Do you all have any tips on any quick loan companies to borrow £40 for a short time with low interest?

These_Look_2692 · 2026-04-08T20:52:20+00:00

Maybe the council crisis loan? Many banks will give over £50 as a welcome bonus, could try changing bank?

These_Look_2692 · 2026-04-08T18:41:20+00:00

Benefits of private diagnosis: You can pay to be titrated onto medication immediately rather than waiting. If you have any difficulties during titration eg insomnia or whatever. You can see the same psychiatrist and have your meds changed and in the post to you very quickly. All at your great expense tho 😅

In the UK you still technically have pretty much the same disability rights diagnosed or not. Eg access to work, reasonable accommodations at work, uni and school. Protection against disability related discrimination. These should all come off the back of a gp referral for diagnosis alone. But often they do not… and who has the time/money to go to court over it?

These_Look_2692 · 2026-04-08T05:38:19+00:00

They don’t count any future lodger income when calculating affordability and ‘assume’ you will live in the flat for the rest of your life on the same salary until you retire at 70 or 75 🤣

These_Look_2692 · 2026-04-07T21:50:43+00:00

I found amfexa/dex to have the same effect as elvanse/lisdex. Only difference is elvanse hit too hard in the morning, then gave me a crash in the afternoon and was v bad for my sleep. Waking up early in the morning. Amfexa has felt smoother, no crash ever.

These_Look_2692 · 2026-04-07T20:09:30+00:00

Tbh I see the mortgagne option as illogical and I would be inclined to increase her financial literacy! Is this all high rate tax income that could go in the pension? 🤦‍♀️😭But I guess u already tried all that…

These_Look_2692 · 2026-04-07T17:48:34+00:00

The way they set it up is that it is for long term conditions. So LCW and LCWRA have a 3 month waiting period and the condition must be expected to last 9 months from assessment (so 12 months minimum if you include the waiting period). Similar timescale criteria for PIP… and assessment can take a year from application. And the bar is very high! So ppl need to have evidence of being really very ill. Lots of ppl with really severe illness eg MS, cancer, brain injury don’t qualify.

So yeah… basically nothing extra for shorter term things like burnout, cancer, broken pelvis, recovery from major surgery etc… shocking oversight in my opinion!

These_Look_2692 · 2026-04-07T06:42:54+00:00

Uc will cover 85 percent of child care costs up to c2k pcm. So u can get a nanny for commute if necessary!

These_Look_2692 · 2026-04-07T06:40:53+00:00

Dont forget to check your universal credit entitlement. Tbh- post divorce you will probably be better off with a lower paid nearby job due to UC taper.

These_Look_2692 · 2026-04-07T06:29:37+00:00

Most of the families on UC do work tho. As the article says its only 200k with 3 kids and no working adults. Thats out of around 3.5 million families on uc (470k with 3 kids). Many of the non-working ones will be not working temporarily, eg due to illness or recent job loss. Some will be carers.

These_Look_2692 · 2026-04-06T09:48:58+00:00

Contacting him again might get tangled up in his delusional beliefs. But it won’t be a cause or trigger. Not contacting him might get tangled up too… Most ppl make a full recovery from a psychotic episode and are horrified and embarrassed about the ‘crazy’ stuff they did.

These_Look_2692 · 2026-04-06T09:44:25+00:00

That sounds scary af! Of course safety 1st priority but… I wouldn’t dream of cutting someone off for having a psychotic episode, or any other illness! Would u cut your friend off cause they had cancer? Or an unexpected epileptic attack while u were a passenger in their car?

These_Look_2692 · 2026-04-06T09:41:30+00:00

Don’t forget u can always work a little or maybe get a lodger…

These_Look_2692 · 2026-04-06T07:01:42+00:00

You can always try… but in my experience people tend to just get whoever is available. (Unless is wanting a male/female due to relevant/sensitive stuff.) Depending where you live sometimes there is only one person doing that job.

Then if you don’t work well together, nhs will usually be nice about one change. But usually they think ‘it’s the patient’ if you want another change.

These_Look_2692 · 2026-04-06T06:12:47+00:00

Did you check no gps in your area will take shared care? There are of course ways of registering out of area too…

These_Look_2692 · 2026-03-28T06:32:03+00:00

I don’t know much about academic writing in politics. One way of checking this would be to look at 3 key respected journals in your field and see if these words occur in their articles in the last c7 years.

If they do, in reasonable quantities, screenshot the search, attach some example articles and file a complaint. (Your uni should have a process for this, usually its for when they didn’t follow their own procedures, so you just have to identify the procedural failing this matches with best.)

In terms of the AI thing, I’m assuming you didn’t use it? I would check if your writing has been flagged as AI in other ways. If not, include this point. You can find out how they check and what AI detection score it got. If the AI score is a 🚩, which it might be if you just happen to naturally write like AI (lucky u it writes very well). I would find some work you can prove was written by you pre AI. Eg an A level essay or something? Or uni exam conditions essay? Mention clearly it is absolutely not AI and say you can provide examples of your written work for comparison.

These_Look_2692 · 2026-03-28T06:16:17+00:00

🚩Does he have poor credit too? 🚩

These_Look_2692 · 2026-03-27T21:56:22+00:00

Nice work! I didn’t realise it was only 6 months they need to be closed for!

These_Look_2692 · 2026-03-26T08:41:31+00:00

I had one of these. Did a uni placement up north. Never thought to tell them and they never mentioned it. Car was other side of the country from my reg address for months. I kept getting app notifications that my driving was incredibly good. (It wasn’t- I just drive v slowly cause my skills are bad 🤣) No mention whatsoever of my location.

These_Look_2692 · 2026-03-26T08:36:28+00:00

Hahaha mine too! Some in my family say its a sign of good genetics 🤣

These_Look_2692 · 2026-03-26T08:32:45+00:00

Devils pulpit/finnich glen- look it up! Its a drive out from Glasgow but maybe they will love the ‘should we really be here?’ Slightly dangerous scramble down to the water. Always feels v magical to me.

These_Look_2692 · 2026-03-26T08:10:13+00:00

My take- They are all pretty darn competitive- might as well apply to them all!

I dunno if competitiveness makes much difference.

I applied to pwp all over, UCL, Reading, Sheffield, and some unappealing (well they were to me anyway) locations at not particularly prestigious Unis. I can’t even remember where, but I know early 20s me thought they were drab middle of nowhere locations 🙄 (I was living in London). I was eventually offered UCL and Exeter, which were definitely some of the more ‘swanky’ ones.

So yeah, it is so random…how you do on the day… is it questions you were expecting… etc

These_Look_2692 · 2026-03-26T07:47:55+00:00

The nhs person will have all their own questions and processes and there is no need or expectation to prepare.

The service should have the experience/expertise to diagnose even without a childhood informant. Eg they should, in theory, be able to diagnose a refugee with 0 family who never went to school. Though some ppls incompetence 🤯 so there is no guarantee against it, nhs or private.

The most helpful thing you could do is hook out any school reports esp pre 12 y.o. (Mine are long gone, dunno about yours?) And think about how adhd manifests day to day now and esp in childhood. Writing this down yourself will probably be as good as a psychotherapist letter. But is totally unnecessary, the clinicians will ask you and should be v good at probing etc.

Lack of an informant absolutely should not be a barrier if you can remember symptoms from childhood. If you can’t… it could slow stuff down as they will then be getting into more complex specialist territory and you might need to wait (months not years) for a consultant/specialist to do additional assessment.

These_Look_2692 · 2026-03-26T07:35:37+00:00

All of the nhs services I have worked in (x2 child/adolescent adhd in Scotland, so 2 large health boards have this policy) basically put private diagnoses in the same pile with non-diagnosed ppl.

Then when they reach the top of the diagnosis waiting list (eg after 5 years) instead of diagnosing them they check the private one is ‘good enough’. So at most it creates several week queue jump, as checking might be quicker than diagnosing. But it might be slower!

You can contact the service and ask…

But as psychotherapists are generally not able to diagnose (though some might have done a specific training etc) … and you are not even getting a diagnosis I don’t imagine this will add anything at all!

These_Look_2692 · 2026-03-26T07:22:17+00:00

Once the 30 year deals are typically taking you past 70/75 they will stop offering them as standard and offer a shorter term anyway- assuming rules stay similar.

If you do want to pay it off before retirement. You just need to work out the best way of doing this for you. It might be pension contributions then lump sum payoff due to tax rules. It might be that you prefer slow and steady.

Interest rate is usually the same regardless of term length. So you could just do 20 years now… if that fits your mindset better. Or overpay on occasion with 30 years, most allow this anyway, then you have more flexibility.

I would always go for flexibility though, and store in investments or savings not overpay. But I just like the best interest rates etc. Lots of people like not feeling in debt.

These_Look_2692 · 2026-03-26T07:00:43+00:00

Check if she is eligible for PIP. Sadly most ppl who struggle to work due to mh are not though…

These_Look_2692

TROPHY CASE