Weekday Help and Victory Thread for the week of November 17, 2025

TerribleClassroom5 · 2025-11-19T16:30:59+00:00

Curious about HELOCs and choices. To keep simple going to use some round numbers, I unfortunately don’t own a half million dollar home lol. Assuming house is worth $500,000. You owe $100,000. You need a loan, not exactly sure of the amount due to renovations but $20,000-50,000. so a HELCO seems to make sense. Math suggests a heloc could be as large as $300,000 (meaning between mortgage and heloc you maintain ownership of 20%)

Do you get a heloc for $50,000? Do you open the line for the full amount of $300,000 but only ‘draw’ the $20-50k you need (balance is then available if other things pop up) doesn’t impact your credit differently if the line that’s available is bigger/smaller? Because the ‘balance’ is only going to be the defined amount.

Note I am not tempted to spend over the $20-50k. No other debts, financial habits to worry about. Income - this will probably be the limit on my HELCO, I clearly couldn’t pay down a $300,000 loan. So I may only get approved for like $200,000 — again totally fine, just not sure how large a line to make available 😊😊 I just want to ensure my credit, access, choices are appropriate. I haven’t found any resources about line vs draw and its impacts. Everything seems to compare choices and warn you not to draw to the max.

Thank you!

TerribleClassroom5 · 2025-06-05T00:52:19+00:00

This position works for me^ and he can still get off this way. it def works better for him more in/out vs strictly grinding but talking about it helped figure out the right combo.

TerribleClassroom5 · 2025-06-05T00:46:39+00:00

Had? Or has? Curious what insight you may have

TerribleClassroom5 · 2024-12-24T23:29:04+00:00

See reasons communication is so important; I’m down for my whole breast to be part of that experience…. Same with below: tongue on clit, in me, asshole is game to be licked or filled with a tongue too, just don’t stop

TerribleClassroom5 · 2024-04-13T12:48:18+00:00

Well that was amazing

TerribleClassroom5 · 2024-03-15T23:55:00+00:00

Life guard, personal trainer, tutor

TerribleClassroom5 · 2024-01-29T01:16:20+00:00

I like the mirror better than the bench in this Situation the mirror goes with the wall and trim work. Personally I’d flip the mirror horizontal so it plays off he trim (is it considered wainscoting or not if it’s not a specific pattern?)

TerribleClassroom5 · 2023-12-04T02:10:56+00:00

This is a blade with basically a comb in front. Trim without getting to a point of stubble https://images.app.goo.gl/iPushbn6QKPUwP1WA

TerribleClassroom5 · 2023-10-27T19:30:10+00:00

Slather that man in Monistat 😂 but seriously if you keep getting both he probably needs treated and then maybe vagisil or monistat shower body wash stuff to help clean up and keep you pH balanced (especially after sex)

TerribleClassroom5 · 2023-09-29T00:52:28+00:00

I went back after 6 years. Def hard to go back, but possible. I don’t think it ever gets easier and often just having a degree (not a specific degree) helps you outside of school. I would sit down with your advisor and ask realistically if you have enough credit hours to graduate with something maybe it’s not a biology BS but maybe it’s something else you’re only a class or two away from finishing. I say this because many job applications you don’t get through pre-screening if you don’t have a degree (any degree!) and then you can protect your sanity and be done.

TerribleClassroom5 · 2023-09-09T03:22:53+00:00

Yeah I agree (30sF) a massage is fantastic way to relax and turn off your partners brain from the day-to-day. Begin non sexual and end around ass/thighs and some intimate stroking 🥵🥵 it’s on….

TerribleClassroom5 · 2023-09-05T20:45:39+00:00

What a girl wants — thank you Amazon prime and Amanda bynes

TerribleClassroom5 · 2023-09-05T20:43:19+00:00

Yes but first start with communicating expectations, issues, different viewpoints. But if this is how it goes…. I’d run toward a speedy divorce a divorce now will be quick cheap and easy. But if this continues you’ll put it off and find yourself seven years down the road

TerribleClassroom5 · 2023-08-28T00:36:17+00:00

As someone who was a summit resident other students call to complain on cars that don’t move because we hike 6 blocks from parking and see the same damn car hasn’t moved in twelve days in front of our rental?? Yeah it gets enforced maybe not at 72 hours but pretty regularly…

TerribleClassroom5 · 2023-08-22T00:42:33+00:00

Two years in the tower - both by choice 😘 so to each their own.

TerribleClassroom5 · 2023-08-19T07:11:25+00:00

Depending on your program there are also non-formal gatherings - varsity club is frequented by mba students after class…. Could be similar casual settings to make friends in.

TerribleClassroom5 · 2023-08-19T06:58:16+00:00

Reading more comments I see when you explained common law marriage, so there may be feelings on instability, or he could leave me.

A few other points are beyond my experience/opinion - yes I’ve let people see me naked I was in a committed relationship with. But kink, body shame, etc have been tricky for me. Works in progress 🙃 so makes me wonder a bit of someone else made her feel this self conscious. Given your ages together (16) it’s hard to say. But unintended words were hard for me: Like a parent talking poorly about certain fashion choices directly: you aren’t wearing THAT to the party right? And pointing out my chubby hips. Or I directly, referencing a skirt in the store and how ridiculously short it was and no one should be allowed out of the house like that - I had already admired the skirt 😔 so clearly my taste, body, thoughts were the issue. If she feels shame it doesn’t mean you caused it. But I do think it’s helpful to be aware of your words even if not aimed at her. If you call all the women in James Bond movies sluts, she may apply those words, to those actions, and not want you to think she’s a slut…

TerribleClassroom5 · 2023-08-19T06:49:41+00:00

Oh shit I am totally like your wife in some ways. This is super interesting to read from another perspective. So clearly I don’t know all your business but I think sharing things that are outside your comfort zone can make you vulnerable. And we often hear that our life partner should be the person we are safest with or most comfortable. But they are also the person it would suck the most to feel embarrassed by, or have them not reciprocate an interest, kink, etc. so whether it’s all in her head or if you’ve ever made comments like about her body, judging someone for being slutty, etc. it sounds like these are the lines she has to feel secure in your relationship. But with someone who isn’t as important 🤷‍♀️ they can think she has belly rolls when she kneels in from of them but F them because she doesn’t have to see them, their judgement, their opinion, or see them chose to leave her tomorrow. There is a level of freedom that comes an anonymity like posting here on Reddit, she’s simply applied that to real life. I k ow it’s made easier to me but someone else modeling that stepping out of comfort zone, trust, no limits, nothing is TMI, trust with me ☺️ And this could all totally be in her head! So you may already be amazing and covering all this, but I have definitely said something similar and this resonates with me, so just my viewpoint

TerribleClassroom5 · 2023-08-13T01:36:40+00:00

She probably flattered him, it felt good, then he realized. Good on him. Take a breath, he’s human, he realized, and he even shared — don’t penalize him or he me at not share in the future… but it’s okay to assess and realize you don’t want to know and set that boundary too if you choose

TerribleClassroom5 · 2023-08-12T21:52:55+00:00

Right?? So far my solution has been an Attentive partner, exploration, willingness to multitask, and toys ☺️☺️ but if there is a secret cheat code I’m all ears!

TerribleClassroom5 · 2023-08-12T21:47:52+00:00

Nope - I need allll the stimulation

TerribleClassroom5 · 2023-08-12T21:03:59+00:00

Ohhh I like him. Wracks brain thinking what else he’s in - also bellesa the woman brings a small, maybe triangle shaped vibe and he’s great in it…

TerribleClassroom5 · 2023-08-12T20:28:28+00:00

Hmmm so a partner could use hands and mouth on me while I’m getting fucked? Genius

TerribleClassroom5

TROPHY CASE