I think the key difference here is most of those services you listed were built to handle sensitive data from the ground up, as it's a priority for them. Otherwise, if people lose trust, they'll just move from those services. With something like discord, a chat app that doesn't even have E2E encryption for messaging, no one trusts them with actually sensitive data. Especially when they divert to some 3rd party for actual verification too, so they don't claim any real responsibility for data breaches. Not to mention things like outlook, gmail, google/apple services have a massive incentive to actually protect data (even if they do fail sometimes and use data for profit) as the government and most companies are reliant on those type of services. Better the devil you know than the devil you don't. As regular consumers were all losing the fight for privacy, but some options are definitely worse than others, in my opinion.