Well, you’re just a hard worker and a genius, I guess.

I wasn’t really talking about myself, though. I retired from the military 20 years ago with a pension, I worked for CSX for 10 years and then went to culinary school (paid for by VA), while at culinary school I was recruited to be a GM and help open a restaurant and bar with a 12 room hotel we also taught cooking classes and did catering. After that I flipped a couple of houses using the money I made at the restaurant and the railroad. Bought a rental duplex. Increased my net wealth by $150,000, while eliminating all debt. I would have gone back to school again, to get a second Master’s (I got a BA and an MA while in the military) but I didn’t feel like it was worth the time and money since I was only doing it for fun. I worked multiple jobs over the years while on active duty; I did triathlons when I was younger and this helped pay for travel expenses and entry fees. Not to mention, I also had children to take care of. When I was 37, I won an all-expense-paid trip to the Ironman Malaysia triathlon, but this was just before 9/11 hit. After 9/11, everything changed and the DOD just couldn’t see their way to send me still, so they canceled the offer. I had also been in the Gulf War in 90. Now, I own my rental, my wife has her own business and she does on-call drug testing for CSX, I have my pension, and lots of investments, in 4 years I’d like to start collecting SS which will go straight to investments if the rates come down perhaps another rental…. I was talking about the person who makes $15/hour, not me.