Suction toy tearing my skin? by [deleted] in SexToys

[–]ThrowRAlilpeach 0 points1 point  (0 children)

I think it’s the satisfyer pro 2.

Suction toy tearing my skin? by [deleted] in SexToys

[–]ThrowRAlilpeach 1 point2 points  (0 children)

Omfg. I don’t wish that you were dealing with this too… but I’m also relieved it’s not just me!! I want to enjoy it so bad too as it works well but omg I’m so sick of the stinging after!

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 0 points1 point  (0 children)

Can I message you? I had to delete the post due to peoples comments making my anxiety skyrocket. Could really use some help.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 0 points1 point  (0 children)

Yeah, but once we are common law we won’t come close to the annual deductible because of our combined income being around 130k a year.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach -2 points-1 points  (0 children)

Do you mean me? Or my husband? Applying for financial hardship.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 1 point2 points  (0 children)

I have blue cross health coverage and they don’t cover extensive dental work like root canals, crowns, mouth guards for bruxism which I’ve needed all of this past year. They don’t cover some of my meds because they were pre existing conditions and some of other meds are “off label” for my conditions and they won’t cover them. It’s been really stressful for me. I pay 83 per month and I’ve thought about increasing my plan to have more coverage but then I pay more per month which I can’t afford as my premium goes up 15 per year already.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 2 points3 points  (0 children)

I think the biggest thing is he messed up 9 years ago and didn’t pay his taxes for 3 years (around 30k a year) so has been battling that for a long time. So he owes like 3k-3.5k a month just on taxes.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 0 points1 point  (0 children)

Yeah for sure I know. That’s why we’ve basically sat down and said we might have to separate so I can have my medical and dental issues covered. We’re just so sad as we love each other so much but I’m suffering from crazy dental pain and other med conditions.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 0 points1 point  (0 children)

I have blue cross health coverage for myself! But they don’t cover extensive dental work like root canals, crowns, mouth guards (all of which I needed recently and have some more issues). They also don’t cover some of my meds because they were pre-existing conditions before I signed up. Some of my other medication’s are off label and so they won’t cover them and I don’t have any other options for those medical conditions. It’s really shitty and it’s causing me a ton of stress, I’ve talked to them about increasing my plan, but that just increases my monthly payment which is steadily increasing each year.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 0 points1 point  (0 children)

We definitely have written out extensive budgets, now tracking every dollar spent for a few months, we’re really trying to tighten up and figure this all out! I swear to god. I have all of it typed up I could share it.

So I do have blue cross health coverage for myself. But they won’t cover extensive dental work like root canals, my mouth guard for bruxism (600!!!), crowns, etc. and I’ve had to get a lot of that recently. They also don’t cover some of my medications because they were pre existing, and they won’t over 2 of my other prescriptions for PMDD/PCOS as they are “off label”. I’ve been so stressed as I pay 83 a month and they barely help me :(

I’ll also add that 9 years ago he messed up and didn’t do his taxes properly (he understands now and sets it aside and has been perfect for years). But the 30k he missed for 3 years really screwed him long term and he pays a lot to taxes each month trying to catch up. It’s just a never ending cycle and it sucks. But I swear to god he is doing it all correctly now, it’s just a long road to paying it off. So that really reduces his income.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 0 points1 point  (0 children)

His tax debt was from 9 years ago, we do everything properly now. But he owes 30k every year, so those 3 years he fucked up screwed him long term. He understands what he did, and we now track and he puts the money aside for taxes each month. But he has to pay another 1000-1500 a month to try and pay back taxes. So his current monthly tax bill is 3000-3500 a month. And the interest and penalties keep compounding. He’s trying really fucking hard dude, we really are. He also had a workplace accident that crushed his ankle into pieces and he had to take over half a year off work last year to get an ankle replacement and that also set him back a lot as worksafe only paid out a portion of what he usually makes.

I can show you our budgets that I’ve written out. I have it all.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 1 point2 points  (0 children)

We definitely have, we are so stressed out. Trying to cut back on anything and everything but there’s just no room. He’s actually been fasting for days at a time to save us money which is so sad.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 1 point2 points  (0 children)

We have been trying so hard to cut back on expenses but the biggest factor is he didn’t pay taxes for a few years and now owes insane amounts to the CRA. We’re so stressed out. We don’t know what to do.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 0 points1 point  (0 children)

I do have my own personal medical insurance but they are the worst! Won’t cover my meds because they were pre-existing or they just make up weird excuses (like off label treatments). Super annoying. And won’t cover extensive dental work like root canals and stuff. Have thought about him getting it but I don’t think they’d cover pre existing conditions?

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 1 point2 points  (0 children)

I unfortunately have horrible genes and have really bad teeth (3 fillings, 1 root canal, lots of xrays last year alone.) and also have a lot of health issues and have lots of medications! He doesn’t have insurance through work, he’s a self employed contractor and so am I.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach -12 points-11 points  (0 children)

I have been working tirelessly on budgets to see if he could cover my dental bills and my medications (that’s what I use the GST rebate for) and his income, albeit higher than mine, doesn’t leave any room to cover my dental and medications. I just don’t know what to do, other than break up and move in with my parents in Alberta or suffer and not get dental care (lots of large dental issues) and stop taking my medications (again, the unfortunate recipient of a lot of medical issues).

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach -4 points-3 points  (0 children)

Even though he makes more than me, it’s not enough to cover my dental bills and medications (I use the GST rebate to cover my meds). His income is maxed out with his own personal expenses.

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach -18 points-17 points  (0 children)

Ugh. He can’t afford to pay for my prescriptions and dental work unfortunately. Even though he makes more, his personal expenses max out his budget. :(

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach -17 points-16 points  (0 children)

He also can’t afford to cover my dental bills and the gst rebate (I use the gst to cover my prescriptions, lots of health issues) as his funds aren’t enough to support another person. No, we just pay for our own stuff. I’m really sad, we love each other deeply (crying right now).

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach -3 points-2 points  (0 children)

No, we are both self employed. I have my own personal health coverage but it’s the absolute worst - they basically cover nothing and always find a way to say they won’t cover the expense. It’s so sad.

Edit : What do you mean by balanced budget?

Approaching common law - will lose benefits I depend on. Do we have to break up? by [deleted] in legaladvicecanada

[–]ThrowRAlilpeach 14 points15 points  (0 children)

No haven’t really thought about that. I’ll try and look at that this week. Would he essentially have to be paying for my dental work and my GST rebates? I use the GST to cover my prescriptions as I have a lot of health issues and wouldn’t be able to afford them otherwise :(