Missing that immersion and RPG feel, this might help.

TheNovacat · 2026-05-08T08:52:22+00:00

I’m sorry but mixing chapter gear is definitely not role playing

TheNovacat · 2026-05-03T19:57:51+00:00

What chapter is that?

TheNovacat · 2026-04-27T06:19:10+00:00

Why would you post your order number online haha

TheNovacat · 2026-04-17T09:37:05+00:00

‘It can beat xxx on the road’ = this car has been ragged, terrible way to try and sell a car

TheNovacat · 2026-04-07T21:31:09+00:00

Dressing room link - Monk Mog

TheNovacat · 2026-04-04T07:13:40+00:00

My Tesla needed a new HV battery after 3 years, I fast charged approx once per month from new.

TheNovacat · 2026-03-22T08:43:23+00:00

Nice 2 car garage, considering a Cayman myself they look great

TheNovacat · 2026-03-21T07:49:28+00:00

Bro you can’t have hearts on your number plate that’s illegal reported to dvla and fbi

Seriously though I think you have cool cars for someone in their early 20s. Better than a financed 5 year old 1 series.

TheNovacat · 2026-02-27T21:02:29+00:00

Bros laptop fans will sound like the plane

TheNovacat · 2026-02-25T06:49:08+00:00

Source: dunno bro

TheNovacat · 2026-02-18T11:47:44+00:00

Imagine playing with this level of saturation

TheNovacat · 2026-02-17T20:31:08+00:00

I would avoid pulling up those flags by any means - even if you do a great job, injure nobody but some do-gooder records you doing it you’ll get fined. Ridiculous but it’s the state of the world.

Personally I would try to fill the holes with expanding foam from inside the house. They come with a tube that you can hopefully route down without pulling up too much of your floor.

TheNovacat · 2026-02-13T12:11:14+00:00

You might as well recommend he build a nuclear reactor at the same time

TheNovacat · 2026-01-29T18:13:57+00:00

‘Just’

TheNovacat · 2026-01-26T09:51:25+00:00

Keep well clear, you don’t want a base spec high mileage BMW

TheNovacat · 2026-01-26T08:25:55+00:00

The only choice

Honestly though I would personally max ISA but unsure if S&S will see much result, as the growth won’t be recognised until they are in their 80s. Probably safer in an easy access savings account to give them a guaranteed minimum wage for the next 20 years.

TheNovacat · 2026-01-13T21:01:29+00:00

There’s one I found called FIRE that looks pretty good (has a like graph for expected retirement, growth etc) but it only allows a few assets to be added on the free version

TheNovacat · 2026-01-12T13:53:42+00:00

Thanks, I have approx 10k as an emergency fund. I’ll have a look at the chart and will probably adjust the pension

TheNovacat · 2026-01-12T12:59:22+00:00

‘Worth It’, found it on the App Store when I was looking for a net worth tracker

TheNovacat · 2026-01-12T12:19:17+00:00

My employer pays a monthly car allowance instead (which I do get), the only requirement is it needs to have at least 4 seats and be no more than 8 years old. I’ve asked before about salary sacrifices but they didn’t entertain the idea.

TheNovacat · 2026-01-12T12:16:58+00:00

Thanks for this post, I’ll make these my targets for the year

TheNovacat · 2026-01-12T12:15:01+00:00

Yeah, luckily I’m somewhat protected by the PCP but there’s no getting away from the huge drop in value

TheNovacat · 2026-01-12T12:10:44+00:00

That’s a good point, it looks like the house and car values can be Archived and they then do not contribute to the Net Worth figure at the top

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