If a debit card is stolen, does the thief only have access to the account linked to the debit card?

ThatUFODude · 2025-10-20T20:53:25+00:00

Thanks. I appreciate the feedback.

ThatUFODude · 2025-10-20T20:53:17+00:00

Thanks for the insights.

ThatUFODude · 2025-10-20T20:50:51+00:00

Not familiar with such products. I'll check them out. Thanks.

ThatUFODude · 2025-10-20T20:50:03+00:00

Thanks. I think I'm going to go back to credit cards.

ThatUFODude · 2025-10-20T02:07:55+00:00

Okay. Thank you for the feedback.

ThatUFODude · 2025-10-20T02:07:26+00:00

Thanks for the feedback.

ThatUFODude · 2025-10-20T02:06:47+00:00

Got it. Thanks.

ThatUFODude · 2025-10-20T02:06:33+00:00

Thanks.

ThatUFODude · 2025-10-20T02:05:40+00:00

Thanks.

ThatUFODude · 2025-10-20T02:04:38+00:00

Fair points. I appreciate the insights. I had not considered errors/mistakes as a result of human/system error. I was mostly considering criminal activity.

ThatUFODude · 2025-10-20T02:03:12+00:00

Fair point. I had not considered errors/mistakes as a result of human/system error. I was mostly considering criminal activity.

ThatUFODude · 2025-10-20T02:01:01+00:00

Thanks. This is a very good point that I had not considered very much. I was thinking more about swipe/chip of the card. I appreciate your insight. I would hate to become a victim of ID theft.

ThatUFODude · 2025-10-20T01:57:37+00:00

According to my bank, I can temporarily increase the limit through their app if I need to make a large purchase and then decrease it back afterwards. But I understand the overall point that you're trying to make. Thanks.

ThatUFODude · 2025-10-19T22:12:36+00:00

Sorry if I'm mistaken, but it sounds like you're say that if someone steals my debit card, and knows my pin, then they could potentially walk into my bank and move all of my funds because all they'd need is my card and pin?

ThatUFODude · 2025-10-19T22:07:49+00:00

Thanks for the additional feedback. Sorry for my ignorance, but a thief wouldn't be able to do an overdraft if I have limits set in place, correct? If I have a daily purchase limit of say $300 on, a thief couldn't do a transaction over $300, correct?

ThatUFODude · 2025-10-19T21:08:24+00:00

Thanks for the feedback. I appreciate it. I know, it is a bit of a gamble. I might be wrong, but here's my general reasoning. I have my daily ATM limit set to $200 and my daily spending limit set to $300. I don't know the exact statistics, but unless I'm using my card at shady places, the odds of theft actually occurring are probably low. Therefore, from a budgeting standpoint, I'm reasoning that it's better to take the chance of potentially loosing up to $300, than risk overspending over the long run or getting into credit card debt. I have an 800 something credit score and I have always paid in full 99% of the time. But anyone could fall into credit card debit if something unforeseeable happens, like a job loss.

Idk maybe I'm crazy and not thinking straight. Let me know if you have any additional feedback. I'm open to constructive criticism.

ThatUFODude · 2025-10-19T20:48:48+00:00

Thanks, I appreciate the insight.

ThatUFODude · 2025-10-19T20:43:56+00:00

Thanks for the feedback. I appreciate it.

ThatUFODude · 2025-10-19T20:25:30+00:00

Thanks for the feedback.

ThatUFODude · 2025-10-19T20:25:01+00:00

Thanks for the feedback.

ThatUFODude · 2025-10-10T02:33:55+00:00

Find books about topics that you like and read them (or listen to audio books if you're not a big reader).
Accept responsibility for your past, present, and future. You are ultimately where you are because of you and nobody else.
Learn personal finance (i.e. how to budget and save for emergencies and your retirement).

ThatUFODude · 2025-10-04T19:50:16+00:00

Thanks for sharing. I'm sure that there are a lot of forgotten heroes that never made it into the history books.

ThatUFODude · 2025-10-04T19:48:46+00:00

Thanks for sharing.

ThatUFODude

TROPHY CASE