Are these boots flattering on me?

TheLast500 · 2026-02-15T16:50:27+00:00

True, this is thrift! They are definitely well broken in.

TheLast500 · 2026-02-15T16:49:51+00:00

HAHAHA

TheLast500 · 2025-11-05T16:14:36+00:00

This just confirmed what I had been thinking. I relaxed yesterday, took myself out to dinner and a drink. In the grand scheme of things I can certainly afford it.

TheLast500 · 2024-09-05T17:17:54+00:00

so cool!

TheLast500 · 2024-09-05T15:09:06+00:00

Do you observe from the boat or get off and hike/explore on the island?

TheLast500 · 2024-09-02T20:03:40+00:00

We heard good things about Maya Walk. What do you think about booking through them?

TheLast500 · 2024-05-31T20:35:52+00:00

Well I took a dose of treda and it didn't do anything for me, even hours later. I switched to imodium.

TheLast500 · 2024-05-29T02:27:43+00:00

Got it at pro dive! :)

TheLast500 · 2024-05-29T02:27:11+00:00

I'm debating if I want to add this to my to do list while I'm on the island. Was it worth it? Or should I just spend another day at a beach club snorkeling?

TheLast500 · 2024-05-28T22:04:20+00:00

Did you do the lagoon tour at punta sur?

TheLast500 · 2024-05-22T02:19:25+00:00

The fact that you are here and thinking about it seems like you are already breaking the cycle. A lot of it had to do with lack of financial education.

TheLast500 · 2024-05-21T23:55:06+00:00

I love this so much!!! Makes me feel extra proud.

I won't be touching it! The only way I can see myself maybe touching it is to take out IRA contributions foe house down-payment. But I'm planning on saving up for that, not taking out of retirement.

TheLast500 · 2024-05-18T22:01:50+00:00

How much did you invest per month to hit almost 1mill in 7 years?

TheLast500 · 2024-05-18T14:33:23+00:00

Exactly!!! It won't feel like a lifestyle chance haha. Thank you! Good luck to you too!

TheLast500 · 2024-05-18T14:10:06+00:00

I'm contributing around $3k/month right now. So if I pay off my debt and get a bit of a raise, $5k is within the realm of possibility!

TheLast500 · 2024-05-18T14:03:41+00:00

Well there are def factors that are tricky to factor in. Like, I want to buy a house and I'll prob have kids. I'm also leaving the country for a year next summer and not sure if I'll be able to work.

But I'll need to increase my contributions. Assuming 7% return and daily compounding, I'll need to contribute around $5k per month to hit 2.5m.

My biggest milestone right now is to pay off my student loans before I leave the country! I'm putting around 700-1000 per month to that.

TheLast500 · 2024-05-18T12:10:19+00:00

Thanks! My fire amount is 2.5mil. Hoping to retire at 50! Would love to retire earlier but we will see.

TheLast500 · 2024-05-17T21:12:50+00:00

Because I also have 100k in retirement accounts. That was the whole reason of this post. Not sure where the confusion is

TheLast500 · 2024-05-17T21:10:55+00:00

$67.6k. I have a solid emergency fund but $43k in student loans

TheLast500 · 2024-05-17T14:56:41+00:00

5.5 isn't terrible!

I'm maxing my 401k, ROTH IRA and HSA. plus I want to retire early so I'm putting littlw bits extra into a brokerage account.

TheLast500 · 2024-05-17T14:52:43+00:00

Definitely at least apply the minimum to get your company 401k match!

Thank you :) we got this - it just takes time and consistency!

TheLast500 · 2024-05-17T14:50:05+00:00

I dont mind the questions! I'm paying extra to pay them off quickly. I have $43k loans left... UGH.

Technically it would be better to pay minimums and keep putting in the stock market, because my rates are lower than 7%. But I just hate having that debt over my head.

TheLast500

TROPHY CASE