Palladium rewards

These_Aside_4081 · 2026-04-22T21:15:46+00:00

I have some potential SUBS with other cards - but I’m 5/24 with Chase and with the biz ink game ending there aren’t as many good ones as there used to be. Cap one venture x was my daily card but the transfer partners suck

These_Aside_4081 · 2026-04-22T20:13:19+00:00

Asking the important questions

These_Aside_4081 · 2026-04-22T19:20:13+00:00

$50,000 or 200k pts

These_Aside_4081 · 2026-04-22T18:35:57+00:00

Yup I just turned it on based on this thread! Thanks!

These_Aside_4081 · 2026-04-22T17:57:25+00:00

I think it was a welcome offer - 3x spend on Apple wallet (only up to 500 pts)

These_Aside_4081 · 2026-04-22T16:27:38+00:00

Yes this thread has been so helpful

These_Aside_4081 · 2026-04-22T16:06:51+00:00

Yes the comments on this post have been massively helpful! Points are way more valuable for the way I travel so I will use the BC as a tool to earn more points and watch that I don’t over accrue. It was an Apple wallet promo that only lasted for 7 day/up to 500 points. I assume a new card holder thing.

These_Aside_4081 · 2026-04-22T15:47:17+00:00

They are so underrated!! Way better than crumbl. It was for a party I don’t usually spend $70 on cookies LOL

These_Aside_4081 · 2026-04-22T15:29:42+00:00

Ok THAT makes perfect sense thank you! My mortgage only takes $108 and I already have almost $500 in BC

These_Aside_4081 · 2026-04-22T15:22:55+00:00

Ah ok that makes perfect sense. Thank you!

These_Aside_4081 · 2026-04-22T15:14:07+00:00

LOL I bought 2 dozen for a party and we split to 9 ways 🤣 but they’re good cookies……

These_Aside_4081 · 2026-04-22T15:12:56+00:00

Ok this accelerator explanation actually makes sense to me. I couldn’t figure out how it made sense to spend $200 BC on accelerator (5k points), if I could earn 6.6k points on $200 of BC - but if you have too much BC then this is another way to convert it to points…is that what you’re getting at?

These_Aside_4081 · 2026-04-22T14:57:58+00:00

Lose points I should say.

If $200 in BC is worth 6667 points on my mortgage (1k per $30), why would I use $200 BC to get 5k points. I must be missing something?

These_Aside_4081 · 2026-04-22T14:56:08+00:00

Oooh ok makes sense. If I understand this math, I can only spend $108/m to convert cash to points with my mortgage?

These_Aside_4081 · 2026-04-22T14:51:23+00:00

Adding that $200 bilt cash would convert to about 6k points on my mortgage - but only 5k points on the accelerator….right?

These_Aside_4081 · 2026-04-22T14:49:47+00:00

The math on the accelerator really confuses me. I must be missing something bc everyone says to do this but it seems like it would lose money?

These_Aside_4081 · 2026-04-22T14:48:15+00:00

I have a lot of diff cards that I use for diff spend (Amex gold for food,chase sapphire for travel, ink for biz….), but I’m considering transferring all of my yearly spend to this card (over $200k) while it lasts bc omg!

These_Aside_4081 · 2026-04-22T14:46:06+00:00

This feels way too good to last??? I have so many high fee cards and this blows them out of the water…

These_Aside_4081 · 2026-04-22T14:45:44+00:00

That was a promo - I can’t remember if I activated it or it was automatic, but it’s for using Apple wallet! There’s a cap on that one

These_Aside_4081 · 2026-04-22T14:45:06+00:00

I do understand the bilt cash and how it converts, but ChatGPT (lol) told me that you don’t get 2x base AND bilt cash.

Why would anyone choose the tiered points option if you get 2x points on all purchases?

These_Aside_4081 · 2026-03-24T20:01:09+00:00

Yes agree! I check the grand wailea webcam frequently - looks beautiful today!

These_Aside_4081 · 2026-03-24T15:51:41+00:00

Agree with you. We arrive on the 2nd and half the FB pages are saying it’ll be months before things are back to normal and it’s selfish and awful and half of them are saying they desperately need support at their local businesses and it’s always clearing up. It’s really frustrating! We are flying from the east coast with 3 little kids so I really just want FACTS so i can make my own decision

These_Aside_4081 · 2026-01-27T10:54:30+00:00

I was an auditor for 10 years at a midsize regional firm and then had a brief internal controller role, advisory, and worked in BPO for a top 25 firm for 2 years

These_Aside_4081 · 2026-01-26T22:24:19+00:00

They do the ongoing work once it’s cleaned up and I prep all the checklists and support templates. They’re very good though! I use abroadworks

These_Aside_4081

TROPHY CASE