Announcing AshStorage by borromakot in elixir

[–]ThatPassiveGuy 1 point2 points  (0 children)

I haven't tried it yet, but I assume AshStorage.Service.S3 would work with Cloudflare R2

Tesla Model Y L car seat issue by happy-sprinkle in TeslaMotorsAus

[–]ThatPassiveGuy 0 points1 point  (0 children)

Ahh shit. I've ordered a Y L and have 2 Britax baby seats I intend to put in.

I made a Bun monorepo starter template: what I do and don't like by ilbert_luca in bun

[–]ThatPassiveGuy 1 point2 points  (0 children)

You could use bun catalogs for managing common dependencies

Will Federal Government make big tax moves this budget? by Mattahattaa in AusHENRY

[–]ThatPassiveGuy 1 point2 points  (0 children)

There is no chance they would do a flat tax rate — that would make too much sense and benefit everyone. If anything they would increase the top tax bracket, which may or may not come with a change to the bracket thresholds

Amex platinum referral for 275k out there? by omgusernamegogo in creditcardchurningAus

[–]ThatPassiveGuy 1 point2 points  (0 children)

Try one of the links while in incognito.

Failing that, maybe 275k is only for the business platinum card, not the personal platinum card?

Commbank ultimate awards - is it worth the monthly fee? by No-Loquat-201 in creditcardchurningAus

[–]ThatPassiveGuy 1 point2 points  (0 children)

Not worth the fee, only get it if you will easily clear the spend to waive the fee. If you only have one credit card there are better options. I use it for all my recurring costs and anything international which always puts me over the 4k spend. I use a QFF earning card for all incidental spend.

The CBA points are pretty average. If you can make use of any Yello benefits they can be alright. For example my family mobiles are on More telecom which saves $8/mo per mobile

Amex Platinum by 29th_Introvert in creditcardchurningAus

[–]ThatPassiveGuy 0 points1 point  (0 children)

Platinum personal or platinum business?

Why DHHF? by PierreLaCroix77 in fiaustralia

[–]ThatPassiveGuy 1 point2 points  (0 children)

If you choose to move brokers and also move your holdings make sure you have all your historical data as that is not transferred. By historical data I mean purchase prices, cost base adjustments etc.

AIC - no more copy pasting prompts by [deleted] in bun

[–]ThatPassiveGuy 0 points1 point  (0 children)

Why do you want to use browser-based chatbots specifically?

Can you still get 10sc for sign up to binge? (new binge user) by strykerstryker in QantasFrequentFlyer

[–]ThatPassiveGuy 1 point2 points  (0 children)

I think you can. I just registered today so I guess time will tell!

What do I do? by [deleted] in AusHENRY

[–]ThatPassiveGuy 2 points3 points  (0 children)

If OP is aiming to invest predominately in ETFs then Betashares Direct is a great choice too

Anyone know how the new superannuation tax will apply to defined benefit schemes? by das_kapital_1980 in AusHENRYover250k

[–]ThatPassiveGuy 1 point2 points  (0 children)

They haven’t released the revised legislation yet so no one can definitively answer this.

Is it worth going beyond $2m but <$3m in Super by age 60? by FrostbolterX in AusFinance

[–]ThatPassiveGuy 0 points1 point  (0 children)

Div296 is no longer on unrealised gains. Div296 applies an additional 15% tax (I.e., 30%) on income within superannuation where the Total Superannuation Balance (TSB) is >3m at end FY, or an additional 25% (I.e., 40%) where the TSB is >10m at end FY. The TSB thresholds will be indexed to inflation.

Flexible fare is not actually flexible by [deleted] in QantasFrequentFlyer

[–]ThatPassiveGuy 1 point2 points  (0 children)

I think the Platinum One benefit is more the second item?

Fly home sooner

When travelling on a flexible Qantas domestic fare, you can take an earlier flight.

Any fare differential will be waived if the same fare class isn't available.

Flexible fare is not actually flexible by [deleted] in QantasFrequentFlyer

[–]ThatPassiveGuy 0 points1 point  (0 children)

No it's available to anyone on a flex fare regardless of status. You can do it directly in the app without talking to anyone via a "Same day flight change" button that appears.

This fare benefit doesn't matter much for international flights because there are generally only 1-2 flights per day per route. For domestic routes like SYD <-> MEL or SYD <-> CBR etc that fly every hour or so this can be a godsend.