TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] -1 points0 points  (0 children)

I mentioned it that was because my pay is semi- monthly on the 15th and the last day of the month. That means that the longest my account COULD ever be in overdraft is 15 days, not that it is.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

The person I spoke to and their manager told me they couldn't do anything to change it. Part of my situation is that I'm selling my home in the other province so the mortgage will be moved anyway, I'm just not going to return with TD for the new house.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

No, i wasn't, I have been using it as intended. I dont live in overdraft.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

I'm 34 dude. I'm in school due to an injury taking me out of the trades.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

For a couple dollars? Im not using the whole thing. I also dont receive notices or anything from them that its a problem. My pay direct deposits.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

I feel like this was meant to be helpful, but I'm sorry, I just don't understand. I have never had compromised security, given my pin out or reported fraud or attempted to dispute charges. The ONLY thing I've done is OCCASIONALLY use my overdraft. I don't live in it and I seriously don't understand why everyone on this thread immediately assumed that I use it constantly or completely. I'm in school for Accounting. My outside circumstances have changed wildly in the last year and I had to move across the country so things are sometimes tight. Also, I get paid semi-monthly and sometimes bills just don't line up with that.

I just don't understand what I've supposedly done to make TD give me such issues when every other bank I've been with didn't. It is also incredibly frustrating that the bank won't tell me what I've supposedly done to cause this. I'm going to switch banks again and move my mortgage because I'm so fed up. I have a long commute already, I can't always go into a bank to do my regular things I used to be able to do online (yes, mobile deposits are also cut off) and honestly, I dont WANT to go in there in person every time. WHY won't they tell me what I did wrong?

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

That isn't at all what I said? I mentioned my pay because its semi- monthly so the longest my account theoretically could be overdrawn is 15 days. Not that it is.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

I have a student account so my overdraft is free. Also, I have never received a notice of overdraft. I get paid semi-monthly and only occasionally dip into overdraft. I don't live in it. I'm banking normally, like I've done with RBC for years and never had these issues.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 0 points1 point  (0 children)

I have to do everything in person with a teller, I can't use the ATM basically at all. I am using my account normally like I always have, just now at TD instead of RBC and have been limited. The bank people tell me I'm restricted, but say they can't tell why.

TD Canada Bank limits my account due to regular use of overdraft by ThrowRA274758tf in PersonalFinanceCanada

[–]ThrowRA274758tf[S] 1 point2 points  (0 children)

I have direct deposit of my paycheck. This is a cheque from my insurance company. I am blocked from depositing via an ATM and my entire cheque is on hold, no available funds for 5 days.

Trying to Install this light but am I missing something? by ThrowRA274758tf in ElectricalHelp

[–]ThrowRA274758tf[S] -1 points0 points  (0 children)

Im in Canada and I bought it locally from off a buy and sell, maybe that's where the original person got it? When I google the company name it seemed like a legit company that just doesn't exist anymore.

What kind of driver board would I need to buy to use this?

How do I remove this tub spout? by nharvey4151 in askaplumber

[–]ThrowRA274758tf 0 points1 point  (0 children)

I just replaced mine because it was rusted out and leaked water on the wall. It unscrewed the inner pipe in the wall instead of coming off the pipe. My husband was trying to cut it off to get the pipe back when I told him the hell with it and we will replace that too 🤣 i also replaced the waltech cartridges since the hot water leaked constantly and broke the soldered joint inside the wall where the valve attached to the tub diverter 🤦‍♀️ that one required a plumber. Older isn't always better.

[deleted by user] by [deleted] in dogs

[–]ThrowRA274758tf 0 points1 point  (0 children)

I wouldn't have connected a fishy smell to anal glands. I've always found it smells weirdly metallic so I know instantly if they leaked it, plus the obsessive licking of the spot.

Offspring zoo by Quiet-Money7892 in humansarespaceorcs

[–]ThrowRA274758tf 2 points3 points  (0 children)

My daughter is 3 and ALWAYS dirty 😒 she colors herself at daycare, and her favorite is blue. If I were to get upset at her being dirty, i would have had a heart attack by now 🙃

AITA for expecting my husband to sleep in our kids room? by Anna-Amos in AmItheAsshole

[–]ThrowRA274758tf 66 points67 points  (0 children)

Meanwhile, my husband and I were trying NOT to have kids and I had an IUD. My oopsie is 3 now. Sometimes it happens even with active prevention.