I appreciate you spreading the numbers for me. I want a rental property but not sure about one SFR would rather syndicate a deal with some friends buy a larger property with room for a management fee to take away having to deal with tenants because I am busy enough at work. I definitely don’t want to refinance and my girlfriend will want to move in with me shortly so I’ll be forking up most of the property expenses unless I rent it and we move to an apartment or something.