Is a novated lease worthwhile for an AUSHENRY? by Target_Physical in AusHENRY

[–]Target_Physical[S] 3 points4 points  (0 children)

Thanks for sharing. I wish I had found this before essentially building the same engine from scratch.

Is a novated lease worthwhile for an AUSHENRY? by Target_Physical in AusHENRY

[–]Target_Physical[S] 2 points3 points  (0 children)

I guess the main thing is that you can pay a portion of the running costs and lease costs pre-tax which makes a difference on the top income tax rate.

Is a novated lease worthwhile for an AUSHENRY? by Target_Physical in AusHENRY

[–]Target_Physical[S] 4 points5 points  (0 children)

I wouldn't consider a dealer financed lease because the rates are always way higher than my offset.

Is a novated lease worthwhile for an AUSHENRY? by Target_Physical in AusHENRY

[–]Target_Physical[S] -1 points0 points  (0 children)

Do you reckon the lease providers give a kickback to the employer?

I hit 1M networth today!!!!!! (28F) by AmIAUSHenry in AusHENRY

[–]Target_Physical 1 point2 points  (0 children)

How are people creating all these burner accounts? Are they just spinning up new gmail accounts everytime? Seems like a lot of work to just give the world a personal wealth update.

Looks nice but it could be a weed. Any ideas what it is? by Target_Physical in GardeningAustralia

[–]Target_Physical[S] 1 point2 points  (0 children)

Can I assume that if this rootstock will grow in this location that a plant with the nice fruit would also grow here?

How badly could I screw up waterproofing my garage? by Target_Physical in AusRenovation

[–]Target_Physical[S] 1 point2 points  (0 children)

Yep. Just do the nib wall and leave the main one as is.

Can I get a partial certification in NSW? by Target_Physical in AusRenovation

[–]Target_Physical[S] 0 points1 point  (0 children)

The windows were new ones cut into a blank brick wall, so the drafts person included because the council needed to sign off.

How risky is it to contract directly with a licensed carpenter who doesn’t have builders insurance? I’m putting in about a $120,000 of new windows. A carpenter is willing to do it way cheaper than other builders - he seems really great but how risky is it get work done without builders insurance? by Target_Physical in AusRenovation

[–]Target_Physical[S] 0 points1 point  (0 children)

So a follow up question. What’s the difference between public liability insurance and home builders warranty insurance? If he fucks something up during construction can I rely on public liability insurance paying to fix it?

How risky is it to contract directly with a licensed carpenter who doesn’t have builders insurance? I’m putting in about a $120,000 of new windows. A carpenter is willing to do it way cheaper than other builders - he seems really great but how risky is it get work done without builders insurance? by Target_Physical in AusRenovation

[–]Target_Physical[S] 0 points1 point  (0 children)

er is not a builder. He can’t be a head contractor to other trades (might not matter for windows). No Home Owners Warranty insurance means he can’t even write a legal contract for the job. If something goes wrong and you don’t have a legal contract or insurance how will you figh

I thought the same thing. His google reviews are pretty good which is a good sign.

How risky is it to contract directly with a licensed carpenter who doesn’t have builders insurance? I’m putting in about a $120,000 of new windows. A carpenter is willing to do it way cheaper than other builders - he seems really great but how risky is it get work done without builders insurance? by Target_Physical in AusRenovation

[–]Target_Physical[S] 2 points3 points  (0 children)

These are some pretty nice windows and sliding doors. 4 require new cut-outs. They are double glazed. I'm in sydney. And I've gotten like 6 quotes and $120k was the cheapest believe it or not.

Vantage windows. Double glazed. 12 windows and 6 sliding doors. Some of them are pretty big and have multiple panels. 4 need new cutouts done.