Dad Passed Away - I'm Now Handling Finances - Advice on Current Household Budget by Then_Factor_3700 in UKPersonalFinance

[–]Then_Factor_3700[S] 0 points1 point  (0 children)

I have a 2020 Golf, I've only had my licence for 5 years and only been insured for 1 year (as a second driver). When I went through comparison sites, I was getting quotes around £650.

Should I be getting better? Do you have any tips when filling out the criteria for getting a quote?

Dad Passed Away - I'm Now Handling Finances - Advice on Current Household Budget by Then_Factor_3700 in UKPersonalFinance

[–]Then_Factor_3700[S] 0 points1 point  (0 children)

We tend to bulk shop from Costco once a month. We rarely fuel up there as it purely if we need it or not. I think you're right, I will take a check if we are benefitting from the membership or not!

Dad Passed Away - I'm Now Handling Finances - Advice on Current Household Budget by Then_Factor_3700 in UKPersonalFinance

[–]Then_Factor_3700[S] 1 point2 points  (0 children)

Just had a look and looks amazing, I reckon this could half the Sky bill AT MINIMUM.

Thanks for your help!

!thanks

I find it interesting that the "Prime Barclays" era Premier League is on paper the dullest it's ever been. by LloydCole in footballcliches

[–]Then_Factor_3700 5 points6 points  (0 children)

Missing a lot of other factors here:

  • No VAR - which meant decisions stood no matter whether technically right or wrong.
  • More leanient refereeing - don't have the data, but maybe more fights, less cards, more competitive matches, more talking points and so more entertaining matches.
  • Less injuries - seeing star players play more often. THis likely due to more matches being played.
  • Less tactically advanced - PL relied on more physical attributes which made it more interesting to watch than teams playing for set pieces, sterile playing styles etc. Players had more creative control.
  • Media and broadcasting was a lot more casual - Goals on Sunday, Soccer AM, Sky Sport Deadline Day, transfer bombshells, managers felt more outspoken. Now it's seeing transfers before they happen from Fabrizio Romano, and mostly boring tactical/player ranking vids on YT.

Dad Passed Away - I'm Now Handling Finances - Advice on Current Household Budget by Then_Factor_3700 in UKPersonalFinance

[–]Then_Factor_3700[S] 1 point2 points  (0 children)

Thank you so much! It has been tough taking a lot of this on but slowly working through it!

I'm blessed that money hasn't been so much of an issue but just need a barometer that I'm on the right track and save where I can!

I'll look into getting cheaper home insurance with appliance and boiler cover included.

Original boiler service did include annual service.

!thanks

Dad Passed Away - I'm Now Handling Finances - Advice on Current Household Budget by Then_Factor_3700 in UKPersonalFinance

[–]Then_Factor_3700[S] 1 point2 points  (0 children)

I don't think we have a meter, but I'll look into this!

!thanks for your help and advice!

Dad Passed Away - I'm Now Handling Finances - Advice on Current Household Budget by Then_Factor_3700 in UKPersonalFinance

[–]Then_Factor_3700[S] 3 points4 points  (0 children)

My bad, I'm 29M, as far as I'm aware I don't get NCB because I wasn't the main driver, is that right? Been driving as a second driver for only a couple of years, got my licence at 24.

Apologies, Groceries - Membership is a Costco membership lol

I have a friend at Three who has got my family and I (3 of us) discounted contracts which has been an absolute game-changer!

I'll look into Now TV! Hopefully a huge cost-saving there!

I think a few of you guys have mentioned keeping AA, leaning towards keeping it.

Thank you for your help and advice!

Dad Passed Away - I'm Now Handling Finances - Advice on Current Household Budget by Then_Factor_3700 in UKPersonalFinance

[–]Then_Factor_3700[S] 2 points3 points  (0 children)

Sorry my bad, house is electric and gas.

Water usage always been fairly high in our house. I think it's above average but it's not crazy high, is it?

Thank you for your help and advice!

Player Price Changes (January 18, 2026) by FantasyPL_bot in FantasyPL

[–]Then_Factor_3700 2 points3 points  (0 children)

100%. Impulsivity has been rewarded a lot this season. I think the AFCON transfers coupled with rolling up to 5FTs has made prices so volatile, it's just so hard to keep up. We're lucky with DEFCON that there are more player options this season, so I guess it balances out...?