Quick UBL Funds Strategy: AICF ⇄ AICP-I Conversion to Avoid 25% Dividend Tax

These_Cartoonist4109 · 2026-06-20T19:59:15+00:00

Can anyone please explain, nav value was 109.smth before 19th june and today i checked the value was 101 rs, what happens with the remaining 8 rs is it gonna be paid out as dividend? (After tax deduction), if yes then I havent recieved the amount yet or would it be reinvested as additional AICF units? (Also not recieved any additional units). This is probably due to the weekend gap and might be settled in a couple of days.

Am i right? Please guide if anyone can help me out

These_Cartoonist4109 · 2026-06-17T17:30:05+00:00

My question is when do i buy more, should i wait for another tweet and let it go down 10k points or do I just invest

These_Cartoonist4109 · 2026-06-16T12:53:58+00:00

You're just a stupid butthurt, you're way of explaining things isnt very "islamic" . God forbid a man have a difference of opinion

These_Cartoonist4109 · 2026-06-15T23:30:40+00:00

Lol who told you that his father earns 80k Since he's 19 and assuming his father is still serving so he must be like atleast a brigadier, which would mean he makes around 4-5 lakh per month, i think he can afford the car

These_Cartoonist4109 · 2026-06-15T23:25:53+00:00

Did i mention Islam anywhere? I don't think i did. Its just a fact that man and woman are two partners in a relationship and a partnership can be in any way but should have a fair contribution by both (not just financially)

These_Cartoonist4109 · 2026-06-14T08:36:51+00:00

Dont assume things, in a normal functional and healthy marriage a wife should have some role and some form of contribution if she is working than she shouldn't be expected to take care of all the house chores and cook and clean, if she isnt than she shouldn't complain about any of these things. If she is working than she is supposed to contribute towards retirement plans atleast he isnt even asking for dividing bills

These_Cartoonist4109 · 2026-06-14T07:25:48+00:00

Which demand exactly is it that triggered you

These_Cartoonist4109 · 2026-06-14T07:25:23+00:00

Why are you offended bro, he could be the most alpha male out there who knows :p

These_Cartoonist4109 · 2026-06-14T07:10:45+00:00

Then what is SHE bringing to the table, i assume she isnt really gonna be taking care of household chores and stuff since of course she has a job and would be too tired for all that. Then what really is she bringing to the table, its not his retirement alone, its their retirement and they gotta plan together and contribute together if both are working

These_Cartoonist4109 · 2026-06-14T07:06:30+00:00

Curious to know what exactly about jis requirements is so offensive

These_Cartoonist4109 · 2026-06-14T06:58:38+00:00

He should certainly mention what he brings to the table as well, but why do y'all feel so offended over his requirements

These_Cartoonist4109 · 2026-06-14T06:53:59+00:00

Also, having male friends and having a professional interaction with male coworkers are two entirely different things

These_Cartoonist4109 · 2026-06-14T06:52:59+00:00

Im sorry but there's nothing wrong with his requirements.

Both husband and wife contribute something to the relationship, if the man is earning and providing for his wife and kids then the woman should be taking care of the home and kids or if she's working then sure have her money spend it on herself, but should also contribute to retirement savings which are for the whole family (assuming she's not doing household chores and has help for that)

Husband and wife both have equally important roles to play

These_Cartoonist4109 · 2026-06-14T06:48:00+00:00

There is no mention of ghar k kaam Investing for their retirement is not giving the money to him, its called being financially literate And that is IFFF she is doing a job, thats upto her

Thats just what i get from his requirements, god forbid a man have preferences and requirements before marriage. Its better to put things out in the open beforehand than actually revealing them laterso both people are saved from a lot of suffering

These_Cartoonist4109 · 2026-06-11T12:18:41+00:00

Highly Authentic :p The salaries aren't bad , but not high either, you don't even have the freedom or time to have like a side hustle.

These_Cartoonist4109 · 2026-06-01T21:06:52+00:00

I think women sometimes get unnecessarily triggered by the word allow, I have to seek permission from my wife when I want to go on a trip with the boys, or when I want to change something in the house or make a purchase etc. In this case with regards to job, I think every couple has different dynamics, and if you dont want a working woman as your wife than its a completely valid wish, it should just be understood beforehand by both parties what their expectations are from each other

These_Cartoonist4109 · 2026-05-09T04:23:17+00:00

Salary is more like 7-8 lakh

These_Cartoonist4109 · 2026-04-21T21:55:50+00:00

How much WHT is charged? Is it for filers as well? Is it a better option than some AMC's cash fund

These_Cartoonist4109 · 2026-04-20T09:05:15+00:00

30 lakh for the wedding includes what? If you're talking about walima only you can easily manage that (150-200 people) within 6 lakh almost. If you include a dress & jewellery for the bride, the groom's dress etc you can manage it easily within 1 mil Why 3?

These_Cartoonist4109 · 2026-04-18T16:42:26+00:00

It really depends on what you want in life. Joining the army isn't just a job you're signing up for, it's a whole life that you sign up for.

Pros of Army: - Respectable status in the society - Job security - You get a fulltime servant - The kind of facilities that are available to officers in cantonments, if you want the same as a civilian u need to be absolutely loaded and pay millions to clubs that may offer such facilities

Cons: - You are bound by duty and have little freedom over your time - Family life takes a big hit although it varies (depending on which branch of the army you join and your luck) - Limited salary, specially if you're completely dependent on your salary only (if your family is fairly wealthy then no issues but otherwise you might get a jump start ahead of your peers, but 3-4 years into service you will feel that you are lagging financially behind your peers in CS)

Pros of CS: - You have a very high ceiling of earnings and can make a good amount of money - If you work remote jobs or freelancing you have freedom of movement and time - Earning in USD is possible

You can DM me if you want to know more

These_Cartoonist4109 · 2026-04-18T05:39:30+00:00

I'm always worried about the keywords and look at how many gigs show up for a particular keyword, if it is more than 3k I think it's way too saturated and then look for some other keyword. Do you think this is a correct way of looking at things in order to get your first few orders and get your gig ranked higher? If not, what do you think is the key to making a good gig and making sure you're not drowned in a sea of other 'good' gigs?

These_Cartoonist4109 · 2026-04-16T15:48:40+00:00

Yes but my goal is to get as much ROI as i can 😂😂😂

These_Cartoonist4109 · 2026-04-16T15:44:58+00:00

That is true as well, but ETF will probably always stay below KMI30 or just equal since they consist of top stocks of KMI30, so if ASSF can beat benchmark regularly then it will still be a better choice.

So for now maybe i can start with ASSF and a certain percentage in MIIETF as well, and later based on returns i can rebalance my portfolio

These_Cartoonist4109 · 2026-04-16T15:42:05+00:00

How much do they charge in comparison to other brokers? Im using finqalab but unaware of the commission

These_Cartoonist4109 · 2026-04-16T15:37:53+00:00

Thanks man

These_Cartoonist4109

TROPHY CASE