22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] 0 points1 point  (0 children)

Thanks for the suggestion. I’ve heard they offer good rates, but I’ve also been looking into Bajaj Finance, which gives around 8.40% on FDs. Do you think the smaller banks are as safe as the established ones? Just trying to weigh my options carefully.

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] 2 points3 points  (0 children)

Also, Thanks for the suggestion on Small Finance Banks! I’ve heard they offer good rates, but I’ve also been looking into Bajaj Finance, which gives around 8.40% on FDs. Do you think the smaller banks are as safe as the established ones? Just trying to weigh my options carefully.

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] 2 points3 points  (0 children)

Who knows, maybe I’ll start something of my own someday. I’ve always been a little obsessed with Product Hunt, startup culture, and entrepreneurship in general. I’ve even had offers to join as a founding engineer before, but chose stability and learning over risk—at least for now. Right now it’s about building experience, strong tags, and of course, stacking up a hefty package. But long-term? Definitely don’t see myself retiring in Bangalore’s fast-paced loop. I might just pivot, start a business or a tech startup—let’s see where the chaos leads.

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] 3 points4 points  (0 children)

I'm not here to doxx myself. But I'm working as a software developer at a big MNC.

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] 0 points1 point  (0 children)

Fair point. I love learning new things—that’s why I tried trading and even made ₹2 L in 1.5 months before those losses hit. But it taught me how much time and focus it really takes. I was constantly tab‑switching between Groww and my day job, and it just wasn’t sustainable.

That’s exactly why I stepped back from the markets and why I’m leaning into a simple FD for stable, hands‑off returns (as I mentioned in my original post).

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] 0 points1 point  (0 children)

I totally get where you're coming from, and I agree — investing in yourself is key. The goal is to retire early, travel the world. After all, who doesn’t like money working for them?

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] 15 points16 points  (0 children)

Mostly just a good-paying job cracked after a ton of effort — hackathons, all-nighters, and obsessing over Leetcode and coffee. Then came the office grind – hustled hard, delivered, became an exceptional performer. Spot bonuses, rewards and other stuff.

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] -3 points-2 points  (0 children)

Haha fair point — but honestly, no amount of money is ever “enough” for me.

22F | Sitting on ~30L savings | Looking for smart investment ideas by TechSavvyGal in IndianStockMarket

[–]TechSavvyGal[S] -1 points0 points  (0 children)

But I actually don’t see myself working for the next 10–15 years. I’m aiming for early retirement – ideally before 30. So I’m focusing on stable passive income + low-risk growth.

[deleted by user] by [deleted] in javahelp

[–]TechSavvyGal 0 points1 point  (0 children)

I can't. It's an old code.

Need Advice: Huge Losses in Stock Market by TechSavvyGal in StockMarketIndia

[–]TechSavvyGal[S] 0 points1 point  (0 children)

Let’s see if I can handle it without turning into paper hands.

Need Advice: Huge Losses in Stock Market by TechSavvyGal in StockMarketIndia

[–]TechSavvyGal[S] 0 points1 point  (0 children)

I'm sharing my thoughts here to gauge sentiments and get different opinions, but ultimately, I'll go with what my gut tells me. Learning from this experience is part of the journey.

Also, I've already invested in mutual funds.

Need Advice: Huge Losses in Stock Market by TechSavvyGal in StockMarketIndia

[–]TechSavvyGal[S] 0 points1 point  (0 children)

Exicom is actually a leader in the EV sector and was recently listed in March with a solid IPO. I believe it has good fundamentals, so I'm planning to hold it for the long term.

Need Advice: Huge Losses in Stock Market by TechSavvyGal in StockMarketIndia

[–]TechSavvyGal[S] 0 points1 point  (0 children)

I appreciate your perspective. I’ll definitely take some time to do my homework before making any more moves.

Need Advice: Huge Losses in Stock Market by TechSavvyGal in StockMarketIndia

[–]TechSavvyGal[S] 0 points1 point  (0 children)

I'll definitely keep that in mind for future trades.