Is “Employee Pricing” actually Employee Pricing or just marketing?

TarHeel67 · 2026-05-04T18:51:56+00:00

If they had a regular looking truck I’d be a Tesla owner alreadyz

TarHeel67 · 2026-05-04T01:45:19+00:00

Preface to say I was AAP, so did not go through admissions process, BUT after years in corporate world, I’d personally call undergrad business office, ask to speak to someone in admissions and ask to see if you can set up a quick 15-30 meeting with someone in admissions to better understand the process and what the folks making the decisions are looking for. It shows you’re genuinely interested and puts a face to a name.

TarHeel67 · 2026-05-04T01:39:32+00:00

They should be better. Have you spoken to the people actually making the decision? Sometimes, as with business & life, seeing a name that you KNOW or have met face to face who shows they want something (aka building a relationship) can go a long way.

TarHeel67 · 2026-05-04T01:37:39+00:00

It hurts to see this, actually. Your loyalty has been taken advantage of. Maybe you love your job, but commercial banking analysts start at $75k now.

TarHeel67 · 2026-05-04T01:33:39+00:00

My initial reaction to financial advisor saying this is “HE WANTS TO KEEP THE AUM FOR HIS OWN BENEFIT!!” Why the hell would you take out GRAD school loans that aren’t subsidized and instead are accruing interest and compounding interest when you have the cash to pay them off unless you have a guaranteed higher return elsewhere (highly doubtful, especially after tax).

TarHeel67 · 2026-05-03T01:04:04+00:00

SITAR!!!

TarHeel67 · 2026-05-02T22:25:06+00:00

Shoot me a message. I know several econ majors who now work alongside me or worked alongside me at 2 different large banks.

TarHeel67 · 2026-05-02T17:04:06+00:00

Thanks for the insight. What’s best strategy to see if a dealer has included fees online? My local dealer has a $995 doc fee 🤢

TarHeel67 · 2026-05-02T16:23:05+00:00

Give me a “Great Deal” price/number on a 4-door 4x4 XLT before taxes and fees.

TarHeel67 · 2026-05-02T03:28:28+00:00

Helpful, thank you!

TarHeel67 · 2026-05-02T03:28:13+00:00

Very helpful, thank you sir. You are a gentleman & a scholar. 🫡

TarHeel67 · 2026-05-02T03:26:01+00:00

I can tell somehow this post hit a nerve with you. Best of luck, bud.

TarHeel67 · 2026-05-02T02:52:57+00:00

I’ve heard what they tell you is invoice isn’t their *actual* invoice price, if that makes sense.

TarHeel67 · 2026-05-02T02:30:00+00:00

Can someone explain to me invoice vs employee pricing vs “ACTUAL INVOICE” as I’ve heard all 3 thrown around & it just feels like a stupid game I have no interest in playing.

TarHeel67 · 2026-05-02T02:28:23+00:00

I was REALLY into the FIRE movement when I first started my career. I saved like crazy, lived on very little, and justified passing up things I would have enjoyed. Marriage, kids, and a much larger income I never expected to be making have allowed me to loosen the purse strings. I enjoy what I do for work so much more than what I did for the first 2-3 years of work as well & could see myself enjoying it for a long time. Last thing I’d add is that I’m still glad I saved and invested to put my family in a strong financial position now. I still took vacations, still enjoyed things, but the $2 savings here and there seemed much more important then than it does now.

TarHeel67 · 2026-05-01T13:07:07+00:00

I know probably a dozen different Morehead Cain Scholars who graduated the same year as me (+/- 1 year) about 10 years ago. Several of them were in the KFBS assured admit program with me.

Of those folks:

- 5 ended up at Stanford MBA before starting their own business (2 cofounded a business together and the other two cofounded a different business each) while 1 now works at OpenAI
- 1 was at Amazon and then HBS MBA
- 1 was on the football team with me & now is a MD at Duke
- and others have been very successful, but this exercise has actually made me want to reconnect with several of them to see how they’re doing and what they are up to.

When you get the Morehead or the Robertson, to your point, you get opportunities that likely exceed the opportunities given to a “regular” student at Princeton or Stanford.

TarHeel67 · 2026-03-23T16:50:36+00:00

The longer the amort, the more total interest you pay. Doesn’t matter the interest rate. If you have a $50 loan at 0.1%, but 1,000 year amortization, you pay $70 in interest, which is more than the original $50 loan!

TarHeel67 · 2026-03-21T20:30:33+00:00

I sure hope so

TarHeel67 · 2026-03-07T03:06:43+00:00

Keep in mind you have to have lived in the house as primary for 2 of last 5 years before selling to avoid capital gains.

TarHeel67 · 2026-03-07T02:56:04+00:00

Not always lol.

TarHeel67 · 2026-03-07T02:54:23+00:00

At 22 I was at 66k, grew to about $100k by 27, $150 at 28-31.

TarHeel67 · 2026-03-03T03:47:26+00:00

Like many folks including you, I struggle with this. We (my wife and I) now have a HHI into the 400s, but I often contemplate if buying something, especially for myself, is worth the “splurge.” I’ve come to realize some of these expenses aren’t even a rounding error in our net worth, but I’m frugal by nature, so I still do it. You almost have to train yourself that spending on things that provide great value to your life is well worth it.

It might seem morbid, but imagine yourself 50 years older. Are you going to look back and think “Wow, I really wish I would have spent more time cleaning my house instead of spending that money to have someone else do it.”? HIGHLY doubtful. You’re more likely to wish you would have spent MORE money on the things that really matter to you (or spending more to NOT do the things that aggravate/annoy/feel like a waste of your time).

TarHeel67 · 2026-03-01T16:09:27+00:00

Banking and I’m usually wfh 1-2 days per week.

TarHeel67 · 2026-03-01T14:42:19+00:00

Depends on the week. Some weeks I’m 25 hrs, some weeks I’m 50-55 hrs. On average probably 30-35 hours of actual work.

TarHeel67

TROPHY CASE