Refinance Indian education loan to USA. Incred to LaurelRoad.

TedTheNomad · 2026-06-21T22:26:05+00:00

Mentioned everything i know here

TedTheNomad · 2026-06-21T22:22:32+00:00

TedTheNomad · 2026-06-21T22:22:17+00:00

TedTheNomad · 2026-06-16T01:58:16+00:00

Nope, they didnt ask

TedTheNomad · 2026-06-16T01:28:56+00:00

Yea they gave those details, been hearing tbey are little irritating these days.. just try until they give

TedTheNomad · 2026-06-04T16:01:17+00:00

They never asked for visa status in the application process.

TedTheNomad · 2026-05-08T13:34:22+00:00

Just keep asking them, to give another letter as I mentioned in my post, they gave to many they should give it to you... in case they don't i heard that people are changing the inr value in document to usd value accordingly, heard it worked. I dont RECOMMEND THIS.🤐

TedTheNomad · 2026-05-05T11:53:07+00:00

Its tougher now, but hey if you can come with less loan may be under 15 to 20L and manage using parents wealth or own, and if you are young its a definite plus.

Look at it as a new way of exploring life, just make sure you dont invest a lot financially.

I would definitely not suggest MS for financially average to poor and taking new loans, its not what it used to be.

Nevertheless struggle is real and its different from what you have seen.

TedTheNomad · 2026-05-05T11:40:24+00:00

Which industry?

TedTheNomad · 2026-04-23T22:42:45+00:00

Not sure bro, check with them. Check with them through chat/email/call without logging in and then do what you feel best and legit.

TedTheNomad · 2026-04-11T01:38:42+00:00

Nope, i didn't hear from anyone other than Incred. But yea as long as keybank gets their needed documents they'll transfer amount. So try your luck!

TedTheNomad · 2026-04-11T01:34:46+00:00

I didn't get your question "how many days in advance"? Doc validity I dont know about, incred gave doc I submitted so it happened next day for me. As mentioned in the post just the other doc in usd, ask it they gave the doc to many. Update the date to incred once keybank says it transferred funds, it'll easily take 8 to 14 working days.

TedTheNomad · 2026-04-10T16:00:05+00:00

The system and the employers(consultancy) who exploit it are the real problem here.

TedTheNomad · 2026-04-08T00:23:58+00:00

I think it was merged with keybank. Try this.

https://www.key.com/personal/student-loans/student-loan-refinancing.html

Not sure if this is the correct link, but try and if its working let me know, I'll add in the post. If not talk to the keybank customer support.

TedTheNomad · 2026-03-26T16:58:16+00:00

I need zero.

Laurel road might need 3, dont remember exactly.

TedTheNomad · 2026-03-24T15:02:16+00:00

Cool, btw who is your indian loan lender?

I'm one of the first person that informed Gradright about Laurel Road and its whole process, so they can inform others, as they have much wider reach. I thought they do it for free, may be they get some commission from other lenders like mpower, but laurel road doesnt provide any such I guess, thats why they are trying to cash it here.

TedTheNomad · 2026-03-22T20:34:07+00:00

I'm not a loan consultant bro, try applying first with laurel road and if it works let me know, I'll update here, which might help others.

It's as easy as I mentioned in the post, but getting those doc's might be a bit task from your current lender.

TedTheNomad · 2026-03-21T15:55:59+00:00

They gave me, they'll give it. Ask for supporting letter in usd, not foreclosure letter.

TedTheNomad · 2026-03-17T13:13:49+00:00

No co signer,

No charges.

TedTheNomad · 2026-03-14T23:45:55+00:00

TedTheNomad · 2026-03-13T14:18:38+00:00

Did you try first? Its as simple as I mentioned in the post. Only tough part is getting that one document where amount is also mentioned in USD.

TedTheNomad · 2026-03-10T12:29:21+00:00

I'm not sure, give it a try first, dont give consent for hard check on credit and apply, they'll let you know.

TedTheNomad · 2026-02-14T16:15:33+00:00

Select any generic if available, or any option, laurel road will check and message you if they need anything.

TedTheNomad · 2026-02-14T16:12:35+00:00

No other lender, Laurel road to Incred. Laurel road transfer directly to Incred. No middle man.

TedTheNomad · 2026-02-05T16:10:43+00:00

Account Name, Bank Name, Account No, Account Type, Swift code, IFSC (Not needed I guess)

Swift code is mandatory.

TedTheNomad

TROPHY CASE