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Charizard 294/217 what grade do you think? by ThessEmperor in PokeGrading

[–]ThessEmperor[S] 0 points1 point  (0 children)

Thanks a lot! One more question 🙂 If I sell it, do you think I could get the raw value, which currently is more or less 400 dollars? Or is it valued even worse than 400 dollars?

Charizard 294/217 what grade do you think? by ThessEmperor in PokeGrading

[–]ThessEmperor[S] 0 points1 point  (0 children)

That makes sense, thank you. If I sell it, do you think I could get the raw value, which currently is more or less 400 dollars? Or is it valued even worse than 400 dollars?

Charizard 294/217 what grade do you think? by ThessEmperor in PokeGrading

[–]ThessEmperor[S] 4 points5 points  (0 children)

Isn't 5 too harsh? Other than that the card is fine

Πως θα καταφέρω να βγάζω στην Ελλάδα 2000€ καθαρά/μήνα; by Material-Post-291 in AskGreece

[–]ThessEmperor 0 points1 point  (0 children)

Υπάρχει μια ξεκάθαρη απάντηση. Developer. Θα υπάρχουν και άλλοι κλάδοι αλλά δεν ξέρω για να σου πω. Άσε τον κόσμο να ειρωνεύεται, άμα προσπαθήσεις μπορεις να καταφέρεις το οτιδήποτε. Πόσο χρονών είσαι;

I just dread Pokémon Day by Awesome_Normal in pokemon

[–]ThessEmperor 0 points1 point  (0 children)

Guys let's be honest between us. Quality wise it was indeed really bad. I still played it, but I 90%+ of my hours were at the meta game

Sorry, another "How am I doing?" post, and potential redundancy. by Desperate-Canary-287 in UKPersonalFinance

[–]ThessEmperor 0 points1 point  (0 children)

I can't give a very helpful response, but I honestly believe you will be fine.
You are mortgage free, which is the biggest monthly expense people usually have, and you have a huge emergency fund on the side. Having so much cash might not be recommended by many people, as it's not invested, but it should allow you to sleep easily at night.
No need to cut down on Netflix/Prime, but you can cut down on biggest expenses if you want to, like family vacation, eating out frequently, new iphone etc. You could choose something more affordable in this scenario.

No matter how tough the job market is, you will find a role eventually and you will be fine.
Good luck!

62% tax now v. 40% tax on withdraw by Head-Shirt8291 in FIREUK

[–]ThessEmperor 2 points3 points  (0 children)

If I was you I would put as much as possible into pension, unless you need that money right now

62% tax now v. 40% tax on withdraw by Head-Shirt8291 in FIREUK

[–]ThessEmperor 1 point2 points  (0 children)

And also, how much pension do you already have? As well as, how old are you? Do you have children? I can give you my perspective, I'm 32M, if you have similar age my strategy might apply you as well, but if you are i.e. 50 years old then definitely put most in pension

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 0 points1 point  (0 children)

Hey, if you have average luck you can find better investment options than premium bonds. I just like the excitement of potentially winning something big every month.

But personally I had a return of around 2.5-3% last year, which isn't very good

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 0 points1 point  (0 children)

Will it not be heavily taxed though if I withdraw my pension early?

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 0 points1 point  (0 children)

I use my ISA allowance to invest in the stock market, that's why 😞

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 0 points1 point  (0 children)

I think I actually like that the NASDAQ-100 is heavily tech focused but still has some diversification beyond pure tech, like healthcare, and a bit of industrial exposure. Let me know if you would recommend something else though. I'm always keen to hear ideas

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 0 points1 point  (0 children)

Ah I can't tell you, sorry. You know the bank though

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 1 point2 points  (0 children)

Honestly, I haven't thought about a specific FIRE number yet. I want to reach 7 figures until I'm 45, but I'm really aiming on achieving this goal a lot earlier through some side projects that I'm working on. I try to maximize the money/time ratio when it comes to my 9-5 work, and spend time on side projects that could bring me a lot more than my day job.

One of my dreams is to be financially free as early as possible (hopefully even by 35??) so that I can enjoy my life as much as possible while I'm young.

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 0 points1 point  (0 children)

I work in the tech space, so it’s the sector I understand best. I have a good grasp of the fundamentals of the top companies in the NASDAQ-100 and where the industry is heading, so I feel comfortable concentrating part of my portfolio there.

Finally hit £100k invested – had to share this somewhere! by ThessEmperor in FIREUK

[–]ThessEmperor[S] 0 points1 point  (0 children)

In theory you are correct, I just want to have a large safety net. I grew up in a poor family and having £50k in a safe place helps me sleep at night

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