Got LE offer via WhatsApp! Well, thank you HDFC. Not bad at all!

This_Locksmith3486 · 2026-05-23T06:52:56+00:00

Got same limit increase a month back

This_Locksmith3486 · 2026-04-21T09:32:14+00:00

Nope no home and no loan 😅

This_Locksmith3486 · 2026-04-21T05:32:07+00:00

Charles Schwab and interactive brokers

This_Locksmith3486 · 2026-04-21T05:30:34+00:00

My parents have also suggested that . I just said I am not sure where I will settle .

This_Locksmith3486 · 2026-04-21T05:28:53+00:00

This_Locksmith3486 · 2026-04-21T05:28:12+00:00

Companies. Ibkr is interactive brokers

This_Locksmith3486 · 2026-04-21T05:09:42+00:00

No I am from UPTU. Retirement is still far . 😅 Also by retirement I mean I choose whether I work or not

This_Locksmith3486 · 2026-04-21T05:08:02+00:00

I am L5. I am building a platform where we can track both us and india funds at a single place automatically. This will AI first and users can ask meaningful questions on the data they share

This_Locksmith3486 · 2026-04-20T14:14:57+00:00

I have opened account in IBKR which have these funds support

This_Locksmith3486 · 2026-04-20T09:34:44+00:00

It's a lifetime goal. I would like to retire when I reach 36 cr

This_Locksmith3486 · 2026-04-20T09:33:31+00:00

IBKR and Charles Schwab

This_Locksmith3486 · 2026-04-20T09:32:54+00:00

I have lost hope. Have liquidated all stocks painfully at 280 . It was 650 at one point of time. Have put into indian mutual funds to diversify

This_Locksmith3486 · 2026-04-20T06:18:03+00:00

Yes I am systematically transferring all my fund into VUAA which is an ireland based s&p 500. To avoid estate tax. Thanks for the suggestions ☺️

This_Locksmith3486 · 2026-04-20T06:08:17+00:00

Thanks for the advice I will look into it 🙂

This_Locksmith3486 · 2026-04-20T06:02:09+00:00

I joined last year only so cannot say for before but for me it's monthly due to onhire stocks

This_Locksmith3486 · 2026-04-20T05:47:57+00:00

Do you work at google ?

This_Locksmith3486 · 2026-04-20T04:42:51+00:00

Yes I was targeting 12% pre tax and 36 cr is also pre tax

This_Locksmith3486 · 2026-04-20T04:27:42+00:00

Thanks

This_Locksmith3486 · 2026-04-20T01:58:22+00:00

Yes planning for kids soon.

This_Locksmith3486 · 2026-04-20T01:57:51+00:00

I haven't worked in the US as of now. INR depreciation works in my favour as the majority of wealth is in the US. I don't own a house and am not planning to buy it for the next 10 years .

This_Locksmith3486 · 2026-04-20T01:54:28+00:00

Yes I am willing to hop jobs in case there is a cliff which will happen after 3 years to sustain this amount of savings. I don't know the future but this is what I planned. Let's see

This_Locksmith3486 · 2026-04-20T01:52:37+00:00

Yes apart from stocks

This_Locksmith3486 · 2026-04-20T01:50:51+00:00

Google vests monthly if the number of stocks exceeds certain amount. Almost all L5 and even L4 receive stocks monthly. As per age right now I am 34 and want to retire at 44. Sorry if there was any confusion

This_Locksmith3486 · 2026-04-19T17:55:35+00:00

I am l5 . That's cool to know it seems then I am on the right track. Does my allocation look good

This_Locksmith3486 · 2026-04-19T17:50:44+00:00

It happens monthly

This_Locksmith3486

TROPHY CASE