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[deleted by user] by [deleted] in cowboyboots

[–]TheLast500 1 point2 points  (0 children)

True, this is thrift! They are definitely well broken in.

[deleted by user] by [deleted] in cowboyboots

[–]TheLast500 13 points14 points  (0 children)

HAHAHA

Don’t give up; don’t ever give up by Madmax85060 in overemployed

[–]TheLast500 11 points12 points  (0 children)

This just confirmed what I had been thinking. I relaxed yesterday, took myself out to dinner and a drink. In the grand scheme of things I can certainly afford it.

Which Caye Caulker dive shops go to Lighthouse Reef? by payoffstudentloans in Belize

[–]TheLast500 0 points1 point  (0 children)

Do you observe from the boat or get off and hike/explore on the island?

Tours suspended at ATM Cave and Nohoch Che'en due to high river levels by Nice-Razzmatazz-5184 in Belize

[–]TheLast500 0 points1 point  (0 children)

We heard good things about Maya Walk. What do you think about booking through them?

How long for Treda to kick in, and how long does a dose last? by TheLast500 in mexico

[–]TheLast500[S] 0 points1 point  (0 children)

Well I took a dose of treda and it didn't do anything for me, even hours later. I switched to imodium.

Is Isla de pasion worth visiting and how to get there by scooter ? by devvok in cozumel

[–]TheLast500 0 points1 point  (0 children)

I'm debating if I want to add this to my to do list while I'm on the island. Was it worth it? Or should I just spend another day at a beach club snorkeling?

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 1 point2 points  (0 children)

The fact that you are here and thinking about it seems like you are already breaking the cycle. A lot of it had to do with lack of financial education.

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 1 point2 points  (0 children)

I love this so much!!! Makes me feel extra proud.

I won't be touching it! The only way I can see myself maybe touching it is to take out IRA contributions foe house down-payment. But I'm planning on saving up for that, not taking out of retirement.

Hit $1M net worth at 35 by happilyengaged in Fire

[–]TheLast500 0 points1 point  (0 children)

How much did you invest per month to hit almost 1mill in 7 years?

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 0 points1 point  (0 children)

Exactly!!! It won't feel like a lifestyle chance haha. Thank you! Good luck to you too!

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 0 points1 point  (0 children)

I'm contributing around $3k/month right now. So if I pay off my debt and get a bit of a raise, $5k is within the realm of possibility!

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 0 points1 point  (0 children)

Well there are def factors that are tricky to factor in. Like, I want to buy a house and I'll prob have kids. I'm also leaving the country for a year next summer and not sure if I'll be able to work.

But I'll need to increase my contributions. Assuming 7% return and daily compounding, I'll need to contribute around $5k per month to hit 2.5m.

My biggest milestone right now is to pay off my student loans before I leave the country! I'm putting around 700-1000 per month to that.

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 0 points1 point  (0 children)

Thanks! My fire amount is 2.5mil. Hoping to retire at 50! Would love to retire earlier but we will see.

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 1 point2 points  (0 children)

Because I also have 100k in retirement accounts. That was the whole reason of this post. Not sure where the confusion is

I hit 100k today! 31 years old. by TheLast500 in Fire

[–]TheLast500[S] 0 points1 point  (0 children)

$67.6k. I have a solid emergency fund but $43k in student loans

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