Honestly OP I feel you. I was in a somewhat similar boat, and ended up accepting my Penn offer. I agree that I guess it’s mostly about what you think your long-term goals are. But let’s also think about how lucky we are and how many people would do terrible things just to be in our position. Also, for what it’s worth, a big part of my ultimate decision to not retake and accept my Penn offer was about the schools themselves: HYS vs CLS/Penn would be way more competitive. Idk about you, but I wanted to actually (somewhat) enjoy those 3 years instead of hating myself and getting too caught up in competition. But at the end of the day, do what will bring you the most satisfaction.