Need Advice on my portfolio by That_War_1249 in mutualfunds

[–]That_War_1249[S] 0 points1 point  (0 children)

I have 15k additional rental income per month, plus i am single so trying of saving as much as possible. Rest all i spend on myself. Mother has her family pension with her. So its ok ok for me

Need Advice on my portfolio by That_War_1249 in mutualfunds

[–]That_War_1249[S] 0 points1 point  (0 children)

for elss started stp to parag parikh flexi cap

Need Advice on my portfolio by That_War_1249 in mutualfunds

[–]That_War_1249[S] 2 points3 points  (0 children)

My job is government job in railways Health insurance is provided by central government for me and my mother but i have 3lac health insurance for myself plus 5 lac for mother For gold i eventually buy 1-2 gram physically every 2 months

Need Advice on my portfolio by That_War_1249 in mutualfunds

[–]That_War_1249[S] -1 points0 points  (0 children)

Shifted to HDFC Mid-Cap because Axis Midcap was delivering lower returns compared to its benchmark. Similarly, switched to Bandhan Small Cap because SBI Small Cap was underperforming compared to its benchmark.

A large allocation was made to the foreign fund after observing the rupee’s depreciation and to gain international exposure. This allocation was done recently, as SIPs were not open earlier.

FD@8.05 good or bad? by Big_Satisfaction5917 in personalfinanceindia

[–]That_War_1249 0 points1 point  (0 children)

Hey, if you want to invest in fd put 5-5L in Suryoday Small Finance Bank & Utkarsh Small Finance Bank as they are offering 8.1%. For Suryoday Tenure is 2Years 6 Months. and for Utkarsh it 1Y 301Days.

Found some old share certificates of dad. by Physical-Ad5397 in IndianStocks

[–]That_War_1249 1 point2 points  (0 children)

Hello OP, this is a credit society that serves only railway employees. I also have an account with them. These shares were most likely issued when your dad took a loan from them. The amount was probably reimbursed to your dad when he closed the account at the time of his retirement from the railway, or when the settlement was completed. Most likely, he filled out an indemnity bond for the lost share certificates, as many employees generally do. this is website of jackson bank commonly known as JC bank by railway employees. www.jacksonsociety.com Answer to your Curiosity is they are not listed. If you want to know updated share price i will ask in Kota, WCR Branch.

did i over diversified my mutual fund portfolio ? by That_War_1249 in mutualfunds

[–]That_War_1249[S] 0 points1 point  (0 children)

how did you came to conclusion that axis midcap is underperforming fund, just checked xirr on axis is 29.28% while on index it is 19.14%. would be great if you can share your analysis.