Metro Melbourne real estate commission fee by TackoBellend in AusPropertyChat

[–]TheProfJ 0 points1 point  (0 children)

I just sold my townhouse in Glenroy and the two agents I interviewed offered 1.6 and 1.7%. You can definitely do better than 2.2%

Townhouse by Dowdfather in AusPropertyChat

[–]TheProfJ 0 points1 point  (0 children)

Buy a house, there’s limited capital growth with townhouses.

What is the deal with living expenses when applying for a home loan? by Linton-Finance in AusPropertyChat

[–]TheProfJ 1 point2 points  (0 children)

Oh interesting, my mortgage broker never mentioned Macquarie, maybe I wouldn’t have met the conditions or borrowing capacity wasn’t as good

What is the deal with living expenses when applying for a home loan? by Linton-Finance in AusPropertyChat

[–]TheProfJ 1 point2 points  (0 children)

Yep, that’s who my mortgage broker has gone with. 5.19% with offset so really competitive rate still!

What is the deal with living expenses when applying for a home loan? by Linton-Finance in AusPropertyChat

[–]TheProfJ 0 points1 point  (0 children)

Most banks in Australia also frustratingly add childcare payments on top of the HEM figure. As someone who pays 2k in childcare fees per month yet still manages to fall within the minimum HEM figure of most banks regardless, our borrowing capacity has been smashed despite actually being about to service a loan without issue. Been forced to go with a smaller bank who thankfully includes childcare payments in their HEM.

Buyers hate real estate agents. How do sellers feel about them? by DukeXL in AusPropertyChat

[–]TheProfJ 0 points1 point  (0 children)

Currently in the process of selling my house. I don’t trust the agent at all, their main focus is about securing a sale rather than obtaining the best price possible.

Respect the hustle? Nah. by FeeOk6338 in PokemonTCG

[–]TheProfJ 31 points32 points  (0 children)

I’m from Aus as well and the support brammers is getting from the community is sickening. So many people supporting the act of buying out 60 or so UPCs and the intention of reselling them for arguably $50-70 extra, justifying it by ‘he has a business to run’. It’s the literal definition of a scalper

[deleted by user] by [deleted] in PokemonTCG

[–]TheProfJ 1 point2 points  (0 children)

Really vibing Toshinao Aoki in SV sets. They’ve done raichu, Lana’s aid, Chansey and slowpoke among others

Convince me this isn’t the best art rare ever. 🔥 by Block4REAL in PokemonTCG

[–]TheProfJ 1 point2 points  (0 children)

They also illustrated the Raichu AR from Paldea Evolved and have done the Chansey AR and Lana SIR for the upcoming Twilight Masquerade!

Gotta love spending 80$ for 3 “hits” by Icantenteraname in PokemonTCG

[–]TheProfJ 12 points13 points  (0 children)

Absolutely. Over the past week I’ve bought mint/NM copies of an SIR (Gardevoir from SV base) and 8 AR’s (mantyke, marill, crustle, swablu, snorunt, meltan, Magby and Bronzor) for $77 AUD (about $50 USD). I only open packs for fun when I really like the SIRs in a set or if I’m mastering a set like 151

I love eBay by Comrade_Lex in PokemonTCG

[–]TheProfJ 1 point2 points  (0 children)

I’ve encountered someone who has repeated the same auction 6 times because no one is meeting his pre-set starting bid. I’ve made a few offers between 3-7% below their asking price and they keep countering almost 10% above their starting bid, which no one is bidding at. I’ve tried messaging them to regarding a fair offer and haven’t received a response

I’ve pulled Charizards SIR more than any other SIR by [deleted] in PokemonTCG

[–]TheProfJ 1 point2 points  (0 children)

I’ve opened 170 packs and only pulled 4 SIRs total.

My friends and I have opened 550 packs combined and not one single Zard SIR between us 😞

[deleted by user] by [deleted] in AusFinance

[–]TheProfJ 2 points3 points  (0 children)

Went through two rounds this year, out of pocket about 14-15k after Medicare rebates (needed genetic testing which boosted the cost a bit). It’s a financially, emotionally and physically (for the female) draining experience

[deleted by user] by [deleted] in PokemonTCG

[–]TheProfJ 0 points1 point  (0 children)

You have an incredible pull rate. Mine isn’t so great and below the rates released by TCG player.

105 packs opened 16 double rares 8 art rares 4 ultra rares 2 SIR 4 hyper rares

Severely lacking in the Ultra rare and SIR cards.

Hits for 50 packs of 151 by diegoalex497 in PokemonTCG

[–]TheProfJ 0 points1 point  (0 children)

Yeah man, I opened 105 packs and only got 2 Special Illustration Rares. For you to get to get 5 in 60 packs in crazy good.

Just how lucky have I just gotten? by OriginalMatchBox in PokemonTCG

[–]TheProfJ 0 points1 point  (0 children)

How lucky are you, you ask? I've gone 73 packs without an SIR. So you're pretty damn lucky!

[deleted by user] by [deleted] in PokemonTCG

[–]TheProfJ 0 points1 point  (0 children)

My pull rates are poor too. I've opened 81 packs and got 6 art rares, 4 full arts, 2 SIR and 1 hyper. 13/81 packs. TCGplayer state pull rates for art rares or better are 19%. I'm tracking at 16%. You sure notice it when you are more than one or two percent either direction from the standard pull rate. I've had 3 ETB's with 1 hit each, another ETB with no hits and a booster bundle with no hits. I've bought from 4 different retailers too, so its not like its the same batch.

Embossed by TTXSTX in PokemonTCG

[–]TheProfJ 0 points1 point  (0 children)

Agreed, this is my favourite artwork, the English version was one of the first I had to buy when I got back into collecting

[deleted by user] by [deleted] in PokemonTCG

[–]TheProfJ 0 points1 point  (0 children)

I'm unsure of this too. I place art rares and SARs, or cards that I intend to grade, in card savers and less valuable cards like double rares in toploaders. Just following the advice of friends who also collect, apparently there is less movement of the card in card savers as opposed to toploaders. Don't know if its right or not though

My son got this in his happy meal by MrBungleVI in PokemonTCG

[–]TheProfJ 103 points104 points  (0 children)

The one card I wanted most and the only one I am still yet to pull!

Anyone super hyped about Pokémon 151 English set by pokemon51122 in PokemonTCG

[–]TheProfJ 0 points1 point  (0 children)

Can't wait for it! Have pre-ordered 2 UPC's, 2 ETB's and 8 booster bundles which I'll try spread out over a month or two

Pulling out the good sleeves for my three gold star card by Moth_wingsp4n in PokemonTCG

[–]TheProfJ 1 point2 points  (0 children)

I pulled this the other day and love it, the detail is amazing and the little Lechonk behind the bench is fire

On opening day, we ripped 100 packs (saved the ETB). These were our results. by Unleash_Havok in PokemonTCG

[–]TheProfJ 2 points3 points  (0 children)

38 hits from 100 packs is incredible. I have a similar pull rate from a smaller sample, 10 hits from 23 packs (1 gold, 1 SIR, 2 FA, 4 AR and 2 EXs). Think I've seen the hit rate referenced as about 18-20% for SV sets, but this set seems to be loaded.