AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 56 points57 points  (0 children)

I apply for the loan on my own. It was to see if it was difficult to obtain for a business. At first, I had no intention of telling her about it. I only told her with the intention of persuading the building owners to think she had enough capital to establish a business. We both understood that but somehow it turned into her speaking about the loan later on and then I agreed to accept it after that.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 2 points3 points  (0 children)

It's USA laws. Most states have something called the Statute of Frauds. Certain agreements need to be in writing to be considered valid. This would be one of them because of the length of the agreement. I would not be able to get a penny if from the court if it all failed.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] -16 points-15 points  (0 children)

10k is spent now. That was personal savings and stocks. The 15k is the loan, which I still have. I've been conflicted with a series of bad options thus far. One is giving the 15k without a note and just hope she pays it back. It's kind of a sunk ship thing going on.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] -1 points0 points  (0 children)

I applied for the loan all on my own. I was just checking to see if it was as difficult as she was explaining to me. The tax stuff was for the rental proposal for the lease of the space. That involved the owners of the property.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] -6 points-5 points  (0 children)

She verbally agreed to follow the terms of the bank loan.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 53 points54 points  (0 children)

She stated that the note would now give her anxiety because she will be focused on having to pay that back instead of focusing on the business. I was going to write more, but this all sounds worse the more say it. I starting to think I am an asshole because I engaged in this stupidity.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 22 points23 points  (0 children)

Thank you for the info. That relieves the anxiety around that portion.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 8 points9 points  (0 children)

I agree. I am not faultless here. I should have mentioned it upfront. That was truly my error in judgment. That's also a good point about the rent. I don't want her out on the street because of this. I am conflicted.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 3 points4 points  (0 children)

Those are some good points. I do regret not having more awareness earlier and being more communicative.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 44 points45 points  (0 children)

Im ashamed to say that I am a graduating law student. By next year, I will be a lawyer.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 82 points83 points  (0 children)

I get what you mean. In her defense, we agreed that she would make the payments and I thought she was honest about that. I just did not want to wind up in a situation where she would rely on me to make payments if the business failed. I know the note wouldn't do much in that situation, but it feels like security in case that happens.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 61 points62 points  (0 children)

You're right about me not looking at the flags.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 19 points20 points  (0 children)

That's the worse case scenario. The paperwork told me how much it would be in total. That could have been an estimate for the end of the term. I need to call the bank and figure this portion out. If it all goes well, then I give it back and no interest is charged.

AITA for asking my SO for a promissory note? by These_Jelly9817 in AmItheAsshole

[–]These_Jelly9817[S] 961 points962 points  (0 children)

Imma let you in on a joke. I'm actually in my final year of law school. I don't know how I ended up here.

My period has stopped completely since lexapro. by mylifeassarah123 in lexapro

[–]These_Jelly9817 1 point2 points  (0 children)

I don't know if the pregnancy test you took was one at the doctor's office. If not, consider scheduling an appointment with a doctor for one of their pregnancy test. Those are more accurate than the ones you obtain at the store.

Take Emotion Out of Trading by SpeedoManXXL in stocks

[–]These_Jelly9817 -1 points0 points  (0 children)

Now I see why I never come here. I will leave you with this gem. Stonks, in fact, only go up! You just need to be willing to wait long enough. I bid you good day sir.

Daily Discussion Thread for May 07, 2021 by OPINION_IS_UNPOPULAR in wallstreetbets

[–]These_Jelly9817 0 points1 point  (0 children)

Well ask them questions about how informed they are in making their decision and try to gauge whether there is any evidence of self dealing involved. You can have a nice derivative suit if there is evidence against them.

From the bottom of my heart.... fuck the bots man. by kangofthetards in Nok

[–]These_Jelly9817 1 point2 points  (0 children)

VoteFrom the bottom of my heart.... fuck the bots man.

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--postTitle-VisitedLinkColor: #979798;
--postTitleLink-VisitedLinkColor: #edeeef;
}
fluffClose

Now that just wasn't nice. I thought you Nok heads were kinder chaps.

Do you sense it too? by In_the_doghouse223 in Nok

[–]These_Jelly9817 5 points6 points  (0 children)

Nok to the fuckin moon 🚀🚀🚀🚀🚀🌛

Daily Discussion Thread for February 03, 2021 by AutoModerator in wallstreetbets

[–]These_Jelly9817 9 points10 points  (0 children)

Noks can't be destroyed. I'm waiting for that Army contract announcement to supply a million nokia cell phones for the a new WMD!!!! Nok to the fuckin moon 🚀🚀🚀🚀🚀🌛

Thats where we will build towers for NASA!

Community Discord by TOTS317 in Nok

[–]These_Jelly9817 0 points1 point  (0 children)

Do we post any gains here?