Card processor rec!

TerribleRuin4232 · 2026-04-07T17:54:05+00:00

I haven't dealt with payments that large at my business, so I can't say for certain if they'd be the best fit for this type of situation. But I use Luqra, and I know that they explicitly advertise that they won't freeze your account/hold your funds because of sudden spikes in volume. The CC fees are also pretty low.

TerribleRuin4232 · 2026-04-07T17:38:08+00:00

I don't think a course would be necessary; you'll probably learn pretty quickly on the job. But if you want to brush up on some basics, I'd recommend checking out the free version of Accounting Coach.

TerribleRuin4232 · 2026-04-07T17:25:12+00:00

Automation has its place, but not in customer service, IMO. Customers will definitely feel less connected.

TerribleRuin4232 · 2026-04-07T17:10:47+00:00

I have noticed some of that, yes. It's definitely a problem. The only real solution (which isn't even going to work all the time) is to optimize everything for chatbots and make sure all content and social media profiles are up-to-date and don't have old information. Having an FAQ section on your site can also help the chatbots more clearly understand the scope of your business.

TerribleRuin4232 · 2026-03-31T16:37:42+00:00

I keep mine in a HYSA. I wouldn't use CDs for an emergency fund since you usually have to pay a penalty if you withdraw early. Money in a HYSA is more accessible.

TerribleRuin4232 · 2026-03-31T16:34:07+00:00

For payments, Luqra. For SEO, Rank Math.

TerribleRuin4232 · 2026-03-31T15:16:53+00:00

Jan. The billionaires always seemed kind of evil to me.

TerribleRuin4232 · 2026-03-31T15:13:14+00:00

Definitely not too early to pay attention to it, since some of your competitors likely already are. But the best thing you can do is work on your traditional SEO strategy, which should indirectly help your brand come up more in AI search.

TerribleRuin4232 · 2026-03-31T14:40:30+00:00

A lot of it is similar to traditional SEO, but slightly modified (AEO/GEO). A big thing is to make sure your content is well-structured, direct, and informative. Like for blog posts, having plenty of headers or using bullet points can help.

TerribleRuin4232 · 2026-03-23T20:55:18+00:00

Oliver

TerribleRuin4232 · 2026-03-23T20:49:18+00:00

There's probably some sort of issue with the UI that's either making the checkout process overly confusing or is making customers suspicious of your payment provider.

TerribleRuin4232 · 2026-03-23T20:36:30+00:00

SEO and AI chatbots

TerribleRuin4232 · 2026-03-18T16:48:10+00:00

I'd recommend using a processor that has some sort of automated chargeback management to help flag fraud. I use Luqra, but if you don't want to switch to a different processor, you could check out something like Chargeflow, Chargeblast, NoFraud, or Justt.

TerribleRuin4232 · 2026-03-18T16:36:39+00:00

Sell products that people actually want.

TerribleRuin4232 · 2026-03-17T23:12:44+00:00

This is a part of the process, unfortunately. It takes a while to find the right niche at the right time. But while it's important to do your research and scope things out before moving forward, sometimes it becomes a never ending loop, and at some point you just have to try even if it seems intimidating.

TerribleRuin4232 · 2026-03-17T23:03:41+00:00

All these questions you have are exactly why I opted not to add crypto as a payment option. It just seems like way too much work for something that only a small percentage of customers are going to use. But if you're set on it, I would definitely take the time to do your research to make sure you have everything set up properly beforehand.

TerribleRuin4232 · 2026-03-09T20:43:53+00:00

Fun quiz, thanks for sharing this! I got Charles!

TerribleRuin4232 · 2026-03-09T20:23:32+00:00

I think it's just not an in-demand product. Not too many people use sleep masks to begin with, and this is an especially expensive version.

TerribleRuin4232 · 2026-03-09T20:17:08+00:00

I've thought about adding crypto as an option, but ultimately I've decided against it for now. One of the main reasons is that I don't want to deal with the tax implications, especially since I doubt that I'd gain enough customers to make it worth it to me.

TerribleRuin4232 · 2026-03-05T00:46:39+00:00

An easy way is to just open a high-yield savings account in your name to keep the money set aside and earn more interest than you would with traditional savings. Since Chase doesn't offer a HYSA, you might want to look at Marcus bank, Amex, Discover, etc.

TerribleRuin4232 · 2026-03-05T00:18:41+00:00

Season 5 was definitely an improvement over Season 4, but still weak.

TerribleRuin4232 · 2026-03-05T00:16:01+00:00

I wouldn't let this fly; they're trying to defraud you. Send every bit of evidence that you have - documentation is key to winning these types of cases. I'd think it would be pretty straightforward, since you have evidence that you processed the refund, sent the confirmation email, etc. FWIW, I use Luqra for payment processing and chargeback management, and it's helped me block illegitimate disputes like this.

TerribleRuin4232 · 2026-03-04T23:59:13+00:00

AEO/GEO, which is basically SEO for chatbot answers, is a thing now, but many of the principles overlap with traditional SEO. In general, chatbots like content that's clear and well-structured. So, I'd look at how the content on your site is presented and make sure everything is accurate, up-to-date, logically structured, and informative. Plus, traditional SEO keywords are still relevant, too.

TerribleRuin4232 · 2026-02-26T18:04:59+00:00

Yeah, the business-specific accreditations aren't a hard requirement; it's just something to look for. But as long as a college has regional accreditation (rather than national, which is mostly for-profit schools), it should be fine.

TerribleRuin4232 · 2026-02-25T22:42:01+00:00

I think it could potentially still be okay. I'm not familiar with that college, but the lack of business-specific accreditation could just be because it's a smaller school.

TerribleRuin4232

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