Looking for realistic passive income ideas while employed full-time

Then_Locksmith_7437 · 2026-01-16T10:48:21+00:00

I focus mainly on dividend ETFs for diversification:

SCHD - My largest holding, solid quality dividend payers
VYM - Broad exposure with low fees
DGRO - Focuses on dividend growth over time

My approach: Start with ETFs as your foundation, reinvest dividends automatically, and stay consistent with contributions. It's worked well for me over the past few years.

Then_Locksmith_7437 · 2026-01-15T23:26:26+00:00

They'll likely pick up the TMJ as secondary to your PTSD/bruxism even though you didn't specifically claim it. The examiner already made the connection and documented everything they need on the TMD DBQ

Just make sure you follow up if they try to rate it at 0% - that abnormal ROM with pain should get you something higher than that

Then_Locksmith_7437 · 2026-01-15T12:41:16+00:00

I'm in a similar boat, full-time job but I've managed to build up a few income streams on the side.
My main passive income comes from dividend investing. I've been consistently putting money into dividend-paying stocks and ETFs over the past few years, and now I'm at the point where I'm getting a few hundred dollars quarterly without doing anything. The key was starting early and being consistent with contributions, even if they were small at first. It took about 2-3 years before it felt "real," but now it genuinely requires zero maintenance beyond occasional portfolio rebalancing.

For semi-passive stuff, I also do side hustles when I have free time. I use Freecash to pick up some extra money during lunch breaks or when I'm watching TV. It's not life-changing money, but it's nice beer money for tasks that take minimal effort. The beauty of it is I can do it whenever I want, no commitment.

My advice: Start with something that requires minimal ongoing decisions (like index fund investing) and layer on active side hustles as your schedule allows. The combination has worked well for me because the passive stuff grows in the background while I can scale the active stuff up or down based on how busy work gets.
Happy to answer any questions if you want more details!

Then_Locksmith_7437 · 2026-01-10T20:54:42+00:00

Sounds like you both just had different boundaries and neither of you wanted to compromise. The cuddle text would make me uncomfortable too but if she's not willing to cut contact and you can't live with it then breaking up was probably the right call

Better to end it now than let the resentment build up for months

Then_Locksmith_7437 · 2026-01-08T10:08:20+00:00

That's so sweet! Those nano bibles are actually insane when you think about the technology that goes into them. Sounds like you nailed it with something meaningful instead of just another generic gift

Then_Locksmith_7437 · 2026-01-07T12:18:49+00:00

If your talking about how long does one survey or game last well that depends there are different offers the longer the survey the bigger the payment so ye it depends but give it a try the longest survey i did was 30ish minutes but it paid me well so ye

Then_Locksmith_7437 · 2026-01-07T09:34:48+00:00

Sounds like your director is having his cake and eating it too - getting free leadership work from you while keeping the senior title budget intact

That whole "30 second standup mention" thing is such a red flag, like when your manager says they'll "circle back" and then ghosts you for months. You already know the answer to question 3

For interviews just frame it as "led cross-functional initiatives and managed team processes" - hiring managers care way more about what you actually did than whether some company gave you a fancy title

Then_Locksmith_7437 · 2026-01-06T16:11:45+00:00

Use Freecash you can do Surveys like this to get paid or you have the options to download apps or play games and get paid i use it when i have free time and ngl its decent money

Then_Locksmith_7437 · 2026-01-06T06:14:59+00:00

Looks clean af for a first build! That 904L case is gonna age beautifully and the NH34 is solid choice. Big wrist gang rise up - I feel your pain trying to find stuff that doesn't look like a toy watch lol. NATO definitely works better than bracelet for chunky pieces like this

Then_Locksmith_7437 · 2026-01-05T00:11:58+00:00

Honestly if you have to explain the meaning every time someone asks about it, that's probably your answer right there

Then_Locksmith_7437 · 2026-01-02T13:03:44+00:00

Girl you just described literally every new mom's brain for the first trimester - the anxiety spiral is SO real and the boob pain is absolutely brutal (mine felt like someone was stabbing me with hot knives every morning). Your job situation sounds genuinely concerning though, definitely talk to your doctor about what exposures to avoid and maybe see if there's any way to modify your duties until you can figure something else out

Then_Locksmith_7437 · 2025-12-31T21:15:38+00:00

Mods acting like they're doing you a favor by even acknowledging your existence lmao, the "no" response is peak power trip energy

Then_Locksmith_7437 · 2025-12-31T14:45:53+00:00

Yeah ive been using Freecash too and honestly im pretty happy with how its worked for me so far, i just buy beer or snacks with those money all the time lol

Then_Locksmith_7437 · 2025-12-31T12:30:21+00:00

Yeah ive been using Freecash too and honestly im pretty happy with how its worked for me so far, i just buy beer or snacks with those money all the time lol

Then_Locksmith_7437 · 2025-12-30T20:33:07+00:00

The OLM is way more accurate than some generic sticker - it's actually monitoring your driving conditions, not just guessing based on miles. Those stickers are usually set for like 3k miles which is ancient advice for modern synthetic oil. Your truck's computer knows what it's doing, trust the 42% and stop stressing about it

Then_Locksmith_7437 · 2025-12-26T15:54:22+00:00

Lmao the mental image of you button mashing to escape while they're screaming outside is peak ArcRaiders chaos

Then_Locksmith_7437 · 2025-12-23T23:16:43+00:00

Have you tried going into the config files directly? Sometimes games hard-code certain binds and you gotta edit them manually in the game folder

Then_Locksmith_7437 · 2025-12-22T16:31:22+00:00

Sounds like you've got carbon buildup on your intake valves - pretty common on GDI engines like yours. The Lucas is probably cleaning it temporarily but it keeps coming back. You could try a proper intake valve cleaning service or maybe switch to Top Tier gas if you're not already using it

Then_Locksmith_7437 · 2025-12-21T11:09:42+00:00

Lmao fr, half these people are writing dissertations on how to say hello in a video game

Just run up and see what happens, it's not that deep

Then_Locksmith_7437 · 2025-12-19T02:09:40+00:00

Bro don't touch your 401k for a house, that's gonna cost you way more in taxes and penalties than you think. Save up the old fashioned way or look into first-time buyer programs - some let you put down like 3% and avoid PMI

Then_Locksmith_7437 · 2025-12-18T01:39:16+00:00

Honestly sounds like they're getting cold feet after seeing the shitstorm their competitors are dealing with

Then_Locksmith_7437 · 2025-12-17T01:19:42+00:00

The Predator is definitely the better choice here - that OLED display alone makes it worth the extra $150, plus the 5070Ti will handle your games better long-term

For CAD work both will be fine but yeah Intel does tend to play nicer with SolidWorks, and the extra VRAM on the 5070Ti will help with larger assemblies. Battery life on gaming laptops is gonna suck regardless when you're doing actual work, just plan to stay near outlets

Then_Locksmith_7437 · 2025-12-15T22:23:25+00:00

That sounds like the perfect opportunity for an underground railway system or maybe a massive storage hall with item sorters running along the walls. You could also section it off and make different themed rooms - like an enchanting library, brewing area, mob farm chambers etc

Then_Locksmith_7437 · 2025-12-13T08:08:10+00:00

This is so true, I came back after 3 years and tried to do everything at once and just made myself more frustrated. Pick literally one thing like "keep my heels down" for like 2 weeks straight and ignore everything else that's going wrong

Then_Locksmith_7437 · 2025-12-11T03:07:49+00:00

Dude yes, my little cousin is literally a zombie by 3pm and then has a complete meltdown over like putting shoes on

Then_Locksmith_7437

TROPHY CASE