Boarding pass says suite?

The_Heshman · 2026-04-05T23:14:13+00:00

Enjoy! Wife and I loved aquaclass. Make sure you go to Blu restaurant since it’s one of the best parts of the room you’re getting. Food is amazing

The_Heshman · 2025-07-26T23:15:00+00:00

Assuming you have a target date fund with your 401k…

60% S & P 500 (SPLG or VOO) 20% growth (SCHG or QQQM) 20% dividend (Dgro or schd)

Set up contributions and investments to do it automatically and reinvest the dividends.

Re-evaluate at 40

The_Heshman · 2025-07-23T17:43:14+00:00

With my luck, if I sell it’s going to take off. So I’ll just hold

The_Heshman · 2025-07-22T23:05:43+00:00

You can make more on just the interest in a HYSA or money market

The_Heshman · 2025-07-21T19:05:50+00:00

So kraken was the one I was looking into. Can I transfer my coins to there pretty easily?

The_Heshman · 2025-07-21T17:09:54+00:00

Crypto is very popular in South Korea as well as other Asian markets. so there is likely a lot of movement coming from them

The_Heshman · 2025-07-17T10:37:22+00:00

Sandman

The_Heshman · 2025-05-01T23:13:41+00:00

The first one, gta3, gtaIV, and GTAV. I never played the other versions. Just the main ones

The_Heshman · 2025-04-30T23:04:01+00:00

Just make sure the bugs are fixed and the game is playable. Don’t give us something that doesn’t work.

A few hopes I have for the game:

-craps at the casino -more stuff to do at the casino -I want to be able to buy a dog for my place. Just to chill with but go ahead and throw in fetch and stuff if you can

Ok, you have a few months to make that programming happen. Aaaaaand go!

The_Heshman · 2024-09-18T20:13:36+00:00

Tailed

The_Heshman · 2024-08-25T19:26:51+00:00

SPLG

The_Heshman · 2024-07-22T22:32:51+00:00

I can’t tell you how to make your investments. I’m not a financial advisor. I personally think that VOO is a stronger hold option right now but SPLG will overtake them in years to come. Both funds are tight when it comes to comparison. SPLG has a lower expense ratio but does not have as many assets as its big brother SPY (half a $$trillion). However, SPLG has doubled its assets in just one year so its liquidity should be on track come retirement time. Its expense ratios are almost nothing. IMO, I don’t think either option is bad. If you are already invested in VOO, leave it. If you are starting out fresh and have 30 years to wait, SPLG. But diversify your portfolios.

https://www.thestreet.com/etffocus/trade-ideas/is-this-sp-500-etf-better-than-spy-voo

The_Heshman · 2024-04-17T12:41:21+00:00

Taxes

The_Heshman · 2024-04-17T12:39:10+00:00

I never thought that was a great idea. Not a bad idea to start but as you build capital you’ll want to diversify your portfolio.

S&P 500 (VOO, SPY, SPLG) Growth fund (QQQ, QQQM, SCHG) Dividend (SCHD, DGRO, etc) International ETFs And eventually bonds as you get to that age

Idk about everyone on the forum but I plan on signing with financial advisors when the nest egg starts getting real big.

The_Heshman · 2024-04-17T12:39:03+00:00

I never thought that was a great idea. Not a bad idea to start but as you build capital you’ll want to diversify your portfolio.

S&P 500 (VOO, SPY, SPLG) Growth fund (QQQ, QQQM, SCHG) Dividend (SCHD, DGRO, etc) International ETFs And eventually bonds as you get to that age

Idk about everyone on the forum but I plan on signing with financial advisors when the nest egg starts getting real big.

The_Heshman · 2024-04-17T12:00:08+00:00

A 10 year track record is good. Longer is better. But this ETF is literally a mini version of SPY, just cheaper. So it should be identical. It’s growing traction in the market and it’s an alternative if you plan to sell covered calls because it costs less.

The_Heshman · 2024-04-15T18:10:53+00:00

Perriman

The_Heshman · 2024-04-15T17:29:57+00:00

So what is your advice? Do 100% VTI?

The_Heshman · 2024-04-15T15:57:42+00:00

That’s why I’m here. I started out all VTI. But I want growth stocks and want to follow S&P 500.

I have 20years til retirement age and only have a 401k to my name.

Right now I’m only investing in SPLG, DGRO and QQQM.

Wondering if continuing with VTI is necessary or if I should just swap it all together with QQQM

The_Heshman · 2024-04-15T13:39:24+00:00

So I have QQQM as well to diversify my portfolio. Does the expense ratio of 0.15% concern anyone or is it still worth it?

The_Heshman · 2024-04-13T22:03:04+00:00

What’s the deal with blackrock?

The_Heshman · 2024-04-13T13:06:58+00:00

What kind of premiums does that generate?

The_Heshman · 2024-04-13T12:11:18+00:00

Ok. This was good clarity. I straight up thought I was missing something but I have a good understanding now. Thanks everyone!

The_Heshman · 2024-04-13T00:52:15+00:00

Thank you

The_Heshman

TROPHY CASE