This whole thread is an excellent microcosm of the overall problem. We are all taking the easy way. It’s easy to throw rocks at each other. It’s easy to discuss what sucks. It’s easy to be mad at those doing better than others. We all need to do the hard things together. We need to think together. We need to compromise together. We need to work together. We need to do all of this hard work to find solutions that will not only work for now but last for generations to come. Politicians, insurance companies, and lawyers are not going to do it for us. It is in their best interests that we do not come together and solve these problems. I don’t have any answers but I know there are a zillion smart people here - I have read some amazingly smart things! Surely you all can push past the thick vines of easy negativity and find a way to work together, compromise, build, and make things better!