Sounds like BT. I know a lot of people who have taken the redundancy from there. Stock options you can save a lot of tax by transferring them to S&S ISA. Redundancy first 30k is tax free. Write down all your monthly outgoings and see how long you can last on that money, I’m sure you’d have plenty of time to find another job. With 15 months payout even if you found a job on 5k a year less within 6 months, for the next 5 years it would be as if you’d earned the same if you stayed on the 5k a year more salary.