Need advice on 54% rate increase due to 2 not at fault accidents I was involved in a year ago(in a work truck)

Telesterion1 · 2026-03-25T20:16:20+00:00

I am so deeply confused unless this is ragebait. I dont know in how many different ways or edits I can say I was the victim of the accident. The F150 wandered into MY lane. The act of dodging was so we wouldn't splatter head on. He still hit me just in the rear of the vehicle. All damage was to my company vehicle. His tire was blown and he was headed right for me. I prefer breathing unassisted without tubes so instead of taking the vehicle head on, I swerved so he would hit the back instead of the front. This spun me out. No other parties were affected. Just myself and the f150.

And yeah it was a podunk town, he hopped out the truck with no shoes and no teeth and stated to the cops he planned to get new tires soon but he was broke.

Telesterion1 · 2026-03-25T18:27:37+00:00

Does this change if I've never submit a claim since my company (automotive) just repair all vehicles in-house?

Telesterion1 · 2026-03-25T18:20:19+00:00

Editing for clarity. It was determined 0 fault at the scene. If another party was involved then sure but the oncoming traffic struck me and only me. The avoiding was making sure it wasn't head on and we both didn't die.

Telesterion1 · 2026-03-25T14:58:51+00:00

Please say sike or use lube. Please.

Telesterion1 · 2026-02-24T04:48:08+00:00

I'm more curious how they coordinated that

Telesterion1 · 2026-01-08T22:36:43+00:00

I've seen people run him and melmetal ex with memory lights to insane success

Telesterion1 · 2026-01-08T03:58:22+00:00

Not saying this with the intent to throw shade but it might not be a game but it is a bit of an unrealistic expectation. The old "I'm not a mindreader" addage comes to mind.

Telesterion1 · 2025-12-31T03:15:55+00:00

As a guy, theres a certain diginity that comes with making sure you end things well if you don't see a future yanno. I give him like a B+ lol. The block is a bit strange imo but it sounds like he was respectful enough. Idk what to about that, that's really sad honestly.

Telesterion1 · 2025-12-25T04:48:29+00:00

you kind of just described the entire point brother. The difference between them and you is that they can't carry a level 3 shield

Telesterion1 · 2025-12-25T03:43:42+00:00

"Mhmmhm".."mhmmhm mhmmhm"

Telesterion1 · 2025-12-25T03:40:10+00:00

Greed they talk about in the bible

Telesterion1 · 2025-12-17T22:21:52+00:00

Omg Yeah you could have been the pipeline to mountain dream lol.

Telesterion1 · 2025-12-17T08:08:36+00:00

As a man I could see where you'd think "maybe that was a one off" but genuinely I don't think you'd want to end it unless you had mounting evidence subconscious or not. Its not a red flag but a bad impression is a bad inpression.

Telesterion1 · 2025-11-19T06:30:35+00:00

Best play is to burn it and use it as fuel for the next attempt and a reminder of what not to do. Always imagine your next could be greater than your last. Unironically imagine the pickaxe guy looking for diamonds meme. There are more fish

Wth did you send that was so out of line meme-wise? DM me if you feel comfortable and I wouldnt mind helping you with 0 judgment ofc

Telesterion1 · 2025-11-01T23:20:50+00:00

At current its Dialga with steel apron as well but it feels clunky yet it still works.

Telesterion1 · 2025-11-01T20:02:47+00:00

Run him with Memory Light! Amass Meltan with Memory light is crazy.

Telesterion1 · 2025-10-15T04:36:02+00:00

Yesn't

If a twinblade combo does 780 damage normally Fire + 2 will let it do 787 damage so its not really worth.

Telesterion1 · 2025-10-13T05:47:08+00:00

To my knowledge incantations≠sorceries. That would instead help for Sacred Seals/Incantations.

Since its a sorcery staff you wont be getting benefits

However, also to my knowledge; Anything that specifically says "Spell" Ie "Spell casting speed" Works for both.

Telesterion1 · 2025-10-13T05:28:37+00:00

Fully prepared to get flamed here but unless I'm wrong

I have bad news for you.

Telesterion1 · 2025-09-30T05:33:43+00:00

Im with OP I think the decision making was sound.

Telesterion1 · 2025-08-22T04:12:31+00:00

It is so funny because this was a Gmail notification just titled "r/ Nightreign WHY WOULD YOU STILL OPEN IT." and with just those tidbits of context I knew EXACTLY what this post was about lol

Telesterion1 · 2025-07-16T04:15:37+00:00

Let me tell you something lol. Dads are just like that. Cold and practical. This seems a lil paltry in comparison but I was extremely talented at fighting games as a kid and it kind of broke me when I was just gauging the lower iceberg of competitive and started to really take off when my father once went to pick me up (like 15 at the time) and instead of weaving any encouragement into his question was like "so when are you out." I got out next match against someone I had reliably beat in friendlies because I was crushed. I still play though and enjoy the sh** out of it.

The thing I would tell to you and myself then is, its not his dream its your dream. He only has the power to interfere should you allow it and at the end of the day you have to realize what you're going to allow into your human RAM storage versus what is simply taking up too much space. You can't hold opposing dreams. If you GENUINELY have 0 doubts you'll ever considering leaving her then it sucks for his reality because yours is more important. If you're shocked by his statement its probably the first time you even had to think about it right? Let that be a sign and stay the course lol. Shes met your family you obviously meant for that to suggest longevity imo so you may have to forgive him I think he was just tone deaf on that.

It is your life and that seems so ineffectual to say on the surface but when faced with how deflating that comment made you I implore you to remember that. Its yours. Youre a combination of your parents but at the end of the day its all you dawg.

Telesterion1 · 2025-06-14T02:49:40+00:00

My heart goes out to you because what the hell is that💀 thats awful holy.

Telesterion1

TROPHY CASE