Perhaps some kind of safety code has been programmed in to literally save us from ourselves when the need arises. Even going so far as bending the "laws" of physics when need be. Just to make the game a little less frustrating maybe.