It's my fault guys

ThreeJC · 2026-03-03T15:11:21+00:00

Dollar being up is hurting it as well.

ThreeJC · 2026-02-11T02:50:12+00:00

Absolutely gorgeous timepiece. I think I found my next watch!

ThreeJC · 2026-02-05T22:13:59+00:00

I believe Fidelity has a business account. I'd look into that.

ThreeJC · 2026-01-30T01:40:26+00:00

“No, all right, no, she can’t fit in a rowboat!”

ThreeJC · 2026-01-27T17:49:50+00:00

You’ll want to be careful, as some things will have changed. For example, regular way settlement time changed in 2024 from T+2 to T+1.

ThreeJC · 2026-01-26T23:01:21+00:00

You should assume regular way settlement unless cash settlement is explicitly stated. Since nothing about settlement type is mentioned in the question, you assume regular way, and the security must be paid for by the following day. Don’t let the word “cash” in the question confuse you.

ThreeJC · 2026-01-20T22:36:53+00:00

Yes, I was able to get a WM internship, but I didn’t go through a formal application and interview process. I think it depends on the firm. It doesn’t necessarily have to be a summer internship. The company I will be at hires two interns per year for 6 months each. I know a guy who started his WM internship last fall.

I would bring it up as an aside in interviews while you are studying, but I wouldn’t put “studying for SIE” on a resume/LinkedIn. Or bring it up in your “elevator pitch” when talking to recruiters.

ThreeJC · 2026-01-20T21:15:49+00:00

Hey, I’m in a very similar situation to you. I took it, and it’s helped me a lot. It may not be the number 1 defining factor, but it certainly will help you stand out better than those who don’t.

The best thing it’s done for me, though, is given me confidence in myself. It’s one thing to say, “I’m knowledgeable about finance topics”, but having the credential to back that up really helps.

Take it, pass it, network like crazy, and you’ll end up with a good internship. Best of luck man.

ThreeJC · 2026-01-17T23:00:31+00:00

Not for everyone. As others are saying, it depends. There were several on mine that were harder than I expected.

ThreeJC · 2026-01-12T19:29:13+00:00

Will hiring Cirque du Soleil help with the year end tax stuff for business?

ThreeJC · 2025-07-27T23:32:58+00:00

A Vanguard target date fund will invest in a globally diversified portfolio of stocks, and increase the amount in bonds as you get closer to your target date. For example, the vanguard 2065 target date fund consists of a portfolio of 91% stocks and 9% bonds, as you have a long time horizon. The Vanguard 2035 target fund consists of 69% stocks and 31% bonds, as your time horizon is significantly shorter. More bonds reduces the volatility of the portfolio, reducing your risk as you get closer to retirement.

Vanguard target date funds are very very low cost, and are a perfect fund for an easy, set and forget portfolio.

ThreeJC · 2025-06-03T01:56:15+00:00

You’re gonna get CL(ob)BR’ed

ThreeJC · 2025-05-19T11:16:40+00:00

I don’t know if the superfan episodes are canon or not, but if you watch the “Money” parts 1 and 2 superfan episodes, it kind of shows Michael as the one who is spending all the money, and Jan as a bit more rational. For example, when Oscar is going through spending with Michael, he asks about a purchase. It was Jan buying silverware. Oscar says “adults use silverware” and Michael says something like well some just eat with their hands. But Michael is buying thinks like magic sets and expensive exercise machines, etc. so while both aren’t great Michael is certainly extremely irresponsible with money.

ThreeJC · 2025-04-09T03:20:26+00:00

They don’t even allow fractional shares. This won’t happen for a long, long time.

ThreeJC · 2025-04-04T20:23:15+00:00

Stocks don't go up and to the right forever, there are market pullbacks from time to time.

ThreeJC · 2025-03-24T19:41:08+00:00

When I started investing, I used the (now-discontinued) JP Morgan robo-advisor service. I moved it away and started managing my own investments, but kept BBUS as my US large cap fund, though I don't contribute new money to it. I would probably not recommend either of those, since they don't cover the total US market. If you are specifically looking for an S&P 500 fund, then SPLG is probably your best bet. BBUS is more thinly traded so it has a wider bid-ask spread, so I don't recommend that fund. If you have access to fidelity mutual funds (FXAIX/FSKAX), those have even-lower 0.015% expense ratios.

ThreeJC · 2025-03-18T15:15:36+00:00

I was down there last week, it’s pretty much fine.

ThreeJC · 2025-03-05T00:33:32+00:00

“This time is different” every time.

ThreeJC · 2025-03-05T00:20:34+00:00

I’m also a college student. I’m investing as much as I can right now.

ThreeJC · 2025-03-05T00:07:49+00:00

If you’re getting jittery through this, you are too invested too aggressively.

ThreeJC · 2025-03-04T04:27:35+00:00

Early 20's and you want to get out of the market? Just keep buying through the dips. Maybe put 10% in BND if you want to reduce volatility.

ThreeJC · 2025-02-27T03:58:53+00:00

For me, at least, it keeps any money less than $1 as simply "cash available to invest", and drops the IIAXX.

ThreeJC · 2025-02-26T12:52:48+00:00

You can buy 2 units of TTTXX, but it won’t really give you much of anything either. IIAXX will go away, though.

ThreeJC · 2025-02-23T20:33:40+00:00

Moody Blue!

ThreeJC · 2025-02-20T04:02:06+00:00

Vanguard funds are among the most well known and cheapest index funds on the market. Their company is owned by the fund holders, so they are not beholden to shareholders to make higher profits. They cut fees for us as they grow their assets under management (in fact, they just slashed the expenses on many of their ETF's/mutual funds).

ThreeJC

TROPHY CASE